Costas & Tate Insurance Agency, Inc.

05/28/2026

If you’re in an accident and found liable for damages to another’s car, property damage liability coverage may help. Learn more. http://tkpl.us/samku

05/19/2026

Sunscreen ✔️
Snacks ✔️
Road trip playlist ✔️
Insurance coverage ✔️

Before summer adventures begin, make sure your home, auto, boat, motorcycle, RV, or camper coverage is ready for the season.

Because the only surprises you want this summer are good ones. 🌊🚗☀️

📍Serving New York families all summer long.

05/12/2026

05/06/2026

My baby is 4 today 🥰. HAPPY BIRTHDAY Polky ❤️

04/08/2026

Time to take the toys out!

Spring is finally here, which means it's time to dust off the motorcycle, uncover the boat, and get back to doing what you love! Before you hit the road or head out on the water, it's a great time to make sure you're properly covered for the season ahead. Whether you're cruising scenic roads or spending weekends on the water, the right coverage helps protect both your ride and your peace of mind!

-Motorcycle coverage for every mile

-Boat protection for smooth sailing

-Bundle options that can help you save

Let us at Costas & Tate Insurance get everything set so you can enjoy the season worry-free.

Call us at 845.256.8866 to get a quick quote or review your current coverage!

Here's to sunshine, open roads, and calm waters,

04/02/2026

🚫 Myth vs. Fact: Let’s Clear Up Some Insurance Confusion!

At Costas & Tate Insurance, we hear a lot of misconceptions about car and homeowners insurance. Let’s set the record straight so you can feel confident and protected.

🚗 Common Car Insurance Myths
Myth: Red cars cost more to insure.
Fact: Color doesn’t matter—your rate is based on factors like the model, safety features, and driving history.

Myth: Your insurance covers anything stolen from your car.
Fact: Personal items are typically covered under homeowners or renters insurance, not auto insurance.

Myth: Minimum coverage is enough for everyone.
Fact: Minimums often fall short after an accident. The right coverage depends on your vehicle, lifestyle, and risk level.

🏡 Common Homeowners Insurance Myths
Myth: Home insurance covers all types of flooding.
Fact: Most flood damage requires a separate flood insurance policy.

Myth: Your home is insured for its market value.
Fact: Policies usually cover the cost to rebuild, not what your home could sell for.

Myth: Home insurance covers maintenance issues.
Fact: Wear‑and‑tear or neglect (like old roofs or aging plumbing) typically isn’t covered.

02/12/2026

At Costas & Tate Insurance, we’re always looking for ways to help our clients get the paw-fect coverage for their budget. 🐾
Let us take a look at your current auto, home, or business policy and see if we can offer you a better option. There’s no obligation — just a quick comparison. If we can save you money, great! If not, you’ll know you’re already getting a solid deal.
Reach out today to get started. It’s totally free and never hurts to check! (And yes, we're pet friendly—tail wags are always welcome at our office!) 🐶

02/06/2026

🚨 Client Notice 🚨 The DMV will be closing early at 2:00 PM on Friday, February 13th, 2026 for a scheduled system upgrade.
They will remain closed through the long weekend and reopen on Wednesday, February 18th, 2026.
Please plan ahead for any DMV-related needs before the closure. Feel free to reach out to Costas & Tate Insurance Agency if you have questions about how this may affect your services.

02/05/2026

❄️Frozen pipes can lead to costly damage—but with a few simple steps, you can help protect your home this winter:

✅ Keep your thermostat set to at least 55°F, even when you’re away.
✅ Open cabinet doors under sinks to let warm air circulate.
✅ Let faucets drip slightly during extreme cold to keep water moving.
✅ Disconnect and drain outdoor hoses.
✅ Insulate exposed pipes in basements, attics, and crawl spaces.

Taking these precautions now can save you from expensive repairs later. Stay warm, stay safe, and remember—we’re here to help protect what matters most.

01/27/2026

🌟 We are so grateful for our amazing clients! 🌟

A huge THANK YOU to our wonderful client Jackie Hernandez for the thoughtful thank you card and delicious box of chocolates. Your kindness truly brightened our day and reminds us why we love what we do 💛🍫