Future Rich

👩🏻‍🦰 Barbara Ginty
📈 Certified Financial Planner
💰 Money whisperer We make personal finance accessible, easy to understand and, we like to think, FUN.

Planancial is a one-stop-shop for online personal finance classes taught by a CFP® professional. For less than your monthly gym membership, coffee habit, OR the hourly CFP® professional rate, you will get top-notch strategies and tips to work towards financial savviness.

05/29/2026

It cost over $60,000 to have a baby in 2026 🤯

Barbara is back from her maternity leave and has A LOT to catch us up on, including breaking down the fist part of her medical bills for giving birth to her baby girl 💚

She also shares the intense details of her birth experience, the unexpected complications that came up, and the importance of having a hefty emergency fund!

*TRIGGER WARNING!* This episode discusses Barbara’s traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you!

Listen on all major podcast platforms! 🎧

05/28/2026

Hello Future Rich fam!! here back from my maternity leave with a new episode all about my birth story, why I hated my C-section, and how grateful I am for my emergency fund. Sadly, this is part 1 of a longer story!

If you’re currently pregnant or are sensitive to medical and/or birth stories, I don’t recommend this episode for you!

05/22/2026

In the newest episode of Future Rich, follow-up guest Gracie shares her journey with her husband’s ALS diagnosis, the challenges of being a new mom, and the struggle to balance work life with caregiving.

It’s a raw look at the emotional and financial burdens that come with illness, especially when it impacts someone you love deeply.

💚 There’s no cure for Amyotrophic Lateral Sclerosis, yet there’s hope in the research and community support.

Let’s talk about the importance of mental health in these situations. If you’re dealing with something similar, know you’re not alone.

Join the conversation and support ALS research – link in bio for more info!

05/20/2026

Sometimes, taking a step back can lead to a more fulfilling life! ☺️

Are you struggling to find balance between work and family life? You’re not alone! In our latest episode of (321) we spoke to Jill, a former corporate leader turned stay-at-home mom. She shared her journey from corporate breadwinner to managing a household of three kids.

🎧 Listen on all major podcast platforms!

05/15/2026

In our latest episode of , CFP and host is joined by Jill!

Jill is 53 and lives in the NYC metro area with her three kids and husband. She left her corporate career at the age of 40 after her third child was born and has accumulated $750K in her personal IRA.

💸 Jill has her MBA, loves a good spreadsheet, and truly enjoys managing her family's finances, jokingly calling herself the CEO of her family.

Barb and Jill discuss...
- Leaving her career to be a full-time stay-at-home mom
- Her goal to have more of a liquid cash cushion for her family
- The complexities of retirement planning
- The need for financial literacy, especially for women
- The impact of social security on retirement planning.. and more!

🎧 Listen to on all major podcast platforms!

05/13/2026

Find out how 33 year old Annie paid off $10k of credit card debt in just three years on our newest episode of 🎧

05/08/2026

In our newest episode of , CFP and host is joined by the lovely Annie!

Annie is 33 years old, lives in Pennsylvania with her parents, and works as a data analyst. She racked up $10K of credit card debt in her 20s and just finished paying it off. She is getting ready for a big move to Orlando, Florida, and dreams of retiring in her 50s.

💳 Despite her credit card debt and having $5K of student loans left to pay, Annie is on track to have $2 Million in savings in the next 20 years!

Barb and Annie discuss...
- Becoming work optional by age 55
- The importance of maintaining a healthy balance between current living expenses and future savings
- Annie's impressive savings across various accounts
- Her upcoming expenses related to her move
- Annie's strategies for managing student loans and retirement contributions
- ...and more!

🎧 Listen to on all major podcast platforms!

05/05/2026

No one tells you that running a business is a 24/7 job 😵‍💫 If you’re on your entrepreneur journey, looking to start a business, or are curious about what it takes to start one, this episode of the podcast is for you!

On episode 319 of the pod, Jaclyn Tracy of shares her entrepreneurial journey launching and closing her business with 🎧

From financial pitfalls to valuable lessons, she’s got insights for every aspiring entrepreneur.

05/01/2026

“Just because the business failed, doesn’t mean I’m a failure.” -

In our newest episode of the Future Rich podcast, host and CFP is joined by Jaclyn Tracy for a an important discussion about Jaclyn’s journey opening and closing her business , and the importance of financial literacy. 💚📉💰

This is a must listen episode for entrepreneurs and business owners 🎧 It’s available on all podcast platforms!

You should also subscribe to ’s substack to learn more about her story!

04/25/2026

“If they don’t know where you’re at in your financial journey it’s hard for you to say no to things.” 💳

Do you have a hard time saying no to spending money with your friends, even when you can’t afford to hang? One thing you can do NOW to help make your debt free journey a little easier is tell your friends what you’re going through and why sometimes you won’t be able to hang out, and if you are able to hang, why you won’t be able to spend as much as you may have in the past

💚 If you’ve been in this situation, just know you’re not alone. Violet from episode 294 of the podcast is in $25K of credit card debt and has had to make one important mindset shift in order to pay off her debt.

Listen to the episode on all major podcast platforms 🎧

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401 Park Avenue South
New York, NY
10016

Website

http://www.futurerichpodcast.com/

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