Farmers & Merchants State Bank

07/25/2026

Farmers & Merchants has been a proud supporter of East Otter Tail County 4-H and the County Fair for many years. We are honored to continue that tradition by clerking the 4-H auction each year!

Congratulations to all of our 4-Hers on another successful County Fair! Your hard work, dedication, and accomplishments are something to be proud of. We are grateful to be part of celebrating all that you do!

Member FDIC

07/22/2026

We are excited to announce our upcoming Fraud Prevention Forum! See below for details and mark your calendar! Member FDIC | Equal Housing Lender

07/02/2026

Thanks to our intern, Bode, for bringing the Boatville Drag boats around town! We are excited for Lund Mania next week, and can't wait to celebrate with all of you! Member FDIC | Equal Housing Lender

Make sure to take a look around town for the Boatville Drag Boats! There is still time to sign up for the races, starting Friday July 10th at 4:30! Message us for details, and Happy Lund Mania!

06/18/2026

🌟 Lund Mania Sponsor Spotlight 🌟

A huge thank you to Farmers & Merchants State Bank for your continued support of Lund Mania! We are incredibly grateful not only for your financial sponsorship, but also for the amazing volunteers from the bank who help keep the tournament running smoothly year after year.

It takes an incredible community to make this event successful, and Farmers & Merchants State Bank continues to show what community partnership is all about. Thank you for helping us create another unforgettable tournament experience!

03/16/2026

We are always so grateful to put on this educational event! Thank you to all the volunteers! Member FDIC | Equal Housing Lender

03/03/2026

This month's Casual Friday Donation goes to the NYM Food Shelf! We are so thankful for the support they provide our community. Member FDIC | Equal Housing Lender

02/13/2026

We are excited to continue our monthly Casual Friday donations! This month, as it is I Love To Read Month, we made our donation to Friends of the Library. Member FDIC | Equal Housing Lender

02/03/2026

We want to bring your attention to an uptick in spoofed caller ID scams that many community banks across Minnesota are seeing right now.

Several banks have reported fraudulent calls where scammers spoof the bank's phone number or name to appear legitimate. In these cases, customers believe they are speaking directly with their bank when they are not.

How the scam works:
Scammers manipulate caller ID to appear as a known community bank. Calls may reference real account activity, urgency, or "fraud prevention"

Customers are pressured to share sensitive information, such as:
PINs
Full account numbers
Online banking credentials

PLEASE KNOW THAT WE WILL NEVER CALL AND ASK YOU FOR THIS KIND OF INFORMATION! If you are ever unsure that you are actually talking to someone from the bank, hang up and call us back on the phone number you know is ours!

Member FDIC | Equal Housing Lender

01/29/2026

Using your credit or debit card to make a purchase is super convenient, but it can also leave you vulnerable to identity theft.

According to FICO (the folks behind your credit score), there were more than 1,700 incidents of skimming in 2024 that led to more than 230,000 identity theft incidents across the U.S.

Some of our financial crimes agents were out checking for skimmers at northern Minnesota gas pumps earlier this week. While you don’t have the same tools we do, there are things you can do to protect yourself:
• Use tap-to-pay: If available, this method avoids inserting or swiping your card.
• Credit over debit: If using a debit card, run it as a credit transaction to avoid entering your PIN.
• Check the pump: When paying for fuel, look for signs of tampering including a broken seal, loose keypad or parts that don’t match those on other pumps.

Pay attention during this Identity Theft Awareness Week and all year long to keep your identity safe!

12/16/2025

Wishing all of our wonderful customers a very Merry Christmas and a happy holiday season! Member FDIC | Equal Housing Lender