Quintessential Mortgage Group

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10/16/2026

Pre-qualified vs. pre-approved: they sound alike, but they're not the same thing. 👀

A pre-qualification is usually a quick conversation based on what you tell a lender about your credit, income, and savings, with nothing verified yet. A pre-approval goes further: your loan officer takes a full application, reviews your documents, and checks them against underwriting guidelines. (A pre-approval is still not a commitment to lend.)

Waldry Marte's advice is simple: when you're ready to make an offer, be pre-approved, not just pre-qualified. Ready to get started? DM Waldry and let's look at your options. 📋

Waldry Marte, NMLS #1537445 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/15/2026

Realtors and referral partners, meet Mike Hauser! 👋

Mike has spent more than a decade in the mortgage industry and has seen it from just about every angle: underwriting, operations, and loan origination, at both brokers and lenders. That behind-the-scenes experience means he knows how to keep a file moving.

And his not-so-secret superpower? Hablo español. 🗣️ If you have Spanish-speaking clients who'd feel more comfortable working in their own language, Mike has you covered.

Have a client who could use Mike's help? Reach out to Mike and let's talk about how we can work together. 🤝

Michael Hauser, NMLS #2328067 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/14/2026

First-time homebuyer? Here's Rich DeSimone's number one piece of advice: get pre-approved before you start house hunting. 🔑

A pre-approval means a licensed loan officer has actually reviewed your income, assets, and credit, so you know where you stand before you fall in love with a house. You can shop with confidence, and when the right home comes along, you're ready to make your move.

Want to get started, or have questions about buying your first home? Reach out to Rich and let's look at your options together. 🏡

Rich DeSimone, NMLS #13565 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

Waiting for rates to drop? Same. Also waiting for our group chat to agree on a restaurant. 😅 Here's the thing: nobody ca...
10/13/2026

Waiting for rates to drop? Same. Also waiting for our group chat to agree on a restaurant. 😅 Here's the thing: nobody can tell you where rates are headed, and waiting has trade-offs of its own. Prices and rent don't exactly pause while you think it over, and when rates do dip, a lot of other buyers tend to show up at once. Swipe through, then send us a DM and let's look at what makes sense for your budget and your timeline. 🏡

Quintessential Mortgage Group, NMLS #979266. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines, and program availability. Rates, terms, and programs subject to change without notice.

10/12/2026

Quick question: where are you looking to buy? 🗺️

Quintessential Mortgage Group is headquartered in Westchester, but our reach goes well beyond it. Shaun Meller stopped by Brooklyn to talk about something a lot of people don't realize: we help borrowers in a lot of different places. That can make life easier if you're relocating, buying a second home, or purchasing out of state.

Ask us about licensing in your state, and Shaun or one of our loan officers will point you in the right direction. Planning a move? Reach out to Shaun and let's look at your options. 🏡

Shaun Meller, NMLS #482252 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/09/2026

Did you co-sign a car loan or a mortgage for a family member or friend? 🚗🏠 That debt can count against you when it's time to buy a home of your own.

Here's what a lot of people don't know: if you can document that someone else has been making those payments from their own account, that debt may be excluded from your debt-to-income ratio. A lower DTI can make qualifying easier, and it's always subject to loan program guidelines.

Gina Ferri explains how it works. Going through this right now? DM Gina and let's look at your options. 💬

Gina Ferri, NMLS #2055851 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/08/2026

Waldry Marte has many talents. Fixing the office printer is not one of them. 🖨️😅

But mortgage questions? That's where he shines. Whether you're trying to figure out where to start, sorting through paperwork, or just want a second set of eyes on your situation, Waldry is the guy to call. (Maybe just not for the copier.)

Got a mortgage puzzle you've been stuck on? Send Waldry a DM and let's look at your options together. 🏡

Waldry Marte, NMLS #1537445 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/07/2026

Self-employed? Your tax returns don't always tell the whole story, and we get it. 💼

Anthony Petruzziello recently joined the QMG family, and one of the things he's most excited about is the range of programs we offer for business owners, entrepreneurs, and independent contractors who don't fit neatly into a traditional lending box. One option is a bank statement program, which may let you document your income with bank statements instead of tax returns, subject to program guidelines.

Every borrower's situation is different, and Anthony loves digging into the full picture. Reach out to Anthony and let's look at your options. 🏡

Anthony Petruzziello, NMLS #221429 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/06/2026

To the people who show up for all of us: thank you. 💙🚒

Our own Shaun Meller isn't just a loan officer. He's also a volunteer EMT, so helping first responders is personal for him. Whether you're a firefighter, police officer, EMT, physician, teacher, or serving in the military, and whether it's your first home or your third, Shaun would love to help you find your way home.

There are a variety of loan programs out there, and the right one depends on your situation. Shaun will walk you through them in plain English.

Ready to start? Send Shaun a message and let's look at your options. 🏡

Shaun Meller, NMLS #482252 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

10/05/2026

Buying a home? Nick Bonanno has three quick tips to keep your loan on track from application to closing. 🏡

1️⃣ Hold steady at work. Try not to change jobs, and definitely don't quit in the middle of the process.
2️⃣ Hold off on the shiny new truck (or van). Nick has thoughts on where you might end up living. 🚐😂
3️⃣ Stay current on your credit card bills and skip opening any new lines of credit.

Small moves can make a big difference while your file is in underwriting. Thinking about buying? Reach out to Nick and let's look at your options together.

Nick Bonanno, NMLS #2024202 | Quintessential Mortgage Group, NMLS #979266 | Equal Housing Opportunity

Address

2059 86th Street Suite 200
New York, NY
11214

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+17185408024

Website

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