Paul Ruddock

02/09/2023

Please read and repost thanks

12/20/2021

The IRS usually has three years to audit you. But there are many exceptions that give them six years or longer. Here’s what you need to know if you’re audited by the IRS.

It pays to know how many years are at risk, and there are steps you can take to hedge. The IRS usually has three years to audit you, but there are many exceptions that give the IRS six years or longer. The three years is doubled to six if you omitted more than 25% of your income.

12/17/2021

If your loved one needs care, you'll be there to offer it without question. And we'll be here to support you without question. Learn how you can be better prepared to handle a long-term illness or injury.

Being a caregiver for a spouse can be emotionally,physically, and financially taxing. Learn from New York Life what you can do to help prepare for the road ahead.

12/16/2021

Before the spirit of the holiday completely washes over you, take a look at these six financial habits that could be detrimental to your holiday season—and beyond—if not addressed.

The holidays are a great time for a financial checkup.

12/15/2021

During this season of celebration, I wish you and your family light, happiness, and peace.

12/14/2021

It's 2022! Here's to a new year full of big dreams, fresh hopes, and great achievements. Of course, if you need a little help getting there, I can help.

Choosing the right life insurance to help protect your family is an important decision. Let the expert financial professionals at New York Life help you make the right one.

12/13/2021

It's the season of giving, and for many, that includes charities or individuals in need. But for some, the giving spirit lasts a lifetime. If you’re considering charities as beneficiaries, read these legacy gifting tips and give me a call.

Planned giving is the process of leaving a legacy gift to a beneficiary of your choice. Learn from New York Life how to choose a non-profit as your beneficiary.

12/13/2021

Many people say they purchase life insurance to replace a lost income. But did you know whole life insurance could have additional uses?

Did you know a whole life insurance policy can be used as a college savings fund? Learn from New York Life how you can start saving for college with whole life.

12/10/2021

Happy 2022! The last few years may have been hard, but if you've made it this far, preparing for the long haul should be a breeze. Read these 6 tips to help you avoid long-term debt and build savings. When you’re ready to go further, let’s talk.

Strategize your savings to avoid long-term debt. Learn the steps you need to take to build out a savings plan to keep your head above the water.

12/09/2021

Supply chain issues have you wondering what to get the little ones this year? Learn why life insurance for kids can make a great gift.

Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.