Daniel A. Kramer, Citibank, Senior Home Lending Officer, Nmls#112125

Daniel A. Kramer, Citibank, Senior Home Lending Officer, Nmls#112125 Experienced and Client-focused - From application to close, I'll guide you through the entire mortgage process. Licensed in all 50 states!

My goal is to give you the best level of service. I work with my team to keep you updated & get you answers quickly.

If you're thinking about home buying or refinancing, I'm here this weekend to help with mortgage questions, preapprovals...
08/20/2026

If you're thinking about home buying or refinancing, I'm here this weekend to help with mortgage questions, preapprovals and next steps. Contact me today.

http://citi.com/danielkramer

Buying down your rate allows you to lower your mortgage interest rate, giving you a lower payment. When refinancing or g...
08/11/2026

Buying down your rate allows you to lower your mortgage interest rate, giving you a lower payment. When refinancing or getting a home purchase loan, see if buying down the mortgage rate is right for you. Contact me today for more details.

http://citi.com/danielkramer

Jumbo mortgage programs from Citi feature larger loan limits and higher loan-to-value ratios to help you finance a home ...
07/29/2026

Jumbo mortgage programs from Citi feature larger loan limits and higher loan-to-value ratios to help you finance a home that fits your future. Let's connect and explore your options.

http://citi.com/danielkramer

With Citi's non-warrantable condo financing, buyers can access homes that may not qualify for traditional loans. Whether...
07/24/2026

With Citi's non-warrantable condo financing, buyers can access homes that may not qualify for traditional loans. Whether the property is new, converted or still selling units, our solutions are designed to help support your goals. Contact me today to learn more.

http://citi.com/danielkramer

Investing in an investment property or a second home can be a great way to build financial security. Partner with a mort...
07/21/2026

Investing in an investment property or a second home can be a great way to build financial security. Partner with a mortgage professional who can help you secure flexible financing. Connect with me today.

http://citi.com/danielkramer

A SureStart® Pre-approval is a firm commitment to lend, helping to give you an edge over other buyers without a pre-appr...
07/13/2026

A SureStart® Pre-approval is a firm commitment to lend, helping to give you an edge over other buyers without a pre-approval. Plus, you'll rest easy knowing exactly what you can afford while finding your dream home. Contact me to learn more.

http://citi.com/danielkramer

Buying or refinancing a home involves many steps, and having the right guidance can make a significant difference. With ...
07/08/2026

Buying or refinancing a home involves many steps, and having the right guidance can make a significant difference. With Citi's resources, I can help you navigate the process from beginning to end, so you can make well-informed decisions. Let's connect to discuss your options.

http://citi.com/danielkramer

Navigating home buying or refinancing can be complex, and I'm here to help simplify that journey. With Citi, you'll find...
06/23/2026

Navigating home buying or refinancing can be complex, and I'm here to help simplify that journey. With Citi, you'll find a dedicated partner supporting you, helping you make informed decisions with greater clarity. Discover how we can assist you by clicking here:

http://citi.com/danielkramer

Address

399 Park Avenue
New York, NY
10022

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