Tudeen Wealth Management

06/05/2026

Meet another member of our team, Chelsea Aylwin!

Originally from Orlando, Chelsea moved to New Smyrna Beach in 2019 with her husband, Kevin, a New Smyrna Beach native. Before joining the financial services industry, she spent several years as a teacher before making a career change that allowed her more time with her family, especially her 8-month-old son, Liam.

Chelsea plays an important role in helping our office run smoothly. She assists with client needs, manages our social media presence, and coordinates marketing efforts to keep our clients informed and connected.

If you've interacted with our office online, seen one of our posts, or reached out for assistance, there's a good chance you've worked with Chelsea. Her friendly personality, attention to detail, and commitment to helping others make her a valuable part of our team.

We’re grateful to have her as part of our office and look forward to continuing to serve our community together!

05/29/2026

We’re excited to introduce one of the friendly faces behind our team, Melody Burmeister!

Originally from Fenton, Michigan, Melody brings over 30 years of experience in the financial services industry. She’s been a Florida resident for the past 13 years and has worked alongside Bryan for more than a decade.

Melody plays an important role in making sure our clients feel supported and cared for every step of the way. From helping with day-to-day administrative needs to being a reliable point of contact, she’s always there to make things run smoothly.

If you’ve met Melody, you already know she’s caring, outgoing, and always ready to welcome you with a smile. We’re grateful to have her as part of our team!

04/22/2026

Legacy & Impact

This is where it all comes together.

There are two important sides to this conversation.

The first is emotional. After a lifetime of building, what kind of legacy do you want to leave?

For many, the answer comes easily, spouses, children, family. For others, it takes more thought. Maybe it’s a nonprofit, your church, education, or a cause that’s meaningful to you.

At its core, the question is simple: What do you want to be remembered for? What or who matters most and how can you care for them?

The second piece is making sure those wishes are clearly documented and legally in place.

This is where many people fall short and unfortunately, it’s often realized too late. Without a plan, even the best intentions can turn into a complicated situation for the people you care about most. Your life’s work and plans can get lost without the proper protection or documentation.

Make sure you’ve worked with an attorney to have your will in place, and that your financial plan aligns with those decisions.
Think through everything, liquid assets, property, your home, vehicles, and valuables. Be clear about your plans for everything.
If you have dependents, ensure they are protected and cared for no matter what happens.

And remember, impact doesn’t have to wait.
You don’t have to wait until the end of your life to make a difference. With thoughtful planning (and guidance from a tax professional), you can begin giving now.
That not only means something to the people receiving it, it allows you to experience the impact of your generosity in real time.
You worked so hard to build this nest egg, why not enjoy watching your hard work pay off?

Planning with intention today creates clarity for tomorrow.

_____________________________________________

This wraps up our series on the journey of wealth from building, to protecting, to transitioning into retirement, and ultimately, to creating lasting impact.

Each stage comes with new decisions and new responsibilities. And each step matters.

Because the goal was never just to accumulate wealth, it’s to use it with purpose.

04/10/2026

Preparing for What’s Next : Living Your Wealth

This is a critical time for wealth planning. It’s a major transition, going from saving to spending.
At this stage, being intentional matters more than ever, because mistakes can have a greater impact than they did earlier in your journey.

What once felt far off is now your reality. Retirement is no longer a plan, it’s here and ready to be lived!

And the truth is, retirement looks different for everyone.
There was a time when retirement meant turning 65, stopping work, and collecting Social Security. Today, many people transition more gradually, reducing hours at a current job or even shifting into a passion-driven career that brings fulfillment, regardless of income.
That’s why it’s so important to be realistic about your lifestyle and spending. If your income changes significantly, your plan needs to reflect that. Can your current budget and your new income coexist comfortably?

With pensions becoming far less common, retirement today looks very different than it did 20 years ago. Replacing income is a key part of the conversation that, ideally, has been discussed and planned for over time.

This is also a stage where big lifestyle decisions come into play.
Where do you want to live?
Is your current home still the right fit for this next chapter, or does downsizing make sense?
How important is it to maintain space for family to visit?

The early years of retirement are often some of the most active and capable. You may have more time, more flexibility, and better health than you will later on.
This is the time to enjoy what you’ve worked so hard for, travel, experiences, and meaningful time with the people who matter most.
That said, enjoyment and planning go hand in hand. These experiences can and should be done thoughtfully, with guidance, to ensure your income lasts and your plan stays on track.

Because this stage isn’t just about having wealth,
it’s about having the confidence to truly live it.

03/27/2026

We’re excited to share that our satellite office is officially open!

Conveniently located in the Venetian Bay Town Center, this new space allows us to better serve our clients by offering an additional meeting location.

Bryan will be available in the office on select days and hours each week, and we’re happy to schedule appointments there at your convenience.

Next week’s availability:
Monday March 30th and Thursday April 2nd
8:00 AM – 4:30 PM

If you’re in the area, we’d love for you to stop by, say hello, take a look at the new space, and enjoy a cup of coffee with us.

If you’d like to schedule a meeting at the new location, feel free to give us a call, we’d be happy to coordinate a time that works best for you.

We look forward to seeing you there!

424 Luna Bella Ln
Suite 135C
New Smyrna Beach, FL 32168
(386) 957-9594

03/27/2026

Intentional Growth

At this stage of your wealth journey, things start to feel more settled.
You’ve established your lifestyle, grown in your career, and have a clearer understanding of your income and expenses. While earlier stages may have felt more uncertain, much of that “grey area” has now been figured out.

Your kids may be getting older, becoming less expensive, or even heading off on their own. Many people at this stage have already put plans in place for their children’s future.

Now, you may find yourself with something new:
the ability to save more intentionally.
This is when you can really begin accelerating your retirement savings. It’s a good time to evaluate whether it makes sense to:
• Max out your 401(k)
• Contribute to a Roth IRA
• Build an after-tax brokerage account
Creating multiple “tax buckets” can give you more flexibility and efficiency in the future.

It’s also important to shift your mindset during market fluctuations. At this stage, a down market isn’t always a bad thing, it can present an opportunity to invest more while prices are lower.

With increased income, it’s also worth taking a deeper look at your spending. As life becomes more comfortable, it’s easy to become less intentional. Revisiting your budget can help ensure your spending still aligns with your goals.
The goal in every stage of life is to “save what you can, when you can”.
This phase opens the door to more advanced planning. With more available income and time, you may begin exploring different investment strategies and customizing your portfolio in a more meaningful way.
It’s important to recognize that your wealth may now extend beyond traditional accounts. The value of your home or a business you own should be factored into your overall long-term plan.
This is a great time to sit down with your advisor and review your portfolio and goals.

As income grows, so does your tax exposure. That’s why coordination between your financial advisor and CPA becomes increasingly important; helping ensure you’re set up for tax efficiency both now and in the future.

And like every stage of the journey, maintaining an emergency fund remains critical.

Because at this stage, growth isn’t just about saving more, it’s about being intentional with what you’re building and how it supports your future.

03/05/2026

Protecting What You’ve Built

At this stage of your wealth journey, protection becomes just as important as growth.

The first thing that comes to mind? Life insurance.

While it’s not a topic anyone enjoys thinking about, the reality is that life can change in an instant. If a spouse and or child is depending on someone else’s income, life insurance isn’t optional- it’s essential.

But protection goes beyond life insurance.

By now, you’ve likely started building solid savings and retirement accounts. Emergencies- job loss, home repairs, medical expenses- can quickly become a threat to what you have built. Having a dedicated savings buffer ensures that you can handle these events in life without impacting your retirement.

The last layer of protection: protecting your savings from yourself.

Big life changes, news headlines, or unexpected world events can trigger emotional decisions. In the long run, making rash decisions fueled by fear, anxiety or stress, can greatly impact your progress, potentially in a negative way. When this happens, sticking to the strategy you’ve created, helps safeguard your future, even when emotions run high.

In the end, protecting your wealth isn’t just about guarding what you have, it’s about giving yourself confidence and peace of mind as life continues to move forward.

03/04/2026

🎉Exciting Things Are Happening🎉

We have a second office location opening soon!
Any guesses where it is?

Understanding what matters most, so you can focus on what matters most.

02/20/2026

So you’ve started investing. You’re contributing to your 401(k). Your planning is moving in the right direction.

Now what?

Life gets a bit more complex at this point. Big changes are happening.
A home. Maybe kids. Career growth. Possible upsizing. Bigger responsibilities.
Bigger decisions.

Something important to keep in mind during this busy stage of life:
Balance matters. And so does adaptability.

The good news?
At this stage, you’re likely earning more and gaining greater stability in your career.

The challenge?
Balancing priorities, your long-term goals, and those unexpected changes.

If buying a new home is important, how does that affect your long-term investing?
If income increases, should savings increase too?
How do you plan for today without sacrificing tomorrow?

This is a great time to think strategically. Consider building different “tax buckets”; pre-tax accounts, Roth accounts, and after-tax investment accounts.
What this provides is flexibility down the road when you may need it most.

This is also a stage in life where you can begin taking advantage of small investment increases.
For example, some 401(k) plans allow you to automatically increase your contribution by 1% each year.
This is a simple way to grow your investments without dramatically impacting your lifestyle.

If you receive a bonus, invest a portion of it, yes, but also celebrate that life win. You worked hard for it.
Wealth planning shouldn’t be about restriction; it’s about intentional decisions.

When this season of life brings those unexpected changes, it’s important to revisit your plan and check in with your partner.
Contribution amounts may shift and goals may evolve, that’s normal.
Communication, both with your partner and your financial advisor, matters.
It can be one of the most impactful strategies when managing your financial goals.
Use your advisor to help evaluate your options and make thoughtful decisions along the way.

Because this stage isn’t just about growing wealth.
It’s about managing it wisely while life keeps moving.

02/12/2026

Every wealth journey begins somewhere.
People typically fall into two categories when they begin:
• Starting early, but unsure where to begin, which we looked at yesterday.
• Starting later than they hoped, which we will look at today.

No matter when you start, the common denominator is this: What matters most to you?
Because wealth isn’t about timing. It’s about starting with intention.
_____________________________________

The Wealth Journey : Starting in your 50s

You may feel embarrassed. You may feel behind.
“I’m 50. Retirement is only 10 years away. There’s no way.”

While it’s a later start, it is not impossible.
Will it look the same as starting in your 30s? No.
Are there still options? Absolutely.
What this looks like:
• Be realistic about your timeline
• Gather every investment and account: no balance is too small
• Look at the full picture (you’d be surprised what the puzzle pieces can reveal)
• Define what matters most: What are your goals? What brings you happiness?

And remember, there is zero correlation between the size of your bank account and your happiness.
A plan can be built for you, with the wealth you have, in the stage of life you’re in.
_____________________________________

Retirement is not one-size-fits-all.
No matter your age. No matter your starting point. No matter what “wealth” means to you.
Planning for your financial future is always an option.
And the best time to start? Now.