Nelson Andres Peralta Posada

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Nelson Andres Peralta Posada Ayudó a familias a proteger su futuro financiero con seguros de vida. Cotizaciones gratis y sin compromiso. Enviame un mensaje para orientación.

¿Qué es un seguro de vida y cómo funciona?Un seguro de vida es una protección financiera para tu familia en caso de que ...
02/14/2026

¿Qué es un seguro de vida y cómo funciona?

Un seguro de vida es una protección financiera para tu familia en caso de que tú faltes.

Funciona de forma simple:

✔ Pagas una cantidad mensual accesible
✔ Si llegas a fallecer, tu familia recibe un dinero libre de impuestos
✔ Ese dinero puede ayudar con gastos como:

• Vivienda
• Deudas
• Educación de los hijos
• Gastos diarios
• Funeral

Muchas personas creen que el seguro de vida es caro o solo para personas mayores… pero la realidad es que mientras más joven y saludable estés, más económico puede ser.

El seguro de vida no es para ti…
Es para las personas que amas ❤️

Si quieres saber cuánto podría costarte proteger a tu familia, puedes escribirme y con gusto te oriento GRATIS y sin compromiso.

📩 Envíame un mensaje privado con la palabra “PROTECCIÓN”

02/20/2023

How can you calculate your Beginning Monthly Savings?

You need to subtract your monthly income with your monthly spending, what you have as result, that will be your beginning monthly saving; it can be positive or negative.

02/14/2023

Previous step was to see where your money was going the most. Now is time to Calculate How Much Each Expense (Money-Out) Costs Monthly.
Identify the dollar amounts for each of your expenses over the course of a month.

02/12/2023

How to know where your money is going?

We have to use at least 3 months of statements of each of your bank accounts. You need to write the name of each expense that you did on each account, then mark an X beside each name to illustrate times repeated of the same expense.

Example: Quicksilver card statement from Oct 1 to Nov 1: 10/5 Laundry, 10/6 insurance car payment, 10/15 Supermarket 10/25 T-Mobile, 10/29 Laundry. 10/26 Amazon, 10/28 Amazon, 10/29 Amazon, 10/29 Amazon, 10/30 italian restaurant

Platinum card statement from Oct 1 to Nov 1: 10/3 laundry, 10,6 insurance car, 10/15 macys, 10/18 amazon, 10/ 25 italian restaurant.

Now let's put the name of each expense, and times repeated in a separate sheet as the following:

Laundry X3, Insurance car X2; Supermarket X1, T- mobile X1, Macys x1, Amazon X5, italian restaurant X2

You now have a clear picture of where your money is going the most and which expenses are not necessary to do. We need to reduce expenses in things that are not necessary, like: Amazon, Italian restaurants and Macy's.

02/06/2023

How to know your average income per month?

Check 6 months of statements of each account that you opened on any bank and write down every income that you have from any resource of income. Add everything and the result divide it by 6 months to know your average income per month.

Example: Quick silver card statement: 10/05 Uber payment $600, 10/10 Lyft payment $800.
Platinum card statement: 10/5 Construction Corp payment $800, 10/10 laundry payment $400, do this up to 6 months of statements! This is only a month from 2 different accounts.

Now you have to add everything $600+800+$800+400= $2,600 divide by 6 months= $433; this is your average income per month.

02/03/2023

How can I find a reason for gratitude?

In life when you are learning there will be difficult situations in the process, but these are there to teach you a lesson and it is very important to find the opportunity and be grateful for it.

01/30/2023

What is the True Freedom of Financial Wholeness?

Just having enough money in the bank account is not enough to feel financially free and secure. In order to feel financially secure, you have to grow in other critical financial areas.

Update insurance to cover new life-style, clear retirement plan, updated plan to grow wealth and sustain it vs just save money. Finally, have a professional financial adviser. All of these will help you feel much more financially secure and feel the true freedom.

01/27/2023

savings:
Without savings, it’s nearly impossible to eliminate debt, build an emergency fund account or build saving goals accounts for traveling, wedding, to buy a car etc... save for the future to invest and reach any goal much faster.

01/20/2023

Avoid these common credit mistakes!
1. Not valuing your credit
2. Raising credit card limits
3. Not monitoring your credit history
4. Not monitoring your credit score
5. Not knowing your interest rate and fees
Did you already know these? If not, which one is new to you?

01/17/2023

Where do I start?
Starting your first job comes with many questions. The first step to saving is to lay your finances out. If you know where you’re starting, then you’ll have a better idea of how to set realistic and put a game plan in place.

Address

New York, NY

Telephone

+19173850107

Website

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