MEK Financial Services Corp

MEK Financial Services Corp Independent family owned insurance brokerage & risk management firm

✅ Broker• Works for YOU, not one insurance company• Shops multiple carriers to find the best fit• Provides options, not ...
06/09/2026

✅ Broker
• Works for YOU, not one insurance company
• Shops multiple carriers to find the best fit
• Provides options, not limitations
• Helps negotiate coverage and pricing
• Advocates for you during claims and renewals
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⚠️ Captive Agent
• Represents one insurance company
• Can only offer that company’s products
• Limited options if pricing or coverage changes
At MEK Insurance & Risk Management, we compare multiple insurance markets to help you find the right protection for your business—not just the only option available.
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📞 718-932-8977
📧 [email protected]
🌐 www.mekfinancial.com
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Protect your business. Explore your options.

🚨 Is Your Business Protected From Employee Lawsuits? 🚨➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖Most business owners carry General Liability and W...
06/02/2026

🚨 Is Your Business Protected From Employee Lawsuits? 🚨
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Most business owners carry General Liability and Workers’ Compensation insurance, but many overlook one of the fastest-growing risks today: Employment Practices Liability Insurance (EPLI).
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EPLI helps protect your business against claims involving:
✅ Wrongful Termination
✅ Discrimination
✅ Harassment
✅ Retaliation
✅ Failure to Promote
✅ Workplace Misconduct Allegations
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One employee complaint can cost thousands in legal fees before a case ever reaches court.
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📞 MEK Insurance & Risk Management
🌐 MEK Financial Services Corp
📧 [email protected]
📱 718-932-8977
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Protect your employees. Protect your business. Protect your future.
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⚠️ Contractors: Material Misrepresentation Can Void Your Insurance Coverage ⚠️➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖When applying for or renew...
05/30/2026

⚠️ Contractors: Material Misrepresentation Can Void Your Insurance Coverage ⚠️
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When applying for or renewing your insurance policy, the information you provide matters.
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A material misrepresentation occurs when important facts are omitted, misstated, or inaccurately reported, such as:
🔹 Payroll amounts
🔹 Annual revenue
🔹 Type of work performed
🔹 Use of subcontractors
🔹 Prior claims history
🔹 Percentage of residential vs. commercial work
🔹 States where work is performed
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If an insurance carrier discovers a material misrepresentation, they may:
❌ Deny a claim
❌ Cancel or rescind the policy
❌ Refuse to renew coverage
❌ Leave your business exposed to uninsured losses
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A policy is only as strong as the information used to underwrite it.
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Contractors: Review your application, audits, and renewal information carefully. A simple mistake today can become a costly coverage dispute tomorrow.
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🏗️ Protect your business. Be accurate. Be transparent. Be ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖
📞 MEK Insurance
🌐 www.mekfinancial.com
📧 [email protected]
📞 718-932-8977
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Today, we honor and remember the brave men and women who made the ultimate sacrifice for our freedom.➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖Fro...
05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our freedom.
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From all of us at MEK Insurance, we thank the heroes who served our country with courage, strength, and dedication.
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As we spend time with family and friends this Memorial Day, let us never forget those who gave everything for the freedoms we enjoy every day. ❤️🤍💙
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Wishing everyone a safe and meaningful Memorial Day.
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Strong projects need smarter protection.At MEK Insurance, we help contractors, developers, and business owners protect w...
05/25/2026

Strong projects need smarter protection.
At MEK Insurance, we help contractors, developers, and business owners protect what they’re building — from the ground up. Your project. Our protection. Built for New York. 🏙️➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖

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www.MEKfinancial.com
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🚨 Contractor Insurance Audit Awareness 🚨➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖Think your insurance premium is final?For many contractors, it’s...
05/12/2026

🚨 Contractor Insurance Audit Awareness 🚨
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Think your insurance premium is final?
For many contractors, it’s only a deposit until the audit is completed.
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A workers’ compensation or general liability audit can lead to a large additional premium if your records don’t match what was originally estimated.
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Here’s what often triggers unexpected audit bills:
🔹 Paying uninsured subcontractors
🔹 Incorrect class codes
🔹 1099 labor with no certificates of insurance
🔹 Payroll higher than estimated
🔹 Overtime reported incorrectly
🔹 Missing subcontractor agreements
🔹 Poor bookkeeping or incomplete records
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📌 What contractors should keep organized year-round:
✔️ Certificates of Insurance (COIs)
✔️ Payroll reports
✔️ Subcontractor invoices
✔️ Tax documents (941s, W-3, 1099s)
✔️ Job descriptions
✔️ Contracts & agreements
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An audit isn’t just paperwork — it can directly impact your cash flow and future insurance costs.
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The best strategy?
Stay organized before the auditor calls.
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At MEK Insurance & Risk Management, along with the business accountant , we help contractors prepare properly and avoid costly surprises.
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www.MEKfinancial.com
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businessinsurance independentbrokeinsurewithme(k) mekinginsurancesimple

Χριστός Ανέστη from all of us at MEK Insurance 🇬🇷✨ ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖On this special day of renewal and hope, we wish yo...
04/12/2026

Χριστός Ανέστη from all of us at MEK Insurance 🇬🇷✨
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On this special day of renewal and hope, we wish you, your family, and your business continued health, success, and protection in the year ahead.
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Just like Easter reminds us of new beginnings, we’re here to make sure you’re covered every step of the way — at home, at work, and on every job site.
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Enjoy the traditions, the food, and the moments with the people who matter most.
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Happy Greek Easter! 🕯️🥚
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www.MEKfinancial.com
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MEKfinancial businessinsurance independentbrokeinsurewithme(k) mekinginsurancesimple

🐣🌸 Happy Easter from MEK Financial Services Corp 🌸🐣➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖Today is about renewal, growth, and fresh starts—and ...
04/05/2026

🐣🌸 Happy Easter from MEK Financial Services Corp 🌸🐣
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Today is about renewal, growth, and fresh starts—and it’s the perfect reminder that the right protection lets you build with confidence all year long.
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At MEK, we’re grateful for our clients who trust us to protect what they’ve worked so hard to build. Whether you’re on the job site or planning your next big project, we’ve got your back.
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Wishing you and your family a safe, joyful, and blessed Easter Sunday.
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Let’s keep building—stronger, smarter, and fully covered. 🏗️💼
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www.MEKfinancial.com
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MEKfinancial businessinsurance independentbrokeinsurewithme(k) mekinginsurancesimple

🚧 Contractors: W-2 vs 1099 (W-9) — Why It Matters for Your Insurance 🚧➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖A lot of construction business own...
03/31/2026

🚧 Contractors: W-2 vs 1099 (W-9) — Why It Matters for Your Insurance 🚧
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A lot of construction business owners think this is just an accounting issue… it’s NOT. It directly impacts your coverage, audits, and claims.
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👷‍♂️ W-2 Employees (Payroll)
* You control how, when, and where they work
* MUST be included in your workers’ compensation policy
* Covered if they get hurt on the job
* Payroll is reported → affects your premium
🧾 1099 / W-9 Workers (Independent Contractors)
* Supposed to operate independently
* Typically carry their own insurance
* You should ALWAYS collect:
✔️ Certificate of Insurance
✔️ Workers’ Comp proof (or exemption)
✔️ Written subcontractor agreement
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⚠️ Here’s where contractors get burned:
If your “1099” guy doesn’t have proper coverage, your insurance company may:
* Treat them like a W-2 employee
* Add their payroll to your audit (💸 surprise premium)
* Or worse… deny a claim
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💥 Real-world example:
A “1099” subcontractor gets injured on your site with no workers’ comp.
Guess whose policy gets hit? → YOURS
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📌 Bottom Line:
* Misclassification = higher premiums + major claim exposure
* Proper documentation = protection + cost control
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If you’re not 100% sure your subs are set up correctly, now’s the time to fix it—before your next audit or claim does it for you.
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www.MEKfinancial.com
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Weekend mode: ON 🍻Job site: OFF 🔨——————————————————————-If only risk clocked out like your crew… 😅——————————————————————...
03/28/2026

Weekend mode: ON 🍻
Job site: OFF 🔨
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If only risk clocked out like your crew… 😅
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While you’re enjoying a cold one and pretending you’re not thinking about that one “interesting” job from this week—we’re making sure you’re covered for it.
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Because in construction, surprises belong in your weekend plans… not your insurance policy.
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Enjoy the downtime. We’ll handle the “what ifs.” ✔️
— MEK Insurance Services

Address

44-06 31st Avenue
New York, NY
11103

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17189328977

Website

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