MEK Financial Services Corp

MEK Financial Services Corp Independent family owned insurance brokerage & risk management firm

πŸ‡ΊπŸ‡Έ Happy 4th of July from MEK Insurance! πŸ‡ΊπŸ‡Έβž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–Today we celebrate the freedom, courage, and determination th...
07/04/2026

πŸ‡ΊπŸ‡Έ Happy 4th of July from MEK Insurance! πŸ‡ΊπŸ‡Έ
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Today we celebrate the freedom, courage, and determination that make America strong.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
To the business owners, contractors, first responders, and hardworking families who help build and protect our communities every dayβ€”thank you for everything you do.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
As you enjoy time with family and friends, we hope your day is filled with celebration, gratitude, and lasting memories.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
From all of us at MEK Insurance, have a safe, happy, and memorable Independence Day!
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸŽ† Happy Independence Day! πŸ‡ΊπŸ‡Έ
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

You told the insurance βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βŒ No roofing work❌ No subcontractors❌ No work above 3 stories❌ No prior claimsβž–βž–βž–...
06/24/2026

You told the insurance βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
❌ No roofing work
❌ No subcontractors
❌ No work above 3 stories
❌ No prior claims
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
But your business operations say otherwise.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
If a claim occurs and the carrier discovers inaccurate information on your application, they may argue Material Misrepresentation and challenge coverage.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Common Contractor Mistakes:
πŸ”Ή Underreporting payroll
πŸ”Ή Misclassifying operations
πŸ”Ή Failing to disclose subcontractors
πŸ”Ή Hiding prior losses
πŸ”Ή Not reporting high-hazard work
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Protect Your Business
βœ… Be transparent during underwriting
βœ… Review applications carefully
βœ… Update your broker when operations change
βœ… Work with a construction insurance specialist
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
BOTTOM LINE:
The cheapest policy can become the most expensive if it doesn’t respond when you need it.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
MEK INSURANCE
πŸ—οΈ Construction Insurance & Risk Management
πŸ“ž 718-932-8977
πŸ“§ [email protected]
🌐 MEK Financial⁠

πŸ‘” Happy Father’s Day from MEK Insurance & Risk Management πŸ‘”βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–Today, we celebrate the fathers, grandfathers...
06/21/2026

πŸ‘” Happy Father’s Day from MEK Insurance & Risk Management πŸ‘”
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Today, we celebrate the fathers, grandfathers, stepfathers, and father figures who lead with strength, sacrifice, and unconditional love.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Thank you for being the protectors, providers, teachers, and role models who help guide the next generation every day.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
At MEK Insurance, we understand that protecting what matters most starts with family.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Wishing all the incredible dads a day filled with love, appreciation, and unforgettable memories.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸ’™ Happy Father’s Day! πŸ’™
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

βœ… Brokerβ€’ Works for YOU, not one insurance companyβ€’ Shops multiple carriers to find the best fitβ€’ Provides options, not ...
06/09/2026

βœ… Broker
β€’ Works for YOU, not one insurance company
β€’ Shops multiple carriers to find the best fit
β€’ Provides options, not limitations
β€’ Helps negotiate coverage and pricing
β€’ Advocates for you during claims and renewals
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
⚠️ Captive Agent
β€’ Represents one insurance company
β€’ Can only offer that company’s products
β€’ Limited options if pricing or coverage changes
At MEK Insurance & Risk Management, we compare multiple insurance markets to help you find the right protection for your businessβ€”not just the only option available.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸ“ž 718-932-8977
πŸ“§ [email protected]
🌐 www.mekfinancial.com
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Protect your business. Explore your options.

🚨 Is Your Business Protected From Employee Lawsuits? πŸš¨βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–Most business owners carry General Liability and W...
06/02/2026

🚨 Is Your Business Protected From Employee Lawsuits? 🚨
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Most business owners carry General Liability and Workers’ Compensation insurance, but many overlook one of the fastest-growing risks today: Employment Practices Liability Insurance (EPLI).
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
EPLI helps protect your business against claims involving:
βœ… Wrongful Termination
βœ… Discrimination
βœ… Harassment
βœ… Retaliation
βœ… Failure to Promote
βœ… Workplace Misconduct Allegations
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
One employee complaint can cost thousands in legal fees before a case ever reaches court.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸ“ž MEK Insurance & Risk Management
🌐 MEK Financial Services Corp
πŸ“§ [email protected]
πŸ“± 718-932-8977
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Protect your employees. Protect your business. Protect your future.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

⚠️ Contractors: Material Misrepresentation Can Void Your Insurance Coverage βš οΈβž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–When applying for or renew...
05/30/2026

⚠️ Contractors: Material Misrepresentation Can Void Your Insurance Coverage ⚠️
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
When applying for or renewing your insurance policy, the information you provide matters.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
A material misrepresentation occurs when important facts are omitted, misstated, or inaccurately reported, such as:
πŸ”Ή Payroll amounts
πŸ”Ή Annual revenue
πŸ”Ή Type of work performed
πŸ”Ή Use of subcontractors
πŸ”Ή Prior claims history
πŸ”Ή Percentage of residential vs. commercial work
πŸ”Ή States where work is performed
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
If an insurance carrier discovers a material misrepresentation, they may:
❌ Deny a claim
❌ Cancel or rescind the policy
❌ Refuse to renew coverage
❌ Leave your business exposed to uninsured losses
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
A policy is only as strong as the information used to underwrite it.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Contractors: Review your application, audits, and renewal information carefully. A simple mistake today can become a costly coverage dispute tomorrow.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸ—οΈ Protect your business. Be accurate. Be transparent. Be βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸ“ž MEK Insurance
🌐 www.mekfinancial.com
πŸ“§ [email protected]
πŸ“ž 718-932-8977
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our freedom.βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–Fro...
05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our freedom.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
From all of us at MEK Insurance, we thank the heroes who served our country with courage, strength, and dedication.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
As we spend time with family and friends this Memorial Day, let us never forget those who gave everything for the freedoms we enjoy every day. β€οΈπŸ€πŸ’™
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Wishing everyone a safe and meaningful Memorial Day.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

Strong projects need smarter protection.At MEK Insurance, we help contractors, developers, and business owners protect w...
05/25/2026

Strong projects need smarter protection.
At MEK Insurance, we help contractors, developers, and business owners protect what they’re building β€” from the ground up. Your project. Our protection. Built for New York. πŸ™οΈβž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
www.MEKfinancial.com
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

🚨 Contractor Insurance Audit Awareness πŸš¨βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–Think your insurance premium is final?For many contractors, it’s...
05/12/2026

🚨 Contractor Insurance Audit Awareness 🚨
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Think your insurance premium is final?
For many contractors, it’s only a deposit until the audit is completed.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
A workers’ compensation or general liability audit can lead to a large additional premium if your records don’t match what was originally estimated.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Here’s what often triggers unexpected audit bills:
πŸ”Ή Paying uninsured subcontractors
πŸ”Ή Incorrect class codes
πŸ”Ή 1099 labor with no certificates of insurance
πŸ”Ή Payroll higher than estimated
πŸ”Ή Overtime reported incorrectly
πŸ”Ή Missing subcontractor agreements
πŸ”Ή Poor bookkeeping or incomplete records
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
πŸ“Œ What contractors should keep organized year-round:
βœ”οΈ Certificates of Insurance (COIs)
βœ”οΈ Payroll reports
βœ”οΈ Subcontractor invoices
βœ”οΈ Tax documents (941s, W-3, 1099s)
βœ”οΈ Job descriptions
βœ”οΈ Contracts & agreements
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
An audit isn’t just paperwork β€” it can directly impact your cash flow and future insurance costs.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
The best strategy?
Stay organized before the auditor calls.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
At MEK Insurance & Risk Management, along with the business accountant , we help contractors prepare properly and avoid costly surprises.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
www.MEKfinancial.com
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
businessinsurance independentbrokeinsurewithme(k) mekinginsurancesimple

Ξ§ΟΞΉΟƒΟ„ΟŒΟ‚ Ανέστη from all of us at MEK Insurance πŸ‡¬πŸ‡·βœ¨ βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–On this special day of renewal and hope, we wish yo...
04/12/2026

Ξ§ΟΞΉΟƒΟ„ΟŒΟ‚ Ανέστη from all of us at MEK Insurance πŸ‡¬πŸ‡·βœ¨
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
On this special day of renewal and hope, we wish you, your family, and your business continued health, success, and protection in the year ahead.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Just like Easter reminds us of new beginnings, we’re here to make sure you’re covered every step of the way β€” at home, at work, and on every job site.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Enjoy the traditions, the food, and the moments with the people who matter most.
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
Happy Greek Easter! πŸ•―οΈπŸ₯š
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–

βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
www.MEKfinancial.com
βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–βž–
MEKfinancial businessinsurance independentbrokeinsurewithme(k) mekinginsurancesimple

Address

44-06 31st Avenue
New York, NY
11103

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17189328977

Website

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