Douglas Kenner NMLSR ID 7753 - Wells Fargo

08/24/2026

One of my colleagues in NJ recently shared an experience he recently had with one of his clients. I thought it worthwhile to share with my network of partners and clients as well!

Basically, after reviewing the existing loan and the client's banking relationship, we were able to:

• Lower the interest rate
• Reduce the monthly payment
• Keep the existing principal balance unchanged
• Maintain the remaining loan term
• Preserve the current mortgage
• Add a new seven-year fixed-rate period
• Complete the change without an additional fee

The outcome wasn't driven by taking on more debt, extending repayment, or restarting the clock. It came from properly evaluating the existing liability and identifying available options.

For homeowners with fixed or adjustable-rate mortgages, or loans originated in a less favorable rate environment, it can be worthwhile to review what opportunities may exist today.

A mortgage isn't just a loan. It's often one of the largest liabilities on a client's balance sheet and periodically reassessing that debt can sometimes produce meaningful improvements in both cash flow and financial flexibility.

Every client situation is different, but the conversation is usually worth having.

Call, Email or Biz-Text me!

07/09/2026

In honor of America 250, our Limited-time Rate Special may offer better pricing on non-agency purchase loans when buyers lock their rate, beginning on Friday, July 3rd. Call me for more details at917-979-8203. Terms apply.

04/20/2026

Our Limited-time Rate Special may offer better pricing on non-agency purchase loans when buyers lock their rate, beginning on Friday, April 17, 2026. Call me for more details at -212-214-7767. Terms apply.

04/01/2026

I was invited to be on the Something Personal Podcast by industry peers at Palisades Hudson. What a great experience and quite strange to hear my own voice for 49 minutes. Worth a listen or share with someone you know starting the home financing process.

Buying a home, especially a first home, is an exciting step. But the process can be daunting, especially when it’s unfamiliar. In this episode, private mortg...

08/18/2025

Real estate agents: Register now for our upcoming Power Meeting Webcast all about navigating the economics of today's housing market. Register today for this free one-hour broadcast and tune in on Thursday, August 21 at 1:30 pm CT. Learn more and register here: https://bit.ly/3V7VIIO

07/17/2025

Don’t forget that employees of certain companies, members of participating unions, and service members may be eligible for added home financing benefits through Wells Fargo. Contact me for complete details on these special programs.

06/06/2025

My feed is full of Mortgage Bankers flexing their May fundings like it’s the NBA playoffs. 🏀💰

Yours truly with $8.27m funded in May of 2025!

It was a pleasure to help some fabulous and famous people we helped to bring across the finish line:

🏡 89.99 Jumbo Purchase for a self-employed borrower in Roslyn Harbor, NY (yes, big banks do lend to self-employed clients!)
🏔️ Jumbo Second Home New Construction in Jackson, WY – for an 8-time repeat borrower!
🌆 Primary Condo Purchase in Weehawken, NJ with stunning Manhattan views
💸 Cash-Out Refi of a primary residence—referred by a Financial Advisor
🌴 Refinance in Los Angeles for a 2024 purchase we originally financed

May was a month filled with gratifying experiences. Fortunate for the loyalty, the referrals, and the chance to help clients navigate big decisions with confidence.

Thrilled to team up with Jaime Hamm at Daniel Gale and Dan Visosky of Prugh Real Estate in Jackson!

Douglas “All-50” Kenner here at your service. Email, text, call, fax me.

05/16/2025

We currently have a special mortgage promotion going on, but to take part you must lock your interest rate by Monday, May 19. Call me at 212-214-7767. if you’re interested in learning more. Terms apply.

02/04/2025

I am so grateful to be part of your journey. I helped a customer that had a lifelong dream of purchasing in Manhattan and honored he chose me to be his lender of choice. (Big banks lend too!)

In this lending environment, I am truly thankful for the opportunity to bring you home. (Customer Loyalty metric is the driving force of my professional existence!)

Special thanks to the outstanding tag team of Becki Danchik and Eunice Kim of Coldwell Banker Warburg and Marin King of Marin King & Associates for her legal talents! Always appreciate the efficiency of Steven Parilis with the closing process!

As a Wells Fargo Private Mortgage Banker, I can help you/friends/family/colleagues with home financing in all 50 states! Always contact me at [email protected]

Follow me on LinkedIn, Instagram (douglaskennerwf) and Facebook!

12/31/2024

Happy New Year! May this year bring you peace, love, laughter and all the happiness in the world.