Loan Officer Sonny

Loan Officer Sonny Tampa Mortgage Broker. In-House hard money loans to Homeowners and Investors. I started out doing home equity loans and second mortgages in the late 1990s.

I have been helping homebuyers, real estate investors, and business owners in Florida and the Tampa Bay Area for over 20 years. As a mortgage professional, a fellow homeowner, and a past home buyer several times over, I know what it's like to go through the purchase or refinance process from both sides. From there, I focused on Conventional, FHA, and real estate investor products like fix-and-flip

and DSCR for single-family and multi-unit properties. Recently my focus has been on residential home buyers. My professional and personal experience makes me uniquely qualified to handle any situation that comes up during the process. I love connecting potential clients to Real Estate Agents and fellow business owners. I can be your go-to guy, you know the one you can call even if another broker is not sure what to do. You can text me anytime for a call-back. I will help find a solution or brainstorm ideas and scenarios. Recently I've been learning to cook comfort meals, french and Cuban bread too. Feel free to reach out with a text or call even if it's just to chat, connect, or reconnect on a business or personal level.

813-850-6021

Check out this review of Ignite My Loan on Google Maps
03/13/2026

Check out this review of Ignite My Loan on Google Maps

★★★★★

Did you know? If you are a family of 4 who makes $83,000 or less you could get $50,000 in Down Payment and Closing Costs...
03/05/2026

Did you know?

If you are a family of 4 who makes $83,000 or less you could get $50,000 in Down Payment and Closing Costs from Pasco County Florida to purchase a home here.

I want to help at least 20 more families get into their first home this year.

All you have to do is send me a text (813) 850-6021 with your best callback time.

We have already pre-approved 2 new families this week.

Interested but need more info?

I do homebuyer workshops on Zoom. Please text me for an invite to our next workshop.

Tomorrow night 6:00 p.m. eastern time will be discussing Florida down payment assistance programs, USDA loans, my best t...
09/25/2025

Tomorrow night 6:00 p.m. eastern time will be discussing Florida down payment assistance programs, USDA loans, my best tips and tricks to save money on your home purchase for many years to come

Your First Home Is Closer Than You Think

We're getting great results for our First Time Buyers'Our moderate income buyers are getting into 200K homes for around ...
08/07/2025

We're getting great results for our First Time Buyers'

Our moderate income buyers are getting into 200K homes for around $2,000 out of pocket and a $50,000 forgivable DPA - 2nd mtg.

Higher income buyers whose goal is to buy for less than rent. We are using seller credits to cover costs and they are closing with just 4.4% out of pocket. Gift funds allowed.

Our white glove home buyer services include

Free education - Attend one of Sonny's monthly live online workshops - 1 hour, lots of fun, good energy, goes quickly

In-person workshops in the Citrus Park area coming soon Pinellas too!

Read Sonny's reviews https://share.google/lwGoowuQgwjptJSIX

Free HUD approved homeownership counseling - where allowed

8 hour community homebuyer zoom class

We do all of the work to get you the DPA and closing cost credits - you don't have to lift a finger

Realtor, Home inspector, Home insurance - we'll set you up with the best local pros. Or choose your own!

Everything you need to find and finance a home - A true done for you service.

If you pay around $2500 or more in rent

Hit me up for a quick 5 minute call https://www.yourepiclender.com/sonny-collova

Charles "Sonny" Collova is a Senior Loan Officer at Epic Mortgage. Learn more about him and how he can help you with your real estate and homeownership goals!

Our June 18th Home buyer workshop was awesome.Thanks to all of the smiling faces who pre-registered and showed up!Here i...
06/19/2025

Our June 18th Home buyer workshop was awesome.

Thanks to all of the smiling faces who pre-registered and showed up!

Here is the next online event feel free to share if you know anyone who can benefit and take advantage of this motivational and educational opportunity.

https://us02web.zoom.us/j/81439300328

We will discuss

What it takes to buy a home in today's market.

Down payment assistance programs - how they really work!

How to save on your purchase with advanced planning

See if you're ready to buy or if you're better off planning a future purchase instead.

Detailed Q & A

https://us02web.zoom.us/j/81439300328

Our recent First Time Home Buyer - Zoom Workshop / webinar was full of fresh smiling faces! Thanks to all who took time out of their busy schedule to spend an hour with us learning about what it takes to buy a home in today's market. We booked several appointments to answer questions and scenarios 1...

Peer into the futureTry out the latest personal finance and mortgage tech
04/10/2025

Peer into the future

Try out the latest personal finance and mortgage tech

Experience a new era of mortgage excellence. AngelAi.com leverages Ai to optimize your lending journey. Discover efficiency, accuracy, and unparalleled support

Pasco County is funding down payment assistance for first-time buyers. If you know anyone thinking about a home, here is...
03/25/2025

Pasco County is funding down payment assistance for first-time buyers. If you know anyone thinking about a home, here is an easy way to get up to $65,000 toward your home purchase.

Please reach out to me on WhatsApp and I'll send you the brochure.

SHIP funds are the most beneficial and impactful for first-time buyers. They are also limited.

Taking the FTHB class is the first step towards becoming approved for these funds.

https://www.pascocountyfl.net/services/community_development/programs/down_payment_assistance_program_(dpa).php

02/01/2025
12/08/2024

We took a quick golf cart ride to see the Christmas Lights along the river.

Are you protecting your ultra-low interest rate? Wouldn't it be nice to have access to some cash for future investment o...
12/06/2024

Are you protecting your ultra-low interest rate?

Wouldn't it be nice to have access to some cash for future investment or a major purchase?

According to Business Insider, 59% of you have a mortgage rate below 4%, and 39% of Floridians own their homes free and clear.
Two-thirds of homeowners have 50% or more in available equity.

Try our Digital HELOC or fixed-second mortgages.
https://nftydoor.com/remn/epic-mortgage-processing-llc/charles-collova/signup

Access home equity on your primary home or Investment properties with a line of credit. 25K to 500K lines and loans are available.

100% online no document uploads when you use our instant online verifications.
https://nftydoor.com/remn/epic-mortgage-processing-llc/charles-collova/signup

You can use my links to find out what you can get, no dings to your credit score either.

Of course, if you're old school and want to call or text I am happy to do everything for you over the phone or in person.
(813) 850-6021

Hey everyone! We're running a special on all Government Loans.FHA, VA, USDA up to 1% off on the rates down to 600 credit...
12/03/2024

Hey everyone! We're running a special on all Government Loans.
FHA, VA, USDA up to 1% off on the rates down to 600 credit scores

Address

6306 Pennsylvania Avenue
New Port Richey, FL
34653

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+18138506021

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