Daisy, Barnum Financial Group

12/08/2022

You own a home and have a sizeable nest egg. I can help you put a plan in place to preserve your wealth and provide for the transfer of assets to the next generation. https://blog.massmutual.com/post/entering-the-wealth-transfer-zone?utm_source=facebook&utm_medium=social_hearsay&utm_content=2008034&utm_campaign=aa690795.

Wealth planning is the heart of estate planning, which encourages mature, affluent individuals to define and pass along their values.

12/01/2022

December 31st is fast approaching. Make sure you set up and process any changes to help lower your yearly taxes in mid-December, well in advance of the deadline. Need help? Get in touch today. https://blog.massmutual.com/post/year-end-tax-planning-moves?utm_source=facebook&utm_medium=social_hearsay&utm_content=2008033&utm_campaign=aa690795.

Some strategies can potentially help lower your tax bill must be implemented by Dec. 31.

11/17/2022

While there are three basic approaches to minimizing the impact of capital gains taxes, your approach should take into account your personal circumstances, holdings, and long term financial goals. Let's connect to develop a strategy that works for you. https://blog.massmutual.com/post/capital-gains-manage.

11/03/2022

Knowing how your assets and investments impact your taxes is an important part of your financial picture. Let's discuss your tax diversification options and the possible outcomes of each. https://blog.massmutual.com/post/income-tax-diversification?utm_source=facebook&utm_medium=social_hearsay&utm_content=2008028&utm_campaign=aa690795.

It makes sense to have financial assets that offer different types of income tax advantages.

10/26/2022

Market volatility got you stressed? Contact me to learn more about guaranteed income with zero market risk. Click here to see current rates.
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10/06/2022

While employee-sponsored benefits can help you plan ahead for retirement and protect your income in certain situations, they may not be enough. Let's discuss strategies to help you reach your financial goals. https://blog.massmutual.com/post/benefits-employees-look-for?utm_source=facebook&utm_medium=social_hearsay&utm_content=2008024&utm_campaign=aa690795.

Learn about benefits for your employees. Get information from MassMutual.

09/28/2022

Do you know what your business is really worth? I can help you develop strategies to position your business in your favor.

Evaluate what your business is worth. Consult a financial professional to understand business valuation, a buy-sell agreement, retirement and estate planning.

09/14/2022

If you’re asking “Do I have benefits in place to attract, reward, and retain top talent as a business owner?” you’re on the right track. Meet with me to discuss institutional and worksite solutions for your .

MassMutual offers Business Owner, Employer and Institutional Solutions to help you offer your employees comprehensive benefits and retirement options.

09/08/2022

Different types of families have different financial planning needs. I can help you create a financial strategy that accounts for your family's goals. Get in touch today. https://blog.massmutual.com/post/changing-dependents?utm_source=facebook&utm_medium=social_hearsay&utm_content=2008017&utm_campaign=aa690795.

Families come in all shapes and sizes. MassMutual can help with understanding dependent financial considerations.

08/31/2022

Most business owners have established an emergency fund to weather future challenges, yet 65% say it could only carry the business between four and 12 months. Let me help guide you as a owner.

08/26/2022

Understanding your state's laws regarding debt after death can help you protect your loved ones financially after your passing. Talk to me today about what estate planning provisions might be appropriate for your financial situation. https://blog.massmutual.com/post/death-debts?utm_source=facebook&utm_medium=social_hearsay&utm_content=2008023&utm_campaign=aa690795.

What state you live in, the type of debt you have, and how you structure your assets will determine whether your debt dies with you or has to be paid back.

08/19/2022

Are you a business owner? Estate planning for business owners is more than wills and trusts. Learn more in this piece and reach out with any questions.

There are many estate planning strategies to explore that can help facilitate the smooth transfer of your business.