McGuinness Wealth Management

08/20/2026

What happened to your old 401(k)?

Changing jobs can leave you with an important question: What should you do with the retirement savings you left behind?

Check out our latest Financial Watch article for insights into some of the options you may have.

Want to chat about your old 401(k) or your options? Let me know.

Changing jobs is exciting, but it can also leave financial loose ends overlooked amid the transition, like an old 401(k) or an approaching vesting date. In…

08/03/2026

If you live to 95, will your money?

If you're too aggressive, will you come up short? Too conservative, and you leave quality of life on the table.

Also, will the life you are living at 70 change as you age? Have you considered how changing withdrawal rates can affect everything from estate management strategies to retirement strategies?



Disclosure: The portfolio is composed of 50 percent stocks, 40 percent bonds, and 10 percent Treasury bills. It is assumed that a person withdraws a hypothetical percentage each year. Historical returns based on the period January 1, 2001, to December 31, 2025. Stocks are represented by the Standard & Poor's 500, which is an unmanaged group of securities & considered to be representative of the US stock market. Bonds are represented by the five-year U.S. government bond and Treasury bills by the 30-day U.S. Treasury bill. An investment cannot be made directly in an index. Past performance is no guarantee of future results.

07/30/2026

Did you miss the Fed meeting press conference earlier today?
Here are some of the key takeaways from the meeting and what they could mean for investors.
Take a look below 👇

The Federal Reserve on Wednesday followed through on expectations for no interest rate change.

07/23/2026

One of the most overlooked questions in building a retirement strategy isn't "How much do I have?" It's "When do I need it?"

That's exactly what a bucket strategy does. It matches your assets to your timeline, so every dollar is working as hard as it can for as long as it can.

Do your buckets match your time horizon?

07/16/2026

There are four ways to approach risk. You can ignore it or avoid it entirely. Or manage it carefully. Or transferr it through insurance.

Every one of these can work, but the key is knowing which one you're choosing and why.

Of these four approaches, which one do you instinctively reach for?

07/09/2026

No two clients are the same. Nor are their portfolios.

The strategies that serve someone building wealth at 55 look very different from those preparing for retirement at 65. That's why it's critical to take a multi-layered approach that allows us to use a mix of strategies to pursue your goals.

What mix works best for you?

07/07/2026

Have you bought your ticket to Mars? The IPO market is heating up these days with two more big names preparing to debut later this year. Before you jump into the IPO hype cycle, let’s schedule a brief call to see how these market trends fit into your personal, long-term wealth strategy.

07/04/2026

06/29/2026

Excited to share that the new McGuinness Wealth Management website is officially live!

Take a look to learn more about my story, my approach, and how we help individuals, families, trusts, and business owners navigate their financial future.

I'd love for you to explore the site and let me know what you think.

🌐 Website: www.mcguinnesswealthmanagement.com

06/25/2026

We're thrilled to welcome John McGuinness, founder of McGuinness Wealth Management, who brings 15 years of industry experience to Cetera Investors.

John built his practice on a simple belief: wealth management is never just about investments. It's about helping clients make intentional decisions that support the life they're working to build.

Working with Cetera gives McGuinness Wealth Management the backing to do that work – providing stability, technology, diversified investment options, and comprehensive specialist support. What it means is simple: clearer insights and greater confidence for the clients he serves.