Suzanne Demetrio- VP of Mortgage Lending, NMLS# 403893

Suzanne Demetrio- VP of Mortgage Lending, NMLS# 403893 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Suzanne Demetrio- VP of Mortgage Lending, NMLS # 403893, Loan service, New York, NY.

Here are some best practices to keep in mind when purchasing your first home:1. Determine your budget - Set a budget bef...
04/27/2023

Here are some best practices to keep in mind when purchasing your first home:

1. Determine your budget - Set a budget before you begin house hunting. This helps you to avoid falling in love with a property that you can't realistically afford.

2. Get pre-approval - Before you go house hunting, talk to a lender about getting pre-approved for a mortgage. Being pre-approved for a loan shows sellers you're serious about buying, and also helps you understand how much you can afford.

3. Location - Select a location that has good schools, low crime rates, and a healthy job market. Look for area specifics like access to public transportation, shopping malls, and proximity to your workplace.

4. Think long-term - When looking for the perfect first home, consider how much space you need both now and in the future. Are you planning to start a family? Will your elderly parents spend time at your home? Plan for these situations and pick a home that can accommodate them.

5. Home inspection - Getting an inspection is crucial to identify potential issues that may not be noticeable on the surface. An experienced home inspector will examine the home's foundation, roof, siding, and other key components.

6. Negotiate and make an offer - Once you've found the right property, make an offer that's fair and aligns with your budget. Never get swept up in the excitement of buying your first home and offer more than you can afford.

Buying your first home can be an exciting experience, but it's important to be mindful of your budget, location and long-term necessities so you can make the best decision for you and your family.

03/31/2023

Broker Open Today 1-3 pm 195 Wiman Avenue

Buying a house is often one of the biggest investments one can make in their lifetime. For many people, it's their dream...
03/30/2023

Buying a house is often one of the biggest investments one can make in their lifetime. For many people, it's their dream come true. But to turn this dream, into reality, most people need to take out a mortgage.

A mortgage is a type of loan specifically designed to help people purchase a home. In simple terms, the lender provides the borrower with the funds to purchase a property. In return, the borrower pays back the loan along with interest over a set period, usually 15 to 30 years.

One important thing to note is that the interest rate on a mortgage loan is typically determined by your credit score, property type and loan to value. It is essential to maintain a good credit score to get the best rate.

It's also essential to understand the different types of mortgages available. Conventional loans, FHA loans, VA loans and USDA loans are some of the most common types. Each type caters to different needs, and it's usually a good idea to speak to a mortgage lender to determine the right fit for your situation.

Once you've got your mortgage, you'll need to start planning and creating a budget to manage your mortgage payments. It's essential to stay on top of these payments to avoid risk of foreclosure.

Basically, if you are considering buying a house, it's essential to research and educate yourself regarding the various mortgage options available and to create a solid financial plan. This will give you the best chance to make your dream of owning a home come true!

If you need any further information or clarification please feel free to reach out to me at anytime.

Wondering where to start in your home-buying journey? Or even how to pick back up after taking a break for the holidays?...
01/11/2023

Wondering where to start in your home-buying journey? Or even how to pick back up after taking a break for the holidays?

Giving me a call should definitely be first on your list!

It's never too soon to chat about your home financing goals for this fresh new year and to learn about the options that could be available to you! Any questions or concerns you may have, I am readily available to help educate and put your mind at ease.

Contact me today to start with a pre-approval letter and the confidence of being in great hands with my team and I! My cell is always best, (646)852-1177.

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New York, NY
10022

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+16468521177

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