Melissa Kreuser - American Family Insurance Agent

06/02/2026

Insurance Fun Fact: Your home is insured based on the cost to rebuild it, NOT its market value.

A lot of people are surprised to learn this! Your home's market value and rebuild cost are actually two very different numbers.

Market value includes things like:

Location
School district
Land value
Housing market trends
But homeowners insurance focuses on what it would cost to rebuild your home from the ground up after a covered loss using today's labor and material costs.

That means two homes with the same market value could need very different amounts of coverage depending on:

Square footage
Custom finishes
Roofing/materials
Local construction costs
Age of the home
With material and labor prices constantly changing, it's important to review your coverage regularly to make sure your home is properly protected.

Call/text at 952-758-5460

06/01/2026

- Lake days and fishing poles! 🎣
Kicking off summer vacation with a bang!

05/30/2026

May is Beef Month — and we’re here for it! 🐄🍔
Time to fire up the grill, flip those burgers, and enjoy the simple moments with the people you love. While you’re planning the fun, make sure what matters most is protected, too. 🏡🚗❤️Want to review your coverage or get a quote? Send us a message or stop by—we’re happy to help.
Call/Text 952-758-5460

05/29/2026

Summer adventures are just around the corner! ☀️🌲Whether you're exploring in the RV, hitting the lake on the boat, or cruising on your motorcycle, 'tis the season for adventure. Before you head out, let's connect to ensure all your summer toys are properly protected.
Call/Text 952-758-5460

05/29/2026

Happy Friday! 👋 Summer is officially here, and we're celebrating with some sweet treats. 🍪 Stop by our office today for a delicious red, white, and blue cookie sandwich! 😋

We're here to help protect what matters most, so you can enjoy all the fun moments this summer. ❤️🤍💙

05/27/2026

May is Senior Fraud Awareness Month
Fraudsters often target seniors with schemes involving Medicare, fake tech support, romance scams, and phony investment opportunities. These scams can be convincing, using urgent language or spoofed phone numbers to pressure people into giving up personal information or money. Reminding loved ones to pause, hang up, and verify can prevent significant financial harm. If you or someone you know has been targeted, report the scam right away — early reporting helps stop scammers and protects others. Taking a few minutes to share these alerts can make a real difference in keeping our older community members safe.

05/26/2026

- First time in the water! Bring on summer ☀️🎉☀️

05/25/2026

Today, we pause to remember and honor the brave individuals who made the ultimate sacrifice in service to our country. Their courage and dedication will never be forgotten. Our office will be closed today.

05/23/2026

With rates personalized based on your vehicle's features and your driving habits you could get car insurance coverage that’s built just for you. Call me for a quote!

Protect your car with American Family car insurance. Find the right policy and discount by getting a free auto insurance quote today!

05/21/2026

Knowing the potential risks to your property can help you understand what insurance you need. Our data-based Weather Protection Report gathers information about the past, present and predicted weather-related risks of your specific location so you can protect your investment. Contact us for your free, personalized report today! Call/text the Melissa Kreuser Agency at 952-758-5460 to get started.