GuardHill Financial LLC - NMLS #1609

GuardHill Financial LLC - NMLS #1609 Leading mortgage experts serving individuals & real estate. Striving to offer the best mortgage financing rates, services & product mix. NMLS #1609

GuardHill Financial LLC is a New York City-based mortgage banker and brokerage company. GuardHill has maintained our reputation as one of New York’s premier luxury mortgage provider. Our platform as Broker and Banker enables us to arrange the broadest spectrum of loans. Our mission is to deliver the best combination of rates and service on each transaction. GuardHill Financial LLC NMLS #1609 (www.

nmlsconsumeraccess.org). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License # 413-0338 • Licensed Lender CT Banking Dept. • Licensed Correspondent Mortgage Lender - FL Banking Dept. • Georgia Residential Mortgage Licensee #11534 • Illinois Residential Mortgage Licensee .0006038 • Louisiana Residential Mortgage Lending License • Massachusetts Mortgage Lender and Broker License • Licensed by the New Hampshire Banking Dept. • Licensed by the NJ Dept. Of Banking and Insurance • Licensed Mortgage Banker – NYS Department of Financial Services • Pennsylvania Licensed by the Department of Banking License #20970 • Rhode Island Licensed Lender and Loan Broker • Tennessee Mortgage License #129058 • Virginia State Corporation Commission License -1868 • Washington DC Mortgage Dual Authority License • GuardHill Financial LLC is also licensed to offer mortgage loans in Alabama, Colorado, Maine, Maryland, Mississippi, North Carolina, Texas, Vermont, and Washington.

Just a few of the many successful closings our mortgage specialists have helped make possible.We're proud to guide our c...
06/10/2026

Just a few of the many successful closings our mortgage specialists have helped make possible.

We're proud to guide our clients through every step of the home financing journey.

Connect with a GuardHill mortgage expert to experience a smoother path to homeownership. ⁠

06/05/2026

What is a Foreign National Loan?

A foreign national loan is a specialized, non-QM (non-Qualified Mortgage) mortgage designed for non-U.S. citizens living abroad who want to purchase or refinance property in the United States.

Because these borrowers lack U.S. credit, tax returns, or Social Security numbers, these loans use alternative qualification methods.

GuardHill is one of the nation’s leading Foreign National mortgage specialists.

Our team speaks various languages, and we excel in structuring standard to complex loan programs tailored to a borrower’s unique financial needs.

Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠

| We secured a $450,000 loan for a client in New York, NY. It was for the purchase of a pied-à-terre co-op using busin...
06/03/2026

| We secured a $450,000 loan for a client in New York, NY. It was for the purchase of a pied-à-terre co-op using business bank statements instead of tax returns.

In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠

Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠

The mortgage and housing industry is closely watching new Fed Chair Kevin Warsh, who is widely viewed as more supportive...
06/01/2026

The mortgage and housing industry is closely watching new Fed Chair Kevin Warsh, who is widely viewed as more supportive of lower interest rates over the long term which has created optimism across the market.

Read more at guardhill.com/blog/
⁠

05/29/2026

Jumbo loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically starting around $800,000, depending on the market.

Super jumbo loans generally refer to loan amounts above $2 million.

Because these loans fall outside conventional lending guidelines, they often require stricter underwriting standards, including lower loan-to-value ratios and stronger credit profiles.

Contact us to connect with a mortgage specialist and learn how GuardHill can simplify the mortgage process.

| We secured a $4,750,000 loan for a client in Southampton, NY. It was for the purchase of a second home with full doc...
05/27/2026

| We secured a $4,750,000 loan for a client in Southampton, NY. It was for the purchase of a second home with full documentation.

In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠

Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠

We honor and remember the brave men and women who made the ultimate sacrifice for our country. Their courage and service...
05/25/2026

We honor and remember the brave men and women who made the ultimate sacrifice for our country. Their courage and service will never be forgotten. Wishing everyone a meaningful Memorial Day.

"Patti, thank you again for all you did to make the financing happen. Very grateful to you and your colleagues, Betsy an...
05/22/2026

"Patti, thank you again for all you did to make the financing happen. Very grateful to you and your colleagues, Betsy and Christina. This was the smoothest and most straightforward process I've ever experienced. I attribute that to the very deft way you handled everything. Thank you, and I look forward to working together in the future!"
-P.A.

Connect with a GuardHill mortgage expert to experience a smoother path to homeownership. ⁠

| We secured a $3,000,000 loan for a client in Quogue, NY. It was for a cash-out refinance of a three-family investmen...
05/20/2026

| We secured a $3,000,000 loan for a client in Quogue, NY. It was for a cash-out refinance of a three-family investment property using rental income to qualify.

In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠

Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠

As the spring homebuying season progresses, the housing market is showing encouraging signs of stability. Mortgage rates...
05/18/2026

As the spring homebuying season progresses, the housing market is showing encouraging signs of stability. Mortgage rates have remained relatively consistent, buyer demand is steady as consumers adjust to current rate levels, and housing inventory is gradually expanding as more sellers enter the market. Homeowners also continue to benefit from strong equity positions, creating opportunities for refinancing, debt consolidation, or accessing equity for other financial goals.

Read more at guardhill.com/blog/
⁠

Address

140 E 45th Street, Fl 31st
New York, NY
10017

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