08/30/2021
IMPORTANT - What to do after sustaining flood damage:
🏡 Make sure it’s safe to re-enter your structure.
📷 Before you discard anything, take photographs and videos of all of the damage, including personal property, building damage, and standing floodwater levels, both inside and out. Your insurance adjuster will need evidence of the damage to your home and possessions to prepare your repair estimate.
💻 For items like washers and dryers, hot water heaters, kitchen appliances, televisions, and computers, make sure you take a photograph of the make, model, and serial number.
⛱ For your building items (e.g., flooring), retain samples such as carpet, wallpaper, and drapes for your insurance adjuster’s inspection.
🍔 Immediately throw away flooded content items that pose a health risk, such as perishable food items, clothing, cushions, pillows, etc. after photographing them.
⚡️Contact repair services if the building’s electrical, water, or HVAC systems are damaged.
🙋♀️ It’s important to consult your insurance adjuster or insurance company before you sign any agreement or contract with a cleaning, remediation, or maintenance contractor.
✌🏽 Under the terms of your NFIP policy, you are responsible for minimizing the growth and spread of mold after a flood as much as possible. NFIP flood insurance policies will not cover mold damage if you fail to take action to prevent the growth and spread of mold.
