Step

Step Next Generation Banking

02/11/2026

How to make your kid a millionaire with only $25 a month. 👶💰

Most people think you need a huge income or complicated investing strategies to build wealth for your child. But in reality, starting early and staying consistent is the most important part.

01/15/2026

3 things that keep you broke in your 20s 💸

It usually comes down to a few habits that quietly limit your progress. Carrying a credit card balance makes everyday purchases more expensive, treating savings like a backup checking account slows momentum, and lifestyle inflation absorbs raises before they have any real impact.

Seek and shop! 💰What’s the first word you see? 👀
07/01/2023

Seek and shop! 💰What’s the first word you see? 👀

Ever wondered what factors influence your credit score? 💭🤔 Here’s the breakdown!
04/10/2023

Ever wondered what factors influence your credit score? 💭🤔 Here’s the breakdown!

Ever wondered what factors influence your credit score? 💭🤔Here’s the breakdown!
04/10/2023

Ever wondered what factors influence your credit score? 💭🤔Here’s the breakdown!

STEPFEST IS BACK! 🎉In honor of Financial Literacy Month, we're hosting StepFest - a private, on-campus concert for one h...
03/15/2023

STEPFEST IS BACK! 🎉

In honor of Financial Literacy Month, we're hosting StepFest - a private, on-campus concert for one high school, AND giving away a total of $50,000! 🥳💸

To Enter:
1) Download Step
2) Enter your school name
3) Get a parent or trusted adult to "sponsor" your account

The high school with the most sponsored students will win $25,000 and StepFest at their school, and the student who invites the most people to Step will win the $10,000 scholarship!

Official Rules: http://bit.ly/407WLZM

Step is honored to be the winner of the Fintech Trailblazer Contest! 🏆Thank you to and for creating the opportunity to...
03/06/2023

Step is honored to be the winner of the Fintech Trailblazer Contest! 🏆

Thank you to and for creating the opportunity to showcase our shared mission of improving the financial future of the next generation. 🙌

This award comes as Step surpasses 4 million accounts and launches stock investing, making it possible for you to start building long-term wealth in a safe learning environment. Our goal is to help the next-generation develop healthy investing habits ASAP!

It’s party time! 🎊 Which one are you going for first? 😎
02/08/2023

It’s party time! 🎊 Which one are you going for first? 😎

01/17/2023

Save money on your next fill-up with this gas station hack! ⛽️ 💸

What’s your next BIG PURCHASE going to be? Let us know in the comments! 💸
01/13/2023

What’s your next BIG PURCHASE going to be? Let us know in the comments! 💸

Tag your friends! 💸
01/06/2023

Tag your friends! 💸

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Our Story

It isn’t easy learning how to be good at money. Schools don’t teach you and families don’t always talk about finances. Traditional banks make it even harder to get ahead by charging fees for standard services like checking accounts, atms and even spending cards.

Step is the next generation financial services company building the best banking experience to help teens and young adults achieve financial independence and knowledge at an earlier age. Step is founded by a team with 50+ years in combined financial technology experience. Our mission is to create a bank that gives you the tools to become smarter with your money and reward you along your financial journey.


  • Send and receive money instantly from your family and friends and get real time notifications.

  • Step has no monthly fees, no overdraft fees and no minimum balance. Start your financial journey the way it should be.