NPCL Mutual Insurance Company

NPCL Mutual Insurance Company Insurance With You In Mind As a Mutual Insurance Company, we are member owned and have been ever since the company was established in 1882.

NPCL (New Prague Ceska-Louisville) Mutual Insurance Company is the longest running professional business in New Prague, Minnesota, with over 130 years of insurance experience. Today we maintain the acquired integrity of years gone by, while looking forward to gauge the needs of future members, and presenting our current policyholders with the services and insurance products they need. At NPCL Mutu

al our licensed insurance agents are ready to assist you with a variety of insurance products and services, from Renters/Tenants Insurance to Farm Insurance to Home Owner Insurance. Our agents have experience in quoting comprehensive insurance policies. They will listen to your needs and will provide the best insurance coverage for you.

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ๐˜‚๐—ฝ  >  ๐—ฆ๐˜‚๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ ๐—–๐—น๐—ฎ๐—ถ๐—บ
06/12/2026

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ๐˜‚๐—ฝ > ๐—ฆ๐˜‚๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ ๐—–๐—น๐—ฎ๐—ถ๐—บ

Here are some reasons policyholders often prefer mutual insurance companies:๐Ÿ”น Policyholders come first โ€“ Mutual companie...
06/05/2026

Here are some reasons policyholders often prefer mutual insurance companies:

๐Ÿ”น Policyholders come first โ€“ Mutual companies are owned by their policyholders, not outside investors.

๐Ÿ”น Long-term focus โ€“ Without pressure from shareholders to maximize quarterly profits, mutual insurers can focus on long-term financial strength and stability.

๐Ÿ”น Strong financial foundations โ€“ Many mutual companies build and maintain substantial surplus reserves to help protect policyholders during catastrophes and economic downturns.

๐Ÿ”น Potential dividends โ€“ Some mutual insurers may return a portion of profits to eligible policyholders through dividends when financial results allow.

๐Ÿ”น More stable pricing philosophy โ€“ Mutual companies often focus on sustainable rates rather than aggressive pricing strategies that can lead to large rate swings later.

๐Ÿ”น Local relationships matter โ€“ Many mutual insurers have deep roots in the communities they serve and understand the unique needs of local families, farms, and businesses.

๐Ÿ”น Service over stock price โ€“ Success is measured by customer satisfaction, claims service, and financial strengthโ€”not by daily stock market performance.

๐Ÿ”น Generational commitment โ€“ Many mutual companies have been serving policyholders for decades, and even centuries, with a mission centered on protection rather than profit.

Insurance is about trust. When your insurance company is owned by the people it insures, the interests of the company and its policyholders are naturally aligned.

That's the mutual difference! Visit our website at www.npclinsurance.com to find an agent today!

At NPCL, we're proud to support the farms that keep agriculture strong.  From protecting barns and equipment to helping ...
06/01/2026

At NPCL, we're proud to support the farms that keep agriculture strong. From protecting barns and equipment to helping families safeguard their livelihoods, we're honored to stand alongside the dairy industry through every season! This month, we celebrate the hardworking dairy farmers who rise before dawn, care for their herds, and help provide nutritious dairy products for families across our communities every day!

And just like thatโ€ฆ another school year is in the books!Wishing all students, teachers, staff, and families a fun, relax...
05/28/2026

And just like thatโ€ฆ another school year is in the books!
Wishing all students, teachers, staff, and families a fun, relaxing, and safe summer break full of sunshine, laughter, and great memories!

โค๏ธ๐Ÿค๐Ÿ’™
05/25/2026

โค๏ธ๐Ÿค๐Ÿ’™

To the graduates of our community โ€” congratulations!  We celebrate your hard work, determination, and the bright future ...
05/22/2026

To the graduates of our community โ€” congratulations! We celebrate your hard work, determination, and the bright future ahead of you. We canโ€™t wait to see the difference you make in the world. Keep learning, keep growing, and never stop believing in yourself!

Today is International Day of Families!   A reminder that the people we care about most are at the center of everything ...
05/15/2026

Today is International Day of Families! A reminder that the people we care about most are at the center of everything we do.
Whether itโ€™s protecting your home, your vehicles, or your business, insurance is about helping families feel secure through lifeโ€™s unexpected moments.
From our family at NPCL to yours, thank you for trusting us to help protect what matters most!

Happy Motherโ€™s Day to all mothers, grandmothers, stepmoms, mothers-to-be, and mother figures who fill our lives with lov...
05/10/2026

Happy Motherโ€™s Day to all mothers, grandmothers, stepmoms, mothers-to-be, and mother figures who fill our lives with love, strength, and kindness.
Today, we also honor and remember the moms who are no longer with us but remain forever in our hearts. Their love, guidance, and memories continue to shape us every day, and they are deeply missed and lovingly remembered.
To every mother โ€” here with us and watching over us โ€” thank you for your endless sacrifices, unconditional love, and the countless ways you make life more beautiful.
Wishing everyone a Happy Motherโ€™s Day filled with love, gratitude, cherished memories, and peace!

โ˜€๏ธ A good reminder for today:Be kind, check on your people, laugh when you can, and donโ€™t take the little moments for gr...
05/08/2026

โ˜€๏ธ A good reminder for today:
Be kind, check on your people, laugh when you can, and donโ€™t take the little moments for granted. Life moves fast โ€” enjoy the coffee, the sunshine, the conversations, and the quiet moments in between. โค๏ธ
Hope everyone has a beautiful day!

Katie participated in North Starโ€™s Manager Orientation this week, expanding her knowledge of the industry and returning ...
05/01/2026

Katie participated in North Starโ€™s Manager Orientation this week, expanding her knowledge of the industry and returning with practical insights that will benefit our team. Continuous learning and development is a core part of who we are!

Address

205 10th Avenue NE
New Praha, MN
56071

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+19527585964

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