Laura Arias, Mortgage Loan Officer, NMLS ID 2011833

Laura Arias, Mortgage Loan Officer, NMLS ID 2011833 Mortgage solutions that close
Home Lending Advisor at JPMorgan Chase | Nationwide lending ๐Ÿ‡บ๐Ÿ‡ธ

โ€ข Paramount Residential Mortgage Group, Inc.
โ€ข NMLS ID: 75243
โ€ข https://www.prmg.net/licenses/

06/15/2026

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06/15/2026

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

06/15/2026

Rising inflation is making it harder for first-time buyers to save for a down payment, with the Consumer Price Index hitting 4.2% in May, its highest level in recent months. The median down payment currently sits at $23,400, representing just 5.4% of today's median home price of $429,500. To avoid private mortgage insurance, buyers actually need $85,900 for a true 20% down payment.

A middle-income family saving $500 a month at a 4% return would need more than 11 years to reach that goal, by which point the same home could cost $600,000.

06/15/2026

Social Securityโ€™s trust fund is expected to run out of money in 2032, at which point beneficiaries will receive only 78% of promised benefits, the Social Security and Medicare boards of trustees said Tuesday.

Social Security, which provides benefits to more than 70 million retired workers and people with disabilities, faces increased pressure from last yearโ€™s One Big Beautiful Bill Act tax law, reduced immigration and lower fertility rates.

Social Security plays a crucial role in the finances of older adults. Among Americans age 65 and older, 40% rely on Social Security for half or more of their income, while about 14% depend on it for 90% or more of their income, according to AARP.

Read more: https://trib.al/9kGFzB5

06/15/2026
06/15/2026
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Make it make sense.

06/15/2026

Address

3940 Broadway
New York, NY
10032

Opening Hours

Monday 8:30am - 6:30pm
Tuesday 8:30am - 6:30pm
Wednesday 8:30am - 6:30pm
Thursday 8:30am - 6:30pm
Friday 8:30am - 6:30pm
Saturday 11am - 5pm

Website

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