Brent Edwards - Mortgage Lender

09/03/2026

A new appraisal report is coming. And if you’re a real estate professional, it’s worth knowing about now.

Beginning November 2, 2026, applicable appraisals for conventional loans sold to Fannie Mae and Freddie Mac will use a redesigned Uniform Residential Appraisal Report (UAD 3.6).

The goal is a more standardized and detailed way of looking at the property, transaction and market.

For agents, that means the information you provide can matter even more in helping keep the appraisal process moving.

A few things to be prepared for:
• A complete, fully executed purchase contract and applicable addenda
• Clear details about seller concessions, credits and other incentives
• Accurate information about renovations, additions, permits and improvements
• Access to all areas of the property
• Relevant HOA or condominium information, when applicable

None of this means the fundamental process of developing an opinion of value is changing. But complete, accurate information can help reduce questions, revision requests and potential delays.

This is one of those changes that is much easier to understand before you're in the middle of a transaction.

If you have questions about what UAD 3.6 means for your next deal, I am happy to help you understand what to expect and how to prepare.

Brent Edwards
Producing Branch Manager | NMLS #131432
Supreme Lending
504-430-6087
BrentEdwards.SupremeLending.com

09/03/2026

Major home improvements like roofing, structural repairs, or system replacements can feel overwhelming financially.

Renovation loan programs are designed to help homeowners address necessary updates while protecting property value and improving long-term livability.

If your home needs significant work and you have been unsure how to tackle it, there may be financing solutions available.
Let’s have a conversation about your goals.

Loan program eligibility, terms, and conditions apply. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.

08/20/2026

Not every condo gets approved the same way, and not every lender knows how to navigate them.

At Supreme Lending, condo reviews go to a dedicated condo underwriting team, not a general queue.

That means:
• Experience with complex HOA budgets & insurance
• Willingness to review condos others turn down
• Fewer surprises late in the process
• Faster, smoother closings

If you’re buying or selling a condo, the lender matters more than you think.

Let’s do it right the first time.

08/20/2026

Sometimes the opportunity isn’t in the house as it sits. It’s in what it could become.

I was recently at a renovation project in the Freret neighborhood, and it was a perfect example.

We were looking at two parcels, each 30' x 220'.
In New Orleans, that kind of land is hard to overlook.
The property had a ton of opportunity.

And standing there, looking at what was there versus what could be there, it got me thinking: How many buyers see a property like that and immediately think, “That’s too much work”?

Maybe it isn't.

Renovation financing can give buyers another way to look at properties that need work. Instead of automatically walking away from the dated kitchen, unfinished space, major repairs or larger renovation, there are ways to finance the purchase and the improvements together.

One loan, one closing and one set of closing costs.

Options include:

FHA 203(k) Limited
For many health, safety, cosmetic and non-structural improvements.

FHA 203(k) Standard
For larger renovations, structural repairs, room reconfigurations and more.

Fannie Mae HomeStyle®
For everything from major renovations to luxury upgrades, additions and expansions.

That’s why I think renovation financing is worth knowing about, especially in a market like New Orleans, where older homes, unique properties and redevelopment opportunities are part of the landscape.

The next time you or a client walks into a property and thinks: “I love the location… but this house needs a lot of work.” Don’t automatically write it off.

Let's take a look at the financing options first.

Brent Edwards
Producing Branch Manager | NMLS #131432
Supreme Lending
504-430-6087
[email protected]

08/18/2026

Please join us tomorrow at this opportunity listed on Upperline. Details below but we'll be there tomorrow from 11am-1pm with renovation loan options.

We appreciate being included and see you there!

08/13/2026

“Non-warrantable” is something we hear in New Orleans a lot, but it's not the end of the road. It’s where expert review starts.

Many condos get labeled non-warrantable due to:
• Investor concentration
• HOA issues
• Insurance gaps
• Incomplete documentation

Our condo team regularly:
• Re-reviews HOA docs
• Clarifies misinterpreted guidelines
• Works directly with HOAs
• Turns non-warrantable condos into warrantable ones

When others say no, we look deeper.

08/11/2026

There’s a reason condos require experience.

We have:
- Thousands of condo projects reviewed every year
- 700+ FHA spot approvals completed
- A dedicated condo underwriting team
- Proven success with complex projects
- 35 condos removed from FNMA's blacklist in 2025

Condo lending isn’t about saying yes to everything. It’s about knowing how to get to yes when it’s possible.

If you’re unsure about a condo, send it over.

I’ll review it before you walk away.

08/10/2026

UPDATE: POSTPONED
Join us in Metairie tomorrow between 11am and 1pm to tour this summer listed property! We'll be celebrating Taco Tuesday with the help of Moe's Southwest Grill. See you there!

Big thanks to Schaff Home Krewe for including us!

Presented by:
John Schaff, Compass Realtors
Jared Briley - Realtor
Marjorie Junkin - Compass Realtor

Listed for sale at $429000. Prime location in the heart of Metairie! Just minutes from the lakefront, this beautifully refreshed home offers a funct...

08/06/2026

Investors, listen up!

DSCR loans don’t care about your W-2, your tax returns, or how creative your CPA got last year.
If the property cash flows, you could be in the game.

- Buy rentals
- Scale your portfolio
- Tap into equity without wrecking your tax strategy

If you’re still trying to qualify like an owner-occupant, we need to talk.