Valeriya Kolesnikova, Principal at VMX Financial Strategies LLC

03/18/2026

Big update.

We’ve partnered with Goldman Sachs to give our clients access to a High Yield Savings Account (HYSA).

Not a typical savings account — this is institutional-level banking now available as part of your overall strategy.

• Up to 3.65% APY (subject to change)
• FDIC-insured within limits
• No fees. No balance caps

This isn’t about “a savings account.”
It’s about where your money sits while you’re building everything else.

If your cash is sitting in a traditional bank earning almost nothing — we should talk.

01/10/2026

I’m proud to serve as both a financial professional and a financial educator. My goal: to make financial education more accessible to the people in our community.
If you’re involved with a business, nonprofit, or local organization, I’d love to explore how we can bring a complimentary workshop, one-on-one personal education sessions, and a Balance Wellbeing learning hub to your group. Reach out and let’s make it happen!

01/03/2026

Every financial journey is unique, but learning the basics can help anyone build a stronger future. That’s why I’m excited to offer complimentary workshops for local businesses, nonprofits, and community groups. These are interactive sessions—open to questions, focused on real-life strategies, and meant to empower.
Interested in hosting one? Let’s talk!

12/27/2025

Money can be complicated—but it doesn’t have to be overwhelming. Through my affiliation with New York Life, I offer complimentary financial educational workshops for workplaces and community organizations. There’s no pressure. No obligation. Just knowledge on a variety of topics that can make a difference. If you’re part of a group or company that would benefit, I’d be happy to talk about bringing a session your way.

12/21/2025

Did you know I can bring complimentary financial education workshops to local businesses and community groups? These sessions are all about sharing knowledge—no sales pressure, just real tools to help people make informed decisions. Know an HR leader, nonprofit, or group that could benefit? I’d love to connect with them.
Send me a message if you’d like to learn more!

07/04/2025

Wishing everyone a joyful and safe Independence Day! As we enjoy the fireworks, BBQs, and time with loved ones, let's remember the significance of this day and the liberty we cherish.

06/23/2025

Caregivers are taking action to address growing financial challenges—82% say they plan to adjust their strategies this year—compared to 68% of non-caregivers—by cutting spending, creating new income streams, and more. Read our Wealth Watch Survey report to see how a proactive approach can help you stay prepared.

New York Life’s 2025 New Year Outlook Wealth Watch survey finds that financial confidence persists for American consumers, despite ongoing financial pressures.

06/19/2025

Have investments in taxable accounts? You may be able to increase your return and decrease your taxes through tax-loss harvesting.
https://bit.ly/3G6j1Pi

06/17/2025

Leaving a legacy means making an impact on future generations. Whatever you envision, it's vital to plan now and ensure that your wishes are followed. Watch this video and reach out today so we can discuss estate planning strategies that are right for you.
https://bcove.video/3wz4BCq

06/15/2025

Do you know that you can get $250k in term life insurance coverage for as little as $8 a month? What’s more, you can get it from New York Life—one of the most respected names in the industry. Don’t put it off any longer. Contact me today.

Discover how term life insurance from New York Life can protect you. Learn about converting term life to permanent coverage such as whole life insurance.

06/14/2025

With inflation running a bit hot, the strategists at New York Life Investments share updated scenarios for the price path ahead, as well as how investors can consider these risks in their allocation.

Lauren Goodwin and Julia Hermann introduce the newest member of the Global Market Strategy team, Sarah Hirsch! Julia and Sarah break down the latest macro data, including how tariff pressures are working their way into consumer activity.