Eli Napolitano - VP, The Federal Savings Bank NMLS 66181

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Eli Napolitano - VP, The Federal Savings Bank NMLS 66181 NMLS #66181
The Federal Savings Bank is an Equal Housing Lender. Co. NMLS # 411500. For licensing information, go to www.nmlsconsumeraccess.org
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Communication, quick turn times, and flexible guidelines without the fluff. It’s what you need from a lender in this volatile home financing market. Call me directly to set up an appointment or visit my website for a quick application or information. www.TheFederalSavingsBank.com/EliNapolitano
Phone: (732) 719-8560

What if your favorite getaway felt more like home?Whether you’re drawn to weekends by the water, time in the mountains, ...
10/21/2026

What if your favorite getaway felt more like home?

Whether you’re drawn to weekends by the water, time in the mountains, or a place closer to family, second-home financing may help you pursue a property that fits the life you envision.

Which destination would you return to again and again?

Interested in building your real estate portfolio? From single-family rentals to multi-family properties, investment pro...
10/14/2026

Interested in building your real estate portfolio? From single-family rentals to multi-family properties, investment property financing may help support your next purchase.

What type of property are you considering? Share your plans with a mortgage banker to explore potential financing options.

Your current mortgage doesn’t have to be a Veterans Affairs (VA) loan for you to explore VA refinancing.Eligible Veteran...
10/08/2026

Your current mortgage doesn’t have to be a Veterans Affairs (VA) loan for you to explore VA refinancing.

Eligible Veterans, service members, and surviving spouses may be able to replace a conventional mortgage with a VA cash-out refinance.

Learn how the process works, why some homeowners make the switch, and what to consider before refinancing:

Learn how a Veterans Affairs (VA) cash-out refinance may be used to replace a conventional mortgage and which factors borrowers should compare.

10/07/2026

Some dreams begin with a quiet room, a deep breath, and the courage to hit "record."

Whether you're creating, building, or pursuing a lifelong passion, the equity you've built in your home may help support the next chapter of your story.

A dream wedding can sometimes come with a high price tag.  If you own a home, tapping your equity may be one way to help...
10/05/2026

A dream wedding can sometimes come with a high price tag.

If you own a home, tapping your equity may be one way to help cover the cost, but is that the right choice for you?

See what to consider before using a home equity loan or home equity line of credit (HELOC) for wedding expenses, plus other ways to pay:

Can you use a home equity loan for a wedding? Learn how home equity loans and home equity lines of credit (HELOCs) work and alternatives to compare.

If you're buying but might move again within 3 to 7 years, your timeline can play a big role in the mortgage that best s...
10/01/2026

If you're buying but might move again within 3 to 7 years, your timeline can play a big role in the mortgage that best suits your situation.

Learn how fixed-rate mortgages, adjustable-rate mortgages (ARMs), discount points, and break-even timing could factor into your decision:

Know you may move again in a few years? Learn how your timeline can help you compare mortgage options, rates, points, and potential costs.

You bought the home. Now come the movers, utility setup, furniture and all those smaller expenses that can add up quickl...
09/28/2026

You bought the home. Now come the movers, utility setup, furniture and all those smaller expenses that can add up quickly.

Learn how savings, credit cards, and a personal loan for moving expenses may fit into your move, and what to consider before taking on new debt.

Learn how a personal loan for moving expenses may help cover move-in costs, plus what to consider before borrowing after buying a home.

Thinking about buying your first rental property?There are some important pieces to know before you get into the process...
09/25/2026

Thinking about buying your first rental property?

There are some important pieces to know before you get into the process. Read this article to learn what kind of questions you should be asking in this phase of your property investing journey.

Questions to ask before buying a rental property, from monthly costs and vacancy to maintenance, management, financing and the local market.

09/21/2026

Buying a triplex or fourplex with a Federal Housing Administration (FHA) loan involves an additional property-level calculation.

Learn how the FHA self-sufficiency test works, why projected rental income matters, and what to consider before making an offer:

Summer has a way of leaving every room just a little more cluttered than you remember.If your family is getting ready fo...
09/18/2026

Summer has a way of leaving every room just a little more cluttered than you remember.

If your family is getting ready for back-to-school season, a few small changes can make mornings feel calmer and your home more organized.

Here are practical tips to reset your space without spending an entire weekend cleaning.

Reset your home after summer with simple organization tips for busy families. Create routines, reduce clutter and get ready for back-to-school season.

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New York, NY
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