Uptown Commercial Capital

04/06/2026

100% Purchase & Rehab financing for experienced investors
100% financing on both purchase price and rehab costs, capped at 75% of the After Repair Value (ARV)
5+ completed rehabs in the last 3 years in the same state
10+ completed rehabs nationwide within the same timeframe
Credit 680+
Eligible borrowers only liable for closing costs at closing
Rates from 9.50%

DSCR Rental property loans
Up to 80% on rate & term refinance
Up to 75% on cash-out

Short term rental, Air BNB properties eligible

If you would like a quote, please get in touch!

888-609-3364
[email protected]
www.uptowncommercialcapital.com

04/05/2026

2nd position loans on commercial, multifamily and hospitality assets up to 65% CLTV.
Ideal for when you have a 1st position loan you do not want to refinance but have enough equity to pull out cash up to 65% of the combined loan to value (CLTV) of the 1st and 2nd.
✔ Creative structuring
✔ Fast ex*****on
✔ Flexible 2nd position options
www.uptowncommercialcapital.com

04/03/2026

Apartment purchase & rehab loans available for smaller apartment complexes.
Up to 90% of purchase price and rehab for 5-to-20-unit apartment complexes (value-added deals).
Bridge loans up to 70% purchase or refinance on 5-30 unit complexes with 12-18 month terms.
Long term 30yr DSCR loans up to 75% LTV
Credit 680+ required
Minimum loan amount $200,000
www.uptowncommercialcapital.com

03/13/2026

SBA Gas Station Loans - SBA 7a and 504
Rates from 6.75%
Up to 90% financing for owner-occupied commercial real estate purchases.
25-year amortization and fixed-rate options
Purchases, working capital, equipment, refinances, ground-up new construction
Financing available for most all industries, including manufacturing, retail, franchises, health care, veterinarian services, professional offices, insurance agencies, hotel, gas stations, convenience stores, car washes, self-storage and many more.
www.uptowncommercialcapital.com

03/07/2026

Fast First Mortgage Bridge Loans
Commercial Real Estate, Single-Family Investment Homes, and 1-4 Unit Properties
Up to 65% of valuation on a refinance or purchase price
Loan Amounts: $50K to $5MM
Term: 6 Months to 5 Years
Closing in average 5 to 10 business days
No minimum credit score
- Residential Investment Properties
- Commercial Properties
- Fix and Flips up to 95% of pp and rehab
- Rentals, Refinances
- Fast approvals and term sheets
- No third-party appraisals required on case-by-case basis
Geography: Nationwide (excluding AK, AZ, CA, ID, MN, ND, NY, NJ, NV, OR, SD, UT, VT)
888-609-3364
[email protected]
www.uptowncommercialcapital.com

02/15/2026

Commercial DSCR Loans - Purchase, Cash-out, Refinance

Financing available from $75,000 to $5,000,000+ on commercial and non-owner occupied residential real estate including residential 1-4 units, multifamily, mixed use, office, retail, light industrial, self-storage, automotive, mobile home park, daycare center, and warehouse properties.

Loan Program details:
6.99 - 11.99%
30 year fixed - 30-year term
Up to 75% LTV
30 - 40 day close

www.uptowncommercialcapital.com

01/24/2026

SBA loans available for Owner-user Commercial Real Estate purchase and refinance, Ground-up new construction, business acquisitions, partner buyouts, refinancing existing debt, purchase equipment, machinery, inventory and working capital.

Up to 90% financing with fixed rates from the mid 6's to 7's!

SBA 504 Fixed Rate Loan Programs
Owner User Real Estate Financing – Up to 90% Financing
Low Fixed Loan Rates for Purchases & Refinancing
Total Loans From $1,000,000 to $20,000,000
25 yr Amortization with 10 Yr Term
Overall Blended 90% Financing Rates in the mid 6's to 7's
Close in 45-60 Days
Cash Out Now Eligible on SBA 504 Loans

SBA 7a
Loans from $250,000 to $5,000,000
Up to 90% financing of acquisition cost plus working capital
Rates from 8.50%
Up to 25 yr. loan term
Close in 45 to 60 days

SBA 7a Express
Up to $500,000
No Tax Returns Required!
Property must be 51% owner user
General Retail or Office, no special use properties (no gas stations for this program)
Rates from 8.50%
Close in 30 days

Conventional & Stated Income Real Estate Loans
Purchase, Refinance, Cash-out, New Construction
65% to 75% of value
Rates from 7.5%

Hard Money Bridge Loans
Purchase, Refinance, Cash-out, New Construction, Fix-n-Flip
65% to 75% of value on hard money
Fix-n-flip loans up to 90% of purchase price and 100% of rehab on 1-4 unit investment residential
Rates from 9.5%
Close in 2 to 3 weeks

Thanks, and let me know if you have interest in any property or business or would like to inquire about financing



www.uptowncommercialcapital.com

01/19/2026

Need financing? SBA 504 rates from the mid 6's to 7's

SBA 504 Fixed Rate Loan Programs
Owner User Real Estate Financing – Up to 90% Financing
Low Fixed Loan Rates for Purchases & Refinancing
Total Loans From $1,000,000 to $15,000,000
25 yr Amortization with 10 Yr Term
Overall Blended 90% Financing Rates in the mid 6's to 7's
Close in 45-60 Days
Cash Out Now Eligible on SBA 504 Loans

SBA 7a
Loans from $250,000 to $5,000,000
Up to 90% financing of acquisition cost plus working capital
Rates from 8.50%
Up to 25 yr. loan term
Close in 45 to 60 days

SBA 7a Express
Up to $500,000
No Tax Returns Required!
Property must be 51% owner user
General Retail or Office, no special use properties (no gas stations for this program)
Rates from 8.50%
Close in 30 days

Conventional & Stated Income Real Estate Loans
Purchase, Refinance, Cash-out, New Construction
65% to 75% of value
Rates from 7.5%

Hard Money Bridge Loans
Purchase, Refinance, Cash-out, New Construction, Fix-n-Flip
65% to 75% of value on hard money
Fix-n-flip loans up to 90% of purchase price and 100% of rehab on 1-4 unit investment residential
Rates from 9.5%
Close in 2 to 3 weeks

Thanks, and let us know if you would like to inquire about financing for your business or investment property.

Revenue Based Business Loans SBA Bank Loans Commercial Real Estate Financing Real Estate Investor Funding: Purchase, Refi, Rehab

01/17/2026

Real estate investor funding available for investment residential and commercial properties.

Hard money loans, stated income and conventional loans for Purchase, Refinance, Cashout, Renovations and Construction.

Long Term - investment residential and commercial
Purchase, refinance, cash-out
Stated income, no tax returns required, takes 21 - 30 days to close
Conventional loan (Bank or Lifeco) takes 45 to 60 days to close
Up to 75% loan to current appraised value
15 to 30 year term
Interest rates from 5.75%
Credit 620+
Minimum loan amount $75,000

Asset based loan - low documentation hard money loan
takes 2 - 3 weeks to close
Up to 65% to 75% loan to current appraised value
12-36 month term
Interest rates from 9%
interest only payments with balloon payment at end of term
All credit types considered
Minimum loan amount $50,000

Fix and Flip Residential Real Estate Investor loans
85% to 100% of purchase price
100% of rehab money
70% max loan to ARV
Interest rates from 9.99%
12 to 24 month term
Credit 600 and above
Minimum loan amount $75,000

Land Loans
Up to 50% of current appraised value or purchase price
12 to 36 month loans
12% +/- interest only payments
650 credit and above
Minimum loan amount $75,000 (land must be valued at minimum of $150k as-is)
Land loans are very sensitive to location. Refinances will usually use the original purchase price as the value.

SBA Loans - owner-occupied commercial real estate
Purchase, Refinance, New construction
Up to 90% of value
25 year terms
Rates: 8.50% to 9.50%
SBA loans are for owner-user properties where the owner's business will occupy at least 51% of the square footage.

New Construction
80% to 100% of the vertical construction cost
Up to 60% of the land acquisition
12 to 36 month terms
Credit 650+ required
Borrower should have built similar projects in the past 18 months, new builders OK but will have less leverage, depends on the specific situation.

Most all property types considered: Retail, Commercial, Office, Mixed-Use, Multifamily, Apartments, Condos, 1-4 unit Investment Residential (no owner-occupied primary residential properties considered), Warehouse, Self-Storage, Restaurants, Churches, Land (up to 50% LTV), Gas Stations, Industrial, Automotive, Hotels and Motels (65% LTV)

Thanks and let us know if you have any questions about any potential deals

www.uptowncommercialcapital.com

*** No loans available for owner-occupied primary residential properties or 2nd homes ***

01/12/2026

Real Estate Investor Funding Available
Investment residential, commercial, mixed-use, multi-family.

New Construction
Up to 100% LTC
Up to 70% ARV
Loan Terms up to 24 Months
Non-Dutch Interest on Construction (Only pay as you draw)
Work with new investors using a GC

Fix and Flip
90% to 100% of purchase price
100% of Construction Costs
75% ARV

Bridge Loans
Cash-Out and Rate Term Refinances
Up to 70% LTV
12-24 month terms

Long Term DSCR Loans
Up to 80% on purchase & up to 75% Cash-Out
30 year terms

Short Term Rental Loans
Up to 75% on Purchase and 70% on Refinance

Multi-Family Up to 40 units
12-24 Month Terms
Up to 70% ARV

Land Loans
Up to 50% of purchase price or refinance

www.uptowncommercialcapital.com

11/04/2025

Looking to get fast business funding without the typical restrictions?

We offer nationwide simple, fast, and flexible unsecured funding solutions for clients—regardless of industry, revenue, or time in business.

What We Offer:

🟢 Unsecured Fixed Term Loans

$25K to $500K
5–7 year terms
9–15% APR
No prepayment penalties – perfect for bridge loans
Funded in 10 business days

🟢 Business & Personal Credit Cards

$25K to $150K
0% interest for 6–12 months
Stated income only – no income verification
Based solely on credit report
Pre-Qualification Requirements (Term Loans Only):

✅ Tri-merge credit report (FICO 8) – 680+ across all 3 bureaus

✅ Last 2 years of 1040 personal tax returns showing $50K+ AGI

If you're looking for funding and being overlooked by banks or turned away due to limited time in business, we want to help you get funded.

11/01/2025

Unlock Your Business Potential with Fast Term Loans! Are you ready to fuel your business growth without the endless waiting? Our Business Term Loans offer flexible financing from $50,000 to $300,000, designed for entrepreneurs like you who need capital quickly and efficiently. Why Choose Our Term Loans?
Rapid Funding: Get approved and funded in as little as 10 days – no more dragging your feet through traditional bank bureaucracy.
Non-SBA loans that are ready to fund now!
Competitive Rates: Enjoy fixed interest rates tailored to your credit profile and business needs.
Flexible Terms: Repayment periods from 6 months to 5 years, with fixed monthly to match your cash flow.
No Hidden Fees: Transparent pricing – what you see is what you get. No prepayment penalties, so pay off early and save.
Simple Eligibility: Businesses with at least 3 years in operation, $250k+ annual revenue, and a credit score of 680+ qualify.
How It Works:
Apply Online: Fill out our quick 5-minute application – no mountains of paperwork required.
Get Pre-Approved: Receive a decision in 24-48 hours with personalized loan offers.
Submit Docs: Provide basic financials (bank statements, tax returns) for final verification.
https://www.smartbizloans.com/apply?partner_id=uptownbusinessbrokers