Future Rich

Future Rich 👩🏻‍🦰 Barbara Ginty
📈 Certified Financial Planner
💰 Money whisperer We make personal finance accessible, easy to understand and, we like to think, FUN.

Planancial is a one-stop-shop for online personal finance classes taught by a CFP® professional. For less than your monthly gym membership, coffee habit, OR the hourly CFP® professional rate, you will get top-notch strategies and tips to work towards financial savviness.

Find out how our latest guest on the , Michelle grew her net worth to $1.7 million by 38 while simultaneously paying off...
06/09/2026

Find out how our latest guest on the , Michelle grew her net worth to $1.7 million by 38 while simultaneously paying off $200k of student loan debt 💸

The podcast is available on all major podcast platforms! 🎧

06/05/2026

How long does it REALLY take to build long-term wealth?

Spoiler: patience and good habits are key. It’s not about quick wins. It’s about developing the right mindset, understanding the vehicles (Roth, pre-tax, interest), and sticking with it.

Yes, it sounds boring… but that’s exactly what makes it work. Consistency beats quick luck every 👏time 👏.

Everyone’s got access to resources now, podcasts (like ), financial education books, and financial influencers. BUT, the real game-changer is your commitment to learning and patience.

Drop a 🔑 if you’re on the wealth-building journey!

Sound bite from our latest episode (324) with Michelle who has saved $1.7 million before 40! Listen on all major podcast platforms! 🎧

06/02/2026

What has been one of the biggest game changers for me through my postpartum recovery? ❤️‍🩹

Night nurses! Having room in my budget to hire night nurses has been so incredibly helpful for my family, for my C-section recovery, and my uterine infection recovery. Shoutout to all of the night nurses (and nurses in general) for all of the amazing work you do!!!

Find out all about my birth story and the complications that followed on episode 323 of the 🎧 Available on YouTube and all other podcast platforms!

Gentle reminder for new mothers: You can be sad, grieve, mourn the trauma you went through during childbirth and postpar...
06/01/2026

Gentle reminder for new mothers: You can be sad, grieve, mourn the trauma you went through during childbirth and postpartum, and remember how scary it was, while also being grateful that your baby is healthy.

Two things can coexist! 🤍

It’s so important to share these hard truths, especially when social media often paints a rosy picture of motherhood.

If you want to find out more about my birth story, C-section, postpartum complications, and a break down of my health costs, I dedicated an entire episode of that you can listen to on all major podcast platforms 🎧

05/29/2026

It cost over $60,000 to have a baby in 2026 🤯

Barbara is back from her maternity leave and has A LOT to catch us up on, including breaking down the fist part of her medical bills for giving birth to her baby girl 💚

She also shares the intense details of her birth experience, the unexpected complications that came up, and the importance of having a hefty emergency fund!

*TRIGGER WARNING!* This episode discusses Barbara’s traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you! 

Listen on all major podcast platforms! 🎧

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401 Park Avenue South
New York, NY
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