Shaker Zaki - State Farm Agent

10/08/2024

🚨 Hurricane Alert: Be Prepared, Stay Safe! 🌪️

As hurricane Milton approaches Florida, it’s time to take action to protect your home, family, and valuables. Our office will be here for you leading up to and immediately following the storm. Here are a few key steps you can take to stay ready:

✅ Review your insurance policy

Make sure your homeowners, auto and flood policies are up to date. Many times, there are moratoriums on changes leading up to a storm. So make sure to update any coverages that you want to well in advance. In most storms, we have more claims filed on damage to vehicles than to homes. So don’t forget to check your auto policies as well. If you have questions about appropriate coverages or need assistance, our team is here to help.

✅ Take a video of everything in your home.

It’s best to make one long video walking in your front door and going through every room, opening cupboards, drawers and closets. Then upload it to the cloud. This will come in handy in writing up an inventory if you need to file a claim afterwards.

✅ Prepare your home:

Secure outdoor furniture, check for loose shingles, and seal windows and doors to reduce damage. Now is the time to test your generators, stock up on gas and get the shutters up.

✅ Create an emergency kit:

Stock up on essentials like water, non-perishable food, medications, flashlights, batteries and a first aid kit.

✅ Have a plan:

Know your evacuation route and keep important documents in a waterproof bag. Pay attention to local weather reports and evacuation warnings.

Our office is committed to being here for you. For any insurance questions or if you are in need of assistance, text us at (727)-214-3154.

Stay safe, Florida! 🌴🫶

09/26/2024

Important advice for homeowners and renters regarding hurricanes and insurance: create a detailed video inventory of your possessions. This documentation will facilitate insurance claims in case of damage or loss. Retain the video and update it annually. Examples of critical items to include are shown.

Please note that this post is advisory in nature; we are available to address any inquiries or concerns. Stay safe everyone 🙂

08/29/2023

نصيحة بخصوص الاعصار و التأمين لأصحاب البيوت او للساكن في ايجار.

مهم جدًا اننا نصور كل حاجة في البيت تصوير فيديو واضح، لو
حصل لا قدر الله اضرار او اي حاجة حصلت للممتلكات الخاصة بسبب الرياح او الاعصار، شركة التأمين هتطلب إثبات بالممتلكات و قيمتها و الاضرار.

احتفظوا بالڤيديو معاكم في حالة احتجتوه و هو مش بياخد مجهود و بيتعمل مرة في السنة. في الصورة امثلة للحاجات القيمة و المهمة.

البوست ده يعتبر مجرد نصيحة فقط. لو فيه أي أسئلة أو أي استفسار نتشرف اننا نساعد :)

We’re here to help the people of our community manage the risks of everyday life, recover from the unexpected and realize their dreams! We believe that a policy is a PROMISE, and we deliver on our PROMISES!

08/28/2023

Hurricane Preparation - Understanding Your Insurance Policy

As we brace for Hurricane Idalia, our phones at the State Farm office have been ringing non-stop. I wanted to offer some guidance, especially for our State Farm customers, to help you navigate this period. If you're insured with another provider, I advise reaching out to them directly for their specific guidelines.

1. Hurricane Shutters: Based on a recent confirmation from our Claims office, it's important to note that even if you choose not to put up your Hurricane Shutters, and your home sustains storm damage, your State Farm policy will remain valid. However, as always, adding an extra layer of safety is recommended (Citizens and other company policies may differ).

2. Hurricane Deductible: This is crucial to understand. Please check your policy's specific hurricane deductible. Typically, this is a percentage of your dwelling coverage amount. For instance, ours stands at 2%. This indicates that if our home incurs damage during a hurricane watch or warning, we will have a significant deductible. It's wise to take every measure to minimize potential loss.

3. Contact Details and Policy Information: Ensure you have your insurance company's claims phone number and your home insurance policy details readily available. Filing your claim promptly can expedite the settlement process.

Should you have any questions please don't hesitate to reach out. Our phone number is 727-214-3154.

Please stay safe!

-SZ

10/08/2022

Based on the feedback of hundreds of our customers, we truly believe this post can make a positive impact 🙂. This will be the first of many future posts to better explain different Auto policy coverages in simple, easy to understand terms.

We’ll be using the example shown in the photo below, where the RED car (V1) is AT-FAULT for the accident and liable for all injuries and damages sustained by the GRAY car (V2).

If the RED car has BODILY INJURY coverage (which is a super important coverage to carry), It might be used to cover the injuries sustained by the GREY car’s driver and passengers (up to policy limits). This is considered one of the most important coverages in an Auto Policy!

We highly recommend to always carry enough coverage to protect any exposed owned assets. For questions, Text/Call 727-214-3154.

Note: This post was created strictly for educational purposes and to help raise awareness on different types of Auto Insurance policy coverages. It is not considered a legal advice.

09/28/2022

Some hurricane preparedness tips that might be useful.

If you haven’t already done so, please do it.
Now is a good time to take photos/videos of everything you own inside your house/condo/apartment (Think appliances, furniture, wardrobe, electronics, TV, etc.). So that, in case of a claim, it’ll help tremendously in showing/proving the value of your personal property and the things you own that got damaged.

This post is just served as a personal advice.

If you have any questions or inquiries, please send a message or write your comment on the original post.

09/27/2022

معلومة ممكن تفيد في الوقت اللي احنا فيه. لو لسه معملتش كده، دلوقتي وقت انك تصور فيديو لكل حاجة في البيت بكل تفاصيلها ( الأجهزة المنزلية - الأثاث - الملابس - الأجهزة الإلكترونية -…) في حالة حدوث أي أضرار في بيتك أو شقتك هذا الفيديو يعتبر مستند لإثبات قيمة مقتنياتك

البوست ده يعتبر مجرد نصيحة فقط

لو عندك أي أسئلة أو أي استفسار ابعت رسالة أو أكتب كومنت

09/27/2022

For the safety of our team and their families, and due to the mandatory evacuation order of Pinellas county Zone A, our office is currently closed. The office will remain closed until it’s safe to return.

If you need any assistance, please call our office at 727-214-3154 and the call will be routed to State Farm Customer Care Center. We’ll be working as quickly as possible to answer questions via text and email.

The Claims phone number for Citizens is 866-411-2742. The Claims phone number for State Farm is 855-259-8568.

We stand ready to assist in any shape, way or form to the best of our abilities! We’re here help. Stay safe!

07/08/2022

I'm excited to now offer small business coverage for artisan and service contractors. Call or stop by to talk about your specific business insurance needs.
https://st8.fm/3c24FQL

05/03/2022

To celebrate National Small Business Week, we want to thank all the small business owners who trust State Farm and my team to help their business. Give me a call to learn more about how we can help protect your small business, too.