Shellorne Smith, Life Insurance Agent

12/06/2021

When it comes to financial planning for retirement, there are a lot of myths out there to sidestep. Check out our blog for 6 myths to avoid so you can help plan for a more secure future:

When it comes to financial planning for retirement, there are a lot of myths out there to sidestep. Falling victim to myths could set you back from Sidestep these common retirement financial planning myths to help you prepare for a more secure future.

12/01/2021

With more parents moving back in (and kids never moving out), our household are more stressful than ever. Get some ways to relax the pressure, here.

There is a name for the people caught between two large generations of people: The Sandwich Generation. It’s generally the caregivers getting squeezed. With aging parents needing more care and kids staying home through college, pressures are mounting for 40-60-year-olds caring for both.

11/30/2021

Many people overestimate the cost of a life insurance policy by more than three times the cost! Part of the reason many people overestimate the cost of life insurance is because they don’t understand how life insurance companies come up with their rates. This article shares some of the most common factors that affect life insurance rates:

If the main reason you don’t have a life insurance policy is because you think it’s too expensive, you are in good company. Almost two-thirds of people who do not have a life insurance policy cited this reason, according to the 2020 Insurance Barometer from LIMRA, an industry-funded research com...

11/29/2021

Long-term care is one of the greatest expenses in retirement, yet many people don’t plan ahead for this cost. Fortunately, there’s a great solution out there to help retirees control the costs and control where they receive care!

Despite the steep costs of long-term care, 79% of middle-income Boomers haven’t saved for their future long-term care needs. Long-term care insurance can hel...

11/28/2021

Prioritizing nutrition and exercise can help set you up for a long and healthy retirement. These tips will help you find balance when it comes to your health:

Nutrition and exercise are two key pieces of the wellness puzzle. To embrace a healthy retirement, you need to focus on both.

11/27/2021

Naming a beneficiary on a life insurance policy may seem simple, but it’s actually a very important financial decision! Watch for pointers to consider!

Discusses how naming a beneficiary on a life insurance policy can benefit your family by receiving an income after you are gone, avoiding the costs of probat...

11/26/2021

As we get older, we want to make plans for our aging process. Where we’ll stay, who will take care of us… things like that. But how much will all of that cost? Find out here.

When we get older, we have important decisions to make about how we want to be cared for. And maybe you’re already making some of those decisions with Do you have saving to pay for your caregivers as you get older? Find out how much they cost—and how to pay for it.

11/25/2021

I would like to wish all of my clients a very happy Thanksgiving holiday!

11/24/2021

Do you dream of traveling in retirement? It can look a lot different than traveling during your working years—in a good way! Check out this article for some things to consider:

Planning on enjoying some retirement travel? Here are a few things to consider as you start thinking about how you want to spend your free time.

11/23/2021

Whether you own life insurance, or you’re the beneficiary on someone’s policy, understanding how benefits pay out is important. Head to our blog for everything you need to know:

What happens to your life insurance payout when you die? And what’s the process of filing a life insurance claim? Find out at our blog.

11/22/2021

Pre-planning your funeral can help save your family money and stress in the future. Not to mention, it gives you more control of your final wishes! Head to our blog for some things to consider:

Do you have a plan for your funeral? Some people work with a funeral home to pay ahead for their final expenses. But there are other ways to prepare, too.