Juliana • Generational Wealth Coach • Licensed Financial Professional

08/09/2024

A fixed indexed annuity adds additional benefits from an employer sponsored retirement plan. 💪🏽

• No risk of losing money
• Income for life option - never worry about outliving your savings!
• Avoids probate court (which can vary from 3-20% fee)
• Guaranteed 6-10% income (depends on company/product)

07/09/2024

You could very easily end up in a higher tax bracket during retirement years! 😬💸

Be wary of old advice that tells you you’ll be in a lower tax bracket in retirement. 🚨

We’re at historically low tax rates.

They’re currently scheduled to go up again. ⬆️💸

Consider the deductions you have now to the deductions you’ll have during retirement. 💸

It’s important to have tax free vehicles in your portfolio. ✅💰

If you’d like to learn how to strategically rollout your savings into tax free vehicles comment “tax free” below!

07/05/2024

When reviewing your portfolios performance, it’s important to look at the ACTUAL rate of return. 📚

Have you ever looked at a statement from your investment account, & it says over the last 12 months you’ve averaged 15% lets say. But then you do the math and the math isn’t adding up. 🧐

You have significantly less than you should. Why is that? 🤔

It’s because theres a big difference between an average rate of return & an actual rate of return. ‼️

Your average rate of return can mask losses. 📉🫣

Save this post for later ✨

05/22/2024

Generational wealth is more than just leaving being assets for the next generation. 🦋

It’s leaving behind financial education first, then assets. 📚💰

The reason this happens is because there is a lack of understanding how to build wealth & protect it at the same time.

Give a man a fish and you feed him for a day. 💵

Teach a man to fish & you feed him for a lifetime. 💎

05/19/2024

Does your financial portfolio include ALL 8 wealth building categories? 💵

• Tax Exempt Benefits 💸
• Growth Potential 📈
• No Risk of Losing Principal 🔒
• Protection (Insurance if you pass too soon) 🕊️
• Access (Liquidity) 💰
• Legacy for your family or an organization you believe in 💫
• Probate Avoidance 🚫👩🏽‍⚖️
• Living Benefits (Insurance if you were to become seriously sick or injured.) 😷

Wealthy families have been using life insurance for its wealth building benefits long before the 401k and IRAs were created. ✨

Comment “IUL” to learn more 💎

04/24/2024

Indexed Universal Life Insurance 💫

💎 Permanent life insurance to last your entire life and provide a benefit when you pass.

💎 Not all policies add cash value to your death benefit when you pass. They need to be structured correctly by your financial professional.

💎 Index Strategy: Contributions only MIRROR a certain index’s growth. With downside protection when the market drops.

💎 No annual contribution limits.

💎 Access to money anytime - Before age 59.5 penalty free.

💎 Tax free loans while you continue to earn uninterrupted compound interest.

Everyone should have this financial tool in their portfolio 💰

And if you don’t yet comment “IUL” below and I will reach out to you! 💎

04/23/2024

Why everyone needs an Infinite Bank → 🏦

The structure of infinite banking encourages financial discipline, saving and borrowing practices, fostering financial responsibility 💵

1. Lifetime protection if you become seriously sick or injured
2. Grow wealth
3. Tax Advantages (more for business owners)
4. Emergency Fund - interest earned can be accessed at any age without penalties
5. Loans do not require credit checks and will not affect your credit score.
6. Legacy Planning - tax free inheritance. If you don’t have a family then give back to your community, or an organization you support.
7. Guaranteed growth
8. Asset Protection from creditors and lawsuits.

03/18/2024

Get approved for life insurance in MINUTES. All Ethos policies come with a free ESTATE PLAN (Will & Trust). 📝

If you’ve previously been declined for insurance due to health issues. Ethos has a generous underwriting guideline. Many who were previously declined with other carriers have been approved with Ethos. ✅

Its always best to sit with a financial professional to help you determine what is best for your needs. But if you simply want insurance &/or an estate plan - feel free to run yourself a quote. Its easy! 🌟

03/18/2024

Get approved for life insurance in MINUTES. All Ethos policies come with a free ESTATE PLAN (Will & Trust).

https://agents.ethoslife.com/invite/8d043

If you've previously been declined for insurance due to health issues. Ethos has a generous underwriting guideline. Many who were previously declined with other carriers have been approved with Ethos.

Its always best to sit with a financial professional to help you determine what is best for your needs. But if you simply want insurance &/or an estate plan - feel free to run yourself a quote. Its easy!

https://agents.ethoslife.com/invite/8d043

03/18/2024

Here is a list of products and services I offer 🦋✨
Here to make financial services feminine 💪🏽🌸

Schedule a Free Wealth Consultation Here: https://calendly.com/insurancejuju/wealth

02/16/2024

Economist David Rosenberg says there is an "85% chance of a recession striking within the next 12 months. That's the model's highest reading since the Great Financial Crisis in 2008." 🚨

If you were gambling, would it make sense to walk away while you're down? Or when you're up? 📈

The S&P 500, Dow Jones, Nasdaq are all close to all time highs. What happens to the stock market when it hits all time highs?

A recession usually happens and the market crashes. 📉

You can rollover a qualified retirement account to a vehicle that guarantees you lock in your principal when the market crashes. You can continue to earn growth of the market with zero loss and pension like income.

This is crucial for anyone approaching retirement in the next few years. Will you have time to recover from a 25% loss of your retirement savings?

Would you like to earn stock market growth with guaranteed downside protection? Are you concerned about outliving your money? Would guaranteed income for life help you in retirement?

Comment "FIA" below to learn more.

"Our conviction that the recession has been delayed but not derailed is still running at a high level," David Rosenberg said.