The Hedaya Capital Group is a specialty finance company that provides working capital to growing based on the quality of their accounts receivable. We at Hedaya Capital take pride in our ability to work hand in hand with entrepreneurs to help them realize their full potential. We strive to maintain the highest level of customer service and develop long-term relationships with all of our customers.
Many growing businesses find themselves in need of an alternate source of financing. Even if a company is profitable it can find itself in a negative cash flow situation. This happens because in order to attract customers, many businesses are required to offer trade credit. Depending on the industry trade terms of 30, 60, or even up to 90 days are standard. At the same time suppliers to businesses usually require cash on delivery or even payment in advance until the growing business can establish credit terms with them. This means that the business is in a situation where they are paying upfront for merchandise and have to wait a significant amount of time to receive payment from their customers. This puts the company in a position where at any point in time there is more cash going out than there is coming in. These circumstances can make things very difficult for the business owner, especially if sales are growing. In order to meet growing demand the business requires more cash to buy inventory, supplies and acquire additional human resources. The Hedaya Capital Group solves the negative cash flow problem by making cash advances to the business based on its open accounts receivables. With the money advanced to the business it can acquire the necessary resources, continue operations and grow sales. The Hedaya Capital Group works with businesses in many industries. As long as there are valid accounts receivable, Hedaya Capital can most likely provide the required funding. Industries that we are currently serving include; food import and distribution, apparel manufacturers, staffing agencies, advertising and media, business services, printing companies, textiles, children’s wear, shoes, accessories, consumer electronics and more. Hedaya Capital is family owned and operated, so clients deal directly with the decision makers. We are able to review, approve and fund new clients within days of receiving a completed application and due diligence package. Existing clients generally receive funds within 24 hours of submitting their invoices.