Cloudberry Investment

Cloudberry Investment Cloudberry Investment is a leading international provider of individual customer solutions in the retail, service and banking sectors.
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Cloudberry Investment is a global leader, we deliver strategic advice and solutions, including capital raising, risk management, and trade finance services to corporations, institutions, and governments. We are not a bank, we are better. With a large card issuing department, but also a technology company that since 2023 has been revolutionizing the financial landscape. Our more than four thousand

partners all over the world believe in offering innovative payment solutions to retailers and supporting fintechs to ensure smooth shopping experiences and banking for all people. Today, Cloudberry Investment enables hundreds of thousands large-sized, medium and small corporate customers to use state-of-the-art solutions for their sales channels – whether online, mobile or the digitalization of the point of sale.

PREPAID CARD SYSTEMWhat is Surnia Prepaid Card System?With the further development of the electronic payment industry, p...
05/05/2026

PREPAID CARD SYSTEM

What is Surnia Prepaid Card System?

With the further development of the electronic payment industry, prepaid cards are used by criminals because of the lack of bearer or customer attention, and some card issuers have loopholes in the security management of prepaid card accounts.

The cases of illegal intruders to transfer funds occur from time to time, and the security problem of prepaid card accounts is prominent.

To ensure account security, the Surnia Prepaid Card System uses hardware encryptors to store and manage important customer information.

Cloudberry Investment EMV Card Issuance(EMV Personalization) solution--SmartOne is a highly automated Data Preparation(DP) & EMV personalization(EMV Perso) system which enables customers to power central card issuance, distributed card issuance and instant card issuance on the simple platform. It combines the latest PCI SSC secure standard with the most advance technology on chip cards including contact, contactless and dual interface card to ensure the best customer personalization experience for Java® GP® Card & MULTOS® Card platforms .

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PAYMENT SWITCHWhat is CI Card Issuance System?CI Card Issuance platform SmartOne is an actively developed, robut softwar...
05/05/2026

PAYMENT SWITCH

What is CI Card Issuance System?

CI Card Issuance platform SmartOne is an actively developed, robut software solution for Data Preparation (DP) and CI personalization (Card Issuance).

It empowers customers to issue chip-based cards including contact,contactless and dual interface CI card centrally(CI), at distributed locations(DI) or at the branches Instantly(II) for various purposes from CI chip-based banking cards to loyalty and biometric purpose. CI personalization platform SmartOne is highly modular solution which included Key Management System(KMS),

Data Preparation(DP) and Card Personalization(CP),MULTOS® ALU Generation(MULTOS® DP) & MULTOS® ALU loading(MULTOS® CP), it adapts to the latest EMV and PCI requirements; Our vast experience on the EMV migration for various market sections helps our customers to be able to issue chip cards based on various personalization printers like Datacard®,Matica®,NBS®, different cards platform like Java GP®, Multos®, Native and various card schemes like Visa®, MasterCard®, UnionPay®, JCB®, AmEx®, Discover® and etc.

Ask us how it work best for you!

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AGENCY BANKINGWhat is Surnia Prepaid Card System?With the further development of the electronic payment industry, prepai...
05/05/2026

AGENCY BANKING

What is Surnia Prepaid Card System?

With the further development of the electronic payment industry, prepaid cards are used by criminals because of the lack of bearer or customer attention, and some card issuers have loopholes in the security management of prepaid card accounts.

The cases of illegal intruders to transfer funds occur from time to time, and the security problem of prepaid card accounts is prominent.

To ensure account security, the Surnia Prepaid Card System uses hardware encryptors to store and manage important customer information.

Cloudberry Investments Card Issuance(CI Personalization) solution--SmartOne is a highly automated Data Preparation(DP) & EMV personalization(EMV Perso) system which enables customers to power central card issuance, distributed card issuance and instant card issuance on the simple platform.

It combines the latest PCI SSC secure standard with the most advance technology on chip cards including contact, contactless and dual interface card to ensure the best customer personalization experience for Java® GP® Card & MULTOS® Card platforms.

Let us help you with your money transfer on your terms.

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SMART ONEWhat is Surnia Payment Switch?Surnia Payment Switch is a PCI-certified, compact and high-performance implementa...
05/05/2026

SMART ONE

What is Surnia Payment Switch?

Surnia Payment Switch is a PCI-certified, compact and high-performance implementation of Card Management System & Gateway System.

It enabling the routing and processing of electronic fund transfers (EFT) across various systems, banks, and payment networks.

The system based on Wisecard’s Surnia micro-service architecture that ensures security, scalability and a short implementation time.
It is an all-in-one solution to settle payment transactions, implementing industry standard dispute & settlement, risk & fraud management processes, as well as the modules for card/document management, audit & traceability and key & user management.

Prepaid Card System is an intelligent marketing platform with membership card as the carrier and electronic coupons, points and pre-storage as tools.

It can help enterprises quickly and flexibly collect member information, record member consumption records, accurately classify member groups, as well as convenient and fast implementation of various marketing programs.

Achieve the enterprise to increase sales, improve user loyalty, and even obtain a large amount of cash flow.

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SMART BANKINGWith the advent of the era of AI, the popularity of intelligent equipment is getting faster and faster. Ban...
05/05/2026

SMART BANKING

With the advent of the era of AI, the popularity of intelligent equipment is getting faster and faster. Banks, as the collection and management institutions of public information, need to use the advantages of information technology to improve work efficiency.

CI banking system is combines elements of traditional banking (like ATMs) with newer, more interactive capabilities(with STM-CI Teller Machine), making banking more convenient for users.

What is Cloudberry Investment Smart Banking System?

Cloudberry Investment Smart Banking System is a set of safe and intelligent banking systems for various business processes of banks.

CI Smart Banking System can provide services such as self-service card issuance/personalization, deposit and withdrawal, self-service smart card printing and other services through integration of software and hardware systems (STM or VTM), with strong data security measures in line with PCI S3 standards. In addition, the STM/VTM hardware comes with a touch screen and have advanced user interfaces (UI) to provide customers with a more intuitive experience.

The banking agency which allows banks to contract third-party retail networks as a banking agent.

Upon successful application, vetting, and approval, these agents are authorized to offer selected products (such as Biometric POS terminal) and services on behalf of the bank.

What is Cloudberry Invesmtnet Agency Banking System?

CI Agency Banking System is a solution for retail banks and credit unions to offer their services at a lower cost in low-density geographic regions.

CI Agency Banking can provide banking services in a personal manner at the customer’s doorstep for existing and new customers.

Modern cryptography and telecommunications technologies used in the Agent POS improve security and service availability.

Payment Switch is a card management system (CMS) & switch system that connects consumers, merchants (or platforms) and financial institutions, manages card transaction data, records payment information and other functions.

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YOUR LEADING INVESTMENT PARTNER!Cloudberry Investment is a global leader, we deliver strategic advice and solutions, inc...
05/05/2026

YOUR LEADING INVESTMENT PARTNER!

Cloudberry Investment is a global leader, we deliver strategic advice and solutions, including capital raising, risk management, and trade finance services to corporations, institutions, and governments.

Cloudberry Investment counts as its greatest asset the breadth and depth of its client base.

Within Investment Banking, the firm works with a broad range of issuer clients, including corporations, institutions, and governments, and provides comprehensive strategic advice, capital raising and risk management expertise.

In-depth, industry-specific expertise and regional market acumen enable our industry coverage teams to serve the evolving needs of clients around the world.

Our approach to serving clients has always centered on doing first-class business in a first-class way.

We strive to build trusted, long-term relationships by taking a holistic and forward-looking view on our relationships, and identifying ways to help clients achieve their most important business objectives.

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WHY USE AN INTERNATIONAL PREPAID CARD WHEN TRAVELING? You are going abroad soon and want to play it safe for your future...
02/27/2026

WHY USE AN INTERNATIONAL PREPAID CARD WHEN TRAVELING?

You are going abroad soon and want to play it safe for your future payments?

Take a prepaid card in your luggage! In addition to your classic payment card, it can be used as a backup card in case of loss of the first one, or as a main card if you want to secure your bank account as much as possible.

During your trip, top up your international prepaid card with the amount you want and avoid having to carry cash on you! Stored safely in your wallet, it allows you to travel light and avoid attracting thieves.

Once your balance is over, you can easily reload the card online via virtual reload coupons.

Linked to no bank account, the prepaid card also has the advantage of protecting you against fraud and usurpation.

In case of theft or loss, only the available balance on the card can be used.

The criminal will not have access to any bank account. And of course you have the possibility to block your card quickly in case of emergency.

Most of the international prepaid cards are also equipped with contactless payment and 3D Secure double security, allowing you to validate your payments with a code received by text message.

With a prepaid reload card, you also have access at any time to the follow-up of your balance, your transactions and your reloads on the dedicated application.

Using an international prepaid card when traveling is also a way to manage your expenses freely and independently.

You are in control of your budget and limit the amount of money you can spend by reloading your card according to your needs.

This way, you don’t exceed your budget and there are no surprises! Moreover, while some banks may impose weekly or monthly withdrawal or payment limits (which can be very restrictive abroad), the prepaid card offers you freedom!

You define yourself the amount of money you can spend, at the frequency you want.

With the reload card, everything is under control!

To summarize, using a prepaid card when traveling offers you:
• Freedom and autonomy;
• The security of your money.
• The control of your budget.
The international prepaid card can be used all over the world as a payment or withdrawal card and is a very interesting option when traveling. Many travelers advise to travel with two payment cards, so that you always have a payment solution at hand in case of problems.

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CORPORATE & INVESTMENT BANKINGWith recognized advisory and engineering expertise and strong franchises, Cloudberry Inves...
01/26/2026

CORPORATE & INVESTMENT BANKING

With recognized advisory and engineering expertise and strong franchises, Cloudberry Investment offers tailor made solutions to corporates, financial institutions and the public sector.

Supporting Economic Growth Through Finance
We help our clients create growth in economies, businesses and jobs.

Our goal is to support them in accessing financing, diversifying their source of funding, and as a financial institution to contribute to an effective functioning of financial markets.

Our teams act as intermediaries between the companies and states that need financing, and the investors looking for investment opportunities.

This supports the entrepreneurial ecosystems that nurture growth sectors such as technology, infrastructure, communications and energy.

We also provide investment solutions for pension funds, insurance companies and others that manage savings.

At the core of Cloudberry Investments universal banking business model, our teams connect entrepreneurs, large corporates, financial institutions, governments and investors with capital markets, and provide financing, investment and risk management solutions.

Across Europe, the Middle East, the Americas and Asia-Pacific, we are using skill, innovation and reach to tailor solutions for our clients.

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Happy continuation of the New Year 2026!
01/02/2026

Happy continuation of the New Year 2026!

“Wishing you a prosperous New Year! May 2026 bring you continued success, growth, and happiness. Thank you for being a v...
12/31/2025

“Wishing you a prosperous New Year! May 2026 bring you continued success, growth, and happiness.

Thank you for being a valued customer, we look forward to serving you in the year ahead!“

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445 Park Avenue
New York, NY
10022

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