Krystal Rivera - Carbon Team CrossCountry Mortgage

Krystal Rivera - Carbon Team CrossCountry Mortgage America’s #1 Retail Mortgage Lender

Personal NMLS2634970
Branch NMLS1971577
Company NMLS3029

Hablo Espanol

As a real estate broker turned loan officer, I bring a unique and strategic perspective to home financing. With years of experience on both sides of the transaction, I understand what it takes to write strong offers, guide homebuyers through market dynamics and align financing with long-term homeownership goals. I’m able to advise clients not only on their loan options but on how to structure offe

rs that appeal to sellers — because I’ve worked at that side of the table. As a bilingual loan officer fluent in English and Spanish, I’m passionate about expanding access to homeownership and ensuring every client feels informed, empowered and supported every step of the way. At America’s #1 Retail Mortgage Lender, I have the tools and resources to provide a truly personalized process. Whether you’re buying your first home, refinancing or working with clients as a real estate agent, I’m here to be your trusted mortgage partner. Licensed in CT, NJ, NY
Equal Housing Opportunity
Hablo Espanol

Wishing you a safe, joyful Independence Day filled with celebration, gratitude, and time with those you love.Here's to f...
07/05/2025

Wishing you a safe, joyful Independence Day filled with celebration, gratitude, and time with those you love.
Here's to freedom, fireworks, and new beginnings! 💥❤️🤍💙

🏠 Need Help with Your Down Payment? I’ve Got You Covered! Buying your first home can feel overwhelming — but you don’t h...
07/03/2025

🏠 Need Help with Your Down Payment? I’ve Got You Covered!

Buying your first home can feel overwhelming — but you don’t have to do it alone. As a licensed Mortgage Loan Officer in NY, NJ & CT, I can help you explore a variety of Down Payment Assistance (DPA) programs that make homeownership more affordable.

🔑 Programs include:
✔️ Up to $5,250 in assistance
✔️ Options for non-first-time buyers
✔️ Available for self-employed borrowers too
✔️ Nationwide and lender-exclusive programs

We’ll review options like CCM Smart Start, Chenoa Fund, Freddie Mac BorrowSmart, and more — each tailored to different borrower needs.

📩 DM me or click below to see if you qualify:
👉 https://sites.totalexpert.net/event-registration/pre-approved-to-offer-accepted-with-krystal-rivera-22361138
📞 Or call/text: (845) 604-1201

🚨 Thinking about buying a home but not sure where to start? I’ve got you covered! 🏡💡Whether you're a first-time buyer, s...
06/04/2025

🚨 Thinking about buying a home but not sure where to start? I’ve got you covered! 🏡💡

Whether you're a first-time buyer, self-employed, using an ITIN, or eyeing a fixer-upper—I offer mortgage solutions when others say no.

✅ FHA, VA, and Conventional Loans
✅ ITIN and Visa Borrowers
✅ Down Payment Assistance
✅ Renovation Loans (yes—even for one room!)
✅ Bridge Loans for Sellers
✅ Financing for homes with structural issues, open violations, or condo litigation
✅ Home Equity Lines of Credit (HELOCs)
✅ Refinance Options
✅ Reverse Mortgage
✅ And So Much More!

💬 Free consultations available
🌎 Hablo Español
📍Licensed in Connecticut, New Jersey, and New York

Let’s find the right loan for your unique situation!
📲 Call/text: 845-604-1201
🌐 ccm.com/krystal-rivera

Did you know you can build your home with a VA loan? And to celebrate Military Appreciation Month, we’ll cover your appr...
05/20/2025

Did you know you can build your home with a VA loan? And to celebrate Military Appreciation Month, we’ll cover your appraisal cost. If you’re a Veteran, Active-Duty Service Member, or eligible Surviving Spouse, take advantage of this special offer. Contact us today. For full terms and conditions, visit http://spr.ly/6188NtpBu

A renovation loan is the ultimate customization tool if you’re buying a fixer-upper or just enhancing an existing home. ...
05/20/2025

A renovation loan is the ultimate customization tool if you’re buying a fixer-upper or just enhancing an existing home. As a Veteran, Active-Duty Service Member, or Qualified Family Member, we’re offering you a $1,000 lender credit on any new renovation loan. Contact us today! For full terms and conditions, visit http://spr.ly/6181Ntriz

Address

88 Old Route 9W, Suite 100
New Windsor, NY
12553

Telephone

+18456041201

Website

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