José F. Garcia. Registered Representative

José F. Garcia. Registered Representative I offer a variety of products that can help you meet a number of insurance and financial needs. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to, college funding, retirement, managing costs for extended periods of care, and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Co

mpany and may be licensed with various other independent, unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, and a New York Life Company. Neither New York Life Insurance Company nor its agents provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. New York Life
420 Lexington Avenue, 15th Floor
New York, NY 10170
(646) 227-8154

My New York license number is: 1789384.

Looking for a little more certainty with your money?Check out this guaranteed interest rate. Contact me today!
08/17/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

There's more financial advice out there for young people than ever—and somehow, that's making things harder, not easier....
08/13/2026

There's more financial advice out there for young people than ever—and somehow, that's making things harder, not easier. Trends like ""girl math"" and ""no-spend"" months turn budgeting into a game or a punishment, when what most young people actually need is a plan.
I'm sharing an article that gets into why all this noise is landing the way it is—and what actually helps cut through it.
https://bit.ly/3S0N2pT
Whether you’re thinking about how to build a stronger financial foundation for you or someone you care about, reach out. I’m always here to talk.

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.
08/03/2026

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.

Social Security's trust fund that helps pay retirement benefits is projected to run out in late 2032. New research finds that may pose serious economic risks.

More kids than ever are learning about money. But where they're getting their information is crucial.
08/02/2026

More kids than ever are learning about money. But where they're getting their information is crucial.

More kids than ever are learning about money. But where they’re getting their information is crucial.

Two studies have raised new questions about the size and impact of the coming great wealth transfer.
08/01/2026

Two studies have raised new questions about the size and impact of the coming great wealth transfer.

For some people, the appeal of retiring abroad lies in the ability to live well for less than it would cost in the U.S. ...
07/31/2026

For some people, the appeal of retiring abroad lies in the ability to live well for less than it would cost in the U.S. Adventure, lower costs, potentially lower healthcare costs and a richer life can all be yours overseas — but you have to nail the practical details first.

Adventure, lower costs, affordable healthcare and a richer life can all be yours overseas — but you have to nail the practical details first.

Many people assume the worst about the future of Social Security, and the concern is valid. But the full picture is more...
07/30/2026

Many people assume the worst about the future of Social Security, and the concern is valid. But the full picture is more complicated than “it’s running out.”
This piece from Yahoo Finance breaks down what’s actually happening and what it could mean for your retirement:
https://yhoo.it/4vSMxMl
If it gets you thinking about your own situation, I’d love to connect about financial strategies to help you meet your retirement goals.

Taxpayers may receive automatic IRS relief under a new system, but a key eligibility rule still applies.
07/28/2026

Taxpayers may receive automatic IRS relief under a new system, but a key eligibility rule still applies.

Address

420 Lexington Avneue, 15th Floor
New York, NY
10170

Telephone

+16318055652

Website

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