Carlos Puente Public Adjuster

Carlos Puente Public Adjuster Public Insurance Adjuster
Helping homeowners get the maximum settlement possible from their insurer

With my baby at JB's in beautiful New Smyrna Beach
04/16/2023

With my baby at JB's in beautiful New Smyrna Beach

09/09/2022

Should I use a public adjuster?
Anyone who wants to file a property insurance claim should think about hiring a public adjuster, especially if the claim is for a large amount. As a policyholder, you have little to lose: Many public adjustment firms will visit properties free of charge, to help determine the severity of damage and whether an insurance claim should be filed.

Even if a policyholder is confident in the dollar value of their property loss, it's good practice to get a second opinion. Adjusters often find that a policyholder's loss estimate is far too low upon visiting the property. A policyholder might forget, or not be aware, of all the costs they can include in a claim, but public adjusters are professionals and they're unlikely to overlook any cost.

For example, if part of a roof is destroyed by wind, a homeowner is likely to miscalculate the cost of a new roof, and may even neglect major expenses like the cost of removing the damaged roof.

Submitting an accurate, detailed claim is crucial to getting the right amount of money from your insurer, and being able to cover the full property loss. Remember, even the best homeowners insurance companies never voluntarily pay more than the amount claimed. Policyholders need to be confident they are claiming the correct amount, and hiring a public adjuster is the best way to get it done.

09/08/2022

What is the difference between Public Adjusters and Independent or Company Adjusters?

Public adjusters versus company and independent adjusters
Regardless of who hires an insurance adjuster, their job is to evaluate property loss and determine the dollar amount a claim should pay out. But there are three main categories of insurance adjusters, and each one is employed by a different group. Here's a breakdown:

Company adjusters are employed by insurers, and they're sent to evaluate claims filed by the company’s policyholders.
Independent Adjusters do contracted work for insurance companies, and are usually hired on an as-needed basis when there's a surge in demand, or for their specific expertise.
Public adjusters and hired by individuals to assist in assessing damages, filing claims and negotiating with insurers to get the maximum payout for their claim.

09/06/2022

What is a Public Insurance Adjuster ?

After your home is damaged by an incident like a fire or a windstorm, an insurance adjuster will be responsible for evaluating the damage. Your insurance company will send their own adjuster, but you can also hire a public insurance adjuster to evaluate the property loss on your behalf and help you file insurance claims.

You'll have to pay a fee to hire one of these licensed professionals, but a public adjuster can save you a lot of money by ensuring your insurance company pays the full amount it's responsible for, based on your coverage.

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08/30/2022

Are Public Adjusters Good or Bad?

A public adjuster is an insurance professional who represents the policyholder in a property claim. The job of a public adjuster is time consuming, especially during the initial stages of an insurance claim.

If you do hire a public adjuster to help, make sure they are properly licensed. A public adjuster can provide you an estimate of the damages and then they will help negotiate with the insurance company on your behalf.

: A public adjuster acts as your advocate in the case of an insurance claim.

08/29/2022

Anyone who wants to file a property insurance claim should think about hiring a public adjuster, especially if the claim is for a large amount. As a policyholder, you have little to lose: Many public adjustment firms will visit properties free of charge, to help determine the severity of damage and whether an insurance claim should be filed.
Even if a policyholder is confident in the dollar value of their property loss, it's good practice to get a second opinion. Adjusters often find that a policyholder's loss estimate is far too low upon visiting the property. A policyholder might forget, or not be aware, of all the costs they can include in a claim, but public adjusters are professionals and they're unlikely to overlook any cost.
For example, if part of a roof is destroyed by wind, a homeowner is likely to miscalculate the cost of a new roof, and may even neglect major expenses like the cost of removing the damaged roof.
Submitting an accurate, detailed claim is crucial to getting the right amount of money from your insurer, and being able to cover the full property loss. Remember, even the best homeowners insurance companies never voluntarily pay more than the amount claimed. Policyholders need to be confident they are claiming the correct amount, and hiring a public adjuster is the best way to get it done.

04/29/2022

Everyone have a safe and fun weekend!!!!

Address

2650 N Dixie Freeway
New Smyrna Beach, FL
32168

Opening Hours

Monday 9am - 5pm

Telephone

+17863065904

Website

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