Benefit Quest, Inc.

Benefit Quest, Inc. Independent Insurance Agency. Your trusted insurance experts, protecting what matters most. Independent Insurance Agency

Did you know the New York retirement mandate has different deadlines depending on how many employees you have?Most busin...
06/05/2026

Did you know the New York retirement mandate has different deadlines depending on how many employees you have?

Most business owners know the requirement is coming, but the timeline is more specific than most realize.

- 30+ employees: March 18
- 15–29 employees: May 15
- 10–14 employees: July 15

If you're in that last group, there's still time to evaluate your options and make the right decision for your business rather than a rushed one.

If you're not sure where to start, happy to help you think it through.

Recently, we had the opportunity to be part of Orna's First Time Homebuyer event.Orna and her team put together somethin...
06/04/2026

Recently, we had the opportunity to be part of Orna's First Time Homebuyer event.

Orna and her team put together something really valuable for people navigating one of the biggest financial decisions of their lives. The room was full, the questions were good, and it was a reminder of how much people appreciate having someone they trust walk them through the process.

Proud to be part of a community where people show up for each other like this. Thanks to Orna and her team for including us.

Bergen County, NJ Real Estate By Orna Jackson

Most New York business owners don't know they have options under the new retirement mandate.Under New York's Secure Choi...
06/04/2026

Most New York business owners don't know they have options under the new retirement mandate.

Under New York's Secure Choice requirements, employers with 10+ employees need to offer a qualified retirement plan starting in 2026.

There are a few ways to meet that requirement:

- The state-run IRA program
- A traditional 401(k)
- A Pooled Employer Plan (PEP)

They differ in flexibility, administrative responsibility, employee experience, and tax advantages.

Some businesses will be fine with the state program. Others will get more long-term value out of an employer-sponsored plan.

The right move is figuring out which one fits before the deadline forces the decision.

If you're not sure where to start, happy to help you think it through.

What if offering a retirement plan was more affordable than you thought?Most small businesses delay because they assume ...
06/03/2026

What if offering a retirement plan was more affordable than you thought?

Most small businesses delay because they assume it's too expensive or too complicated to manage. But federal tax credits available through SECURE Act legislation can help offset:

- Plan setup costs
- Administrative expenses
- Employer contribution costs in some cases

Certain structures like Pooled Employer Plans (PEPs) also reduce the ongoing administrative burden that traditionally put smaller businesses off.

That matters because most employers are now evaluating retirement plans for two reasons at once:

1. Compliance with state mandates
2. Long-term employee retention and competitiveness

The smartest move is figuring out which structure actually makes sense for your team and growth stage before the decision gets made for you.

If you're not sure where to start, happy to help you think it through.

Happy work anniversary Melissa! πŸŽ‰Every year with you on the team is something worth celebrating. Thank you for everythin...
06/02/2026

Happy work anniversary Melissa! πŸŽ‰

Every year with you on the team is something worth celebrating. Thank you for everything you bring to the table. We're so lucky to have you!

Most companies find out their general liability limits are too low when a contract tells them so.A new client, a vendor ...
05/29/2026

Most companies find out their general liability limits are too low when a contract tells them so.

A new client, a vendor agreement, a partnership deal. Suddenly you need higher coverage in place before the deal moves forward, and that scramble is avoidable.

Renewal isn't a review. It's just a continuation of what you already had. As your business grows, your exposure grows with it, but most policies stay exactly the same.

If you haven't looked at your limits since you first set them up, that's worth a conversation. Drop a comment or send us a message and we'll take a look.

The businesses and individuals we get to work with are building something real. National Insurance Awareness Day feels l...
05/28/2026

The businesses and individuals we get to work with are building something real. National Insurance Awareness Day feels like a good moment to say that out loud.

A lot of what we do happens quietly. The coverage that holds when something unexpected hits. The plan that was already in place before anyone needed it. The conversation that happened early enough to actually make a difference.

That's the work we're proud of.

To every client who trusted us with something they spent years building, thank you. We don't take that lightly.

And if you've been putting off a coverage review, today's as good a reason as any to get it on the calendar. Drop a comment or send us a message and we'll set something up.

Memorial Day is a time to honor and remember the men and women who made the ultimate sacrifice in service to our country...
05/25/2026

Memorial Day is a time to honor and remember the men and women who made the ultimate sacrifice in service to our country. Their courage and commitment continue to be remembered and carried forward.

Chag Sameach!Wishing you a meaningful and joyful Shavuot.
05/22/2026

Chag Sameach!

Wishing you a meaningful and joyful Shavuot.

Address

420 Lexington Avenue, Suite 2400
New York, NY
10170

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm

Telephone

+12123897838

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