Michael Strange, NMLS #602865

08/09/2023

If you’re like many homeowners, you might be investing in some home improvement projects. When it comes to kitchen renovations there are some features that may not bring the best ROI.

If you're looking for a good return on your investment, here are the kitchen amenities you should probably cross off your wishlist.

07/18/2023

Whether you’re buying or selling, the results of the home inspection can cause some anxiety. Which repairs should be addressed or may be worthy of a repair credit? Here are some tips for homebuyers.

As a homebuyer, you don’t want to be saddled with your new home’s old problems. So we’ve got some tips on how to negotiate repairs after a home inspection.

07/17/2023

Worried that a new construction home won’t have as much charm and warmth as an older home? There are creative ways to customize a new build so it’s less cookie cutter. Here are some examples. And when you’re ready, let’s talk about financing options for your home build.

If your new-construction home is more cookie cutter than custom, consider these six ways to add the charm, warmth, and character it needs.

07/12/2023

If you’re planning to sell your home soon, you may be considering some home improvement projects. But not all improvements will increase the resale value of your home – and some could possibly decrease the value.

Considering a home renovation project? Choose carefully – here are 12 home renovation projects to avoid if you plan to sell anytime soon.

07/11/2023

Buy now or wait? Many prospective homebuyers are struggling with this question. While it isn’t a typical buyer’s market, conditions have been improving for buyers. Here are some things to consider if you are on the fence.

Homebuyers might be on the fence about whether buying a house right now makes sense. Here are the pros and cons to help you decide.

06/16/2023

Wishing a happy Father’s Day to all the fathers, father figures, and positive paternal role models.

06/15/2023

A mortgage discount point is a fee you pay at closing to lower the interest rate on your home loan. This practice is also called a “rate buydown” or “buying down the rate.”

One discount point typically costs 1% of your total loan amount. For each discount point you buy, your interest rate will be reduced by a set percentage point. You are essentially prepaying interest so that you have less interest to pay over the term of your loan (or a specific amount of time), resulting in smaller monthly mortgage payments. Certain loan programs are not eligible for mortgage discount points and there is a cap on the number of points you can buy.

Contact me to discuss your home financing needs and to see if a rate buydown may be an option for you.

06/14/2023

Building strong and positive relationships with our customers and our community is at the heart of everything we do.

06/08/2023

At is part of our everyday culture. As a I am so proud of our commitment to building a diverse, equitable and inclusive culture inside our walls and beyond.

This we celebrate the lives and stories of our customers, fellow colleagues, and communities. Together, we are to live authentically.

Learn more at https://www.citizensbank.com/learning/why-pride-is-part-of-our-culture.

06/07/2023

Understanding and managing your credit score is important, especially when you're planning to buy a home. Here are some mistakes to avoid and ways to repair your credit.

Credit scores are a major factor in getting a mortgage. But, credit mistakes happen. Here's how to avoid some of the biggest ones.

05/30/2023

Apart from their obvious character and charm, old homes are coveted by buyers because they typically exist in established neighborhoods. But homes with 50 years of wear or more come with some disadvantages, too.

If you've ever dreamed of owning a vintage home, consider the possibility that you'll have to spend money on these old-home repairs.