Janak Bhandari, Agent with New York Life

09/18/2025

Textbooks, tuition, room and board… even late-night pizza runs. College costs add up fast. The right savings strategy can make it manageable. When it comes to paying for college, this article offers some great guidance and tips:
https://nyl.co/48lvpXl

Let’s talk—I can help you find the approach that works specifically for your college savings goals.

08/22/2025

You’re not alone – vacations, festivals, and sunny-day splurges can add up fast. The good news? There are simple ways to stay on track without missing out on the fun. From guilt-free budgeting to smart tech tips, these strategies can help you enjoy summer and protect your wallet. Check them out:
https://bit.ly/4oNU5h9

Need help creating a plan that works for real life? Reach out any time and let’s talk.

07/17/2025

You’re not alone – and you don’t have to figure it out alone, either. From auto-pay hacks to smart grace period moves, there are surprising strategies that can make a real difference in how you manage your student debt. Check out these tips:
https://bit.ly/4lGSfNi

Need help figuring it all out? Let’s talk.

06/26/2025

Your finances vs. the headlines
Moody’s just lowered its outlook on the U.S. credit rating. Headlines like this can feel unsettling—but they don’t always mean changes for your personal finances. What matters is having a strategy that keeps you focused on your goals, not the noise. Here’s a quick explainer: https://bit.ly/4nkIV2L
Still feeling uncertain? Let’s talk. I’m here to help you stay grounded and confident. Message me to connect.

06/12/2025

Tired of overthinking money?
You're not alone—and you're not doing anything wrong. It’s easy to compare yourself to others, but what is your next move? Focus on your financial strategy.
Check out these simple tips to stop stressing about money: https://bit.ly/43QA5Ch
Need help building a financial strategy that works for your life? Let’s chat.

05/27/2025

Whether you’re planning a big purchase, aiming for better loan terms, or just want more financial freedom, boosting your credit score can make a big difference. I found this helpful CNBC article with tips that could help increase your score by up to 160 points in just 30 days.
Need help creating a game plan for your financial goals? Let’s talk—I'm here to help.
The article is for general informational purposes. Credit scores vary significantly based on individual circumstances. Consider your unique situation when working to improve your credit score. Consult with a credit counselor for personalized advice.
https://cnb.cx/43GPS5k

05/21/2025

Rules for Required Minimum Distributions (RMDs) just got friendlier. Based on new changes to SECURE 2.0 Act some clients can now use annuity income to offset other RMDs distributions from other non-annuitized qualified retirement accounts. New York Life is here to help make annuity conversations easier. Let’s connect to see if this strategy makes sense for you.

05/16/2025

Raising an athlete is no small feat—you're investing time, energy, and money to help them chase their dreams. But while you're supporting their goals, don't lose sight of your own. Check out these quick tips from New York Life to help you manage costs and stay on track with your own financial goals.
Want help building a game plan that supports both your child and your financial goals? Let’s connect.
https://nyl.co/4jYlfiz

05/09/2025

High school graduates this year could take on $40,000 in student loan debt to obtain their bachelor's degree.

High school graduates this year could take on $40,000 in student loan debt to obtain their bachelor's degree, according to this data analysis.

05/09/2025