Hybrid Funder

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Hybrid Funder Explore business funding & MCA options through funding partners. Serving all 50 U.S. states remotely. Apply at HybridFunder.com or use our free cash-flow tool.

Provider approval, costs & terms vary. Questions? (347) 201-2367. Hybrid Funder connects business owners with trusted funding partners and investors for merchant cash advances and other business funding options across all 50 U.S. states and Canada. Led by John Tinaz, our team brings more than 15 years of MCA experience to helping businesses explore offers, organize documents, and communicate with funding providers. We focus on clear explanations of costs, terms, and the steps ahead. Starting requirements: at least 3 months in business and $10,000 in monthly business revenue. Have your 4 most recent months of business bank statements ready. Additional provider criteria apply; meeting these minimums does not guarantee approval. Apply online: https://www.hybridfunder.com/business-funding-application
Learn about factor rates and funding: https://www.hybridfunder.com/merchant-cash-advance-resource-center

ISOs and referral partners: explore our investor network, syndication capabilities, and submission support at https://www.hybridfunder.com/funding-partners

Hybrid Funder is operated by Tinaz Enterprises LLC d/b/a Hybrid Funder. We coordinate submissions and communications; the third-party provider determines approval, amounts, costs, terms, and funding timelines. We may receive compensation for arranging funding and managing the process. Funding is for business purposes only. We serve clients remotely. Our mailing address is 224 W 35th St, Suite 500, New York, NY 10001; no in-person appointments at this address. Call (347) 201-2367 or email [email protected]. Monday–Friday, 10 a.m.–5 p.m. Eastern. Please do not send SSNs or bank statements through Facebook messages or comments.

Small-business cash flow, one practical check at a time.Explore this 15-card collection covering application preparation...
10/21/2026

Small-business cash flow, one practical check at a time.

Explore this 15-card collection covering application preparation, retail inventory, trucking invoices, restaurant costs, contractor payroll, HVAC, healthcare reimbursements and funding comparisons. Each card focuses on the timing of money—not just sales booked.

Start with the card that fits your business. Compare collection dates, bills and existing obligations before adding another payment.

Explore the guides and Cash Flow Tool: https://www.hybridfunder.com/merchant-cash-advance-resource-center?utm_source=facebook&utm_medium=organic_social&utm_campaign=cash_flow_card_library

Hybrid Funder connects operating businesses with third-party commercial funding providers. Provider approval and terms apply. Business funding only. No personal loans. Educational planning guidance; calculator estimates are not approval or affordability guarantees.

A booked sale, a cleared payment and spendable cash are three different things.Read through this 3-part cash-flow check ...
10/21/2026

A booked sale, a cleared payment and spendable cash are three different things.

Read through this 3-part cash-flow check before taking on your next job or inventory order:
1. Separate booked, collected and available cash.
2. Put collection dates beside payroll, suppliers and rent.
3. Forecast weekly cash for 13 weeks and test a delayed payment.

Which takes more planning in your industry: customer payment timing or supplier payment dates? Please keep replies general—no private financial details.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/small-business-cash-flow-why-busy-companies-still-run-short?utm_source=facebook&utm_medium=organic_social&utm_campaign=cash_calendar_checklist

Hybrid Funder connects operating businesses with third-party commercial funding providers. Provider approval and terms apply. Business funding only. No personal loans. Educational planning guidance.

Busy does not always mean cash is available.Our new guide explains how cash moves through restaurants, trucking, constru...
10/21/2026

Busy does not always mean cash is available.

Our new guide explains how cash moves through restaurants, trucking, construction, retail and service businesses—with a four-week example and a practical 13-week forecasting checklist. Learn what to monitor before taking on new expenses or funding.

Read the guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/small-business-cash-flow-why-busy-companies-still-run-short

Hybrid Funder connects operating businesses with third-party commercial funding providers. Provider approval and terms apply. Business funding only. No personal loans.

Learn how cash flow affects restaurants, trucking, contractors, retail and service businesses, with practical examples and a 13-week forecasting checklist.

Credit is one part of the review.Business activity: Revenue history and time in business.Cash available: Bank activity, ...
10/21/2026

Credit is one part of the review.

Business activity: Revenue history and time in business.

Cash available: Bank activity, balances and existing obligations.

Provider criteria: Credit and other requirements vary by provider.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/merchant-cash-advance-bad-credit?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

From menu price to cash contribution.What the customer pays: Start with actual sales by product or channel.Direct costs:...
10/20/2026

From menu price to cash contribution.

What the customer pays: Start with actual sales by product or channel.

Direct costs: Subtract ingredients, waste and selling fees.

What must still be covered: Labor, rent, utilities and financing obligations.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/when-the-burger-cost-150-a-letter-to-every-small-business-owner-watching-prices-climb?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

A marketplace sale has several cash stages.Buy inventory: Cash leaves before an item sells.Sell & fulfill: Account for a...
10/19/2026

A marketplace sale has several cash stages.

Buy inventory: Cash leaves before an item sells.

Sell & fulfill: Account for ads, shipping, returns and fees.

Receive payout: Use the platform settlement date in your plan.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/ebay-just-hit-1-billion-in-business-funding-heres-what-that-tells-you-about-where-capital-is-really-coming-from-in-2026?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

Rising costs can squeeze cash flow—even during a busy sales week.Our October guide walks through five practical checks: ...
10/19/2026

Rising costs can squeeze cash flow—even during a busy sales week.

Our October guide walks through five practical checks: map 13 weeks of cash flow, review changing costs, test slower collections, consider operational fixes, and compare full funding terms.

Read the full guide and find the business funding application on our website:
https://www.hybridfunder.com/merchant-cash-advance-resource-center/october-2026-inflation-small-business-cash-flow

Instagram: visit HybridFunder.com → Funding Resources → October 2026 Inflation.

Educational guidance. Approval, costs and terms vary by provider. Illustrative AI-generated image.

This week’s inflation news is a reminder to check your cash calendar before your next business move.Our new guide covers...
10/19/2026

This week’s inflation news is a reminder to check your cash calendar before your next business move.

Our new guide covers five practical checks: map 13 weeks of cash flow, update changing costs, test slower collections, review operational fixes, and compare full funding terms.

Read the guide and find the business funding application inside:
https://medium.com//october-2026-inflation-a-cash-flow-checklist-for-small-business-owners-9ed9a20de412

Educational guidance. Funding approval, costs and terms vary by provider.

By John Tinaz | Hybrid Funder • October 18, 2026

Business owners: what’s the next investment on your list—equipment, inventory, hiring or a new location?Start the conver...
10/17/2026

Business owners: what’s the next investment on your list—equipment, inventory, hiring or a new location?

Start the conversation with the project you want to move forward. Hybrid Funder connects businesses with third-party funding providers so owners can explore available options.

Learn more: https://www.hybridfunder.com/

Approval, costs and terms vary by provider and business qualifications.

Explore merchant cash advance and working capital options for U.S. and Canadian businesses. Compare costs and discuss your funding needs with Hybrid Funder.

See the difference between funding and cost.Gross advance: The headline funding amount.Net proceeds: What reaches your a...
10/17/2026

See the difference between funding and cost.

Gross advance: The headline funding amount.

Net proceeds: What reaches your account after deductions.

Total remittances: What the agreement requires over its schedule.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/merchant-cash-advance-in-2026-what-business-owners-need-to-know-before-applying?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

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160 Pearl Street
New York, NY
10005

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