Reliant Mortgage Josh Highnote

03/06/2026

Great night connecting with some incredible professionals in the Austin real estate community. 🍻

Our Realtor Happy Hour at the Draught House was a huge success. It’s always great getting people in the industry together to talk shop, share ideas, and build relationships that ultimately help us serve buyers and sellers at a higher level.

A big thank you to everyone who came out and to Chris Zamora and his partners with Goosehead Insurance for partnering on the event. I also would like to thank for her support. It’s building a team and partnership is what matters most.
Looking forward to doing more events like this and continuing to grow strong partnerships in the Austin market.

If you’re a realtor and we haven’t connected yet, let’s change that.

01/13/2026

Proud moment to share. I’m honored to be recognized as a Top Loan Officer within our company. This achievement is the result of consistent commitment, disciplined ex*****on, and a relentless focus on doing right by clients and referral partners—every single day.

That said, no success in this business is individual. This recognition would not be possible without the support, collaboration, and dedication of an outstanding team behind the scenes. From operations to underwriting to leadership, the collective effort is what drives results.

Grateful for the trust of my clients, the partnerships we continue to build, and a team that shows up and executes at a high level.

Onward and upward to 2026!!!

10/10/2025

Let’s talk about a loan product that’s changing the game for your investor clients — the DSCR Loan (Debt Service Coverage Ratio).
Unlike traditional loans that focus on personal income, a DSCR loan looks at the property’s cash flow.

If the rental income covers the mortgage payment, your client can qualify — even without showing tax returns or W-2s.
✅ No personal income verification

✅ Qualifies based on rent vs. payment (the DSCR ratio)

✅ Perfect for short-term & long-term rental investors

✅ Can be closed in an LLC’s name
Example:

If the rent is $2,000/month and the mortgage payment is $1,500/month — that’s a DSCR of 1.33 — which tells lenders the property earns enough to sustain itself.
💡 Why this matters for you:

DSCR loans can help your investor clients close faster, buy more properties, and expand their portfolios — all while helping you close more deals. DSCR loans can help investors close faster, buy more properties, and explain their portfolios all while helping close more deals.

09/10/2025

🎉 Huge congratulations to my client on purchasing their very first home! 🏡✨

Helping first-time homebuyers cross the finish line is one of the most rewarding parts of what I do. The excitement, the pride, and the happiness they feel when the keys finally hit their hands—it’s unmatched.

I couldn’t be prouder of them for taking this big step and trusting me to guide them through the process. Moments like these remind me why I love what I do. 💙

Here’s to new beginnings, fresh memories, and building a future in a place you can truly call home! 🥂🔑

07/14/2025

Today, I had the privilege of helping a truly special client. Every closing is special but this one reminded me of why I do this. Behind every mortgage we do, there is hard work, sacrifice to make it happen. With that being said, I am truly happy for my client and wish her warm memories of her new home. I’d like to thank Gerald Rubio for entrusting me with his client and for the smooth closing.

04/22/2025

🚨 Broker Open House! 🚨 Realtor partners, join us tomorrow from 11-1pm where I will be sponsoring this open house for Nicholas Sinclair Dupas and Michael Styles of

8231 Hickory St, New Orleans, LA 70118 is for sale. View 33 photos of this 3 bed, 2.5 bath, 1470 sqft. single family home with a list price of $385000.

04/18/2025

A Good Friday indeed. Thanks for keeping the doors open! Also, thank you to my client and for trusting me as your lender. Happy “Good” Friday to all.

03/14/2025

New listing alert! 🚨 Check out this place!

Come out and see 300 Place St Julien in Covington this Sunday, March 16 from 2:00-4:00.

https://bit.ly/4bPgGnj

02/22/2025

Barkus ball with the boss! My career started 17 years ago in New Orleans with the New Orleans Saints. I spent a lot of time with Mr. Benson and Mrs. Gayle. All these years later still working game days in Saints Entertainment it’s become a part of me. I’ve seen a lot in my days!!

02/19/2025

🚨 **Homebuyers, Listen Up!** 🚨
Before you start scrolling through listings or falling in love with your dream home, there’s one crucial step you DON’T want to skip: talking to a mortgage loan officer! 💬
Here’s why:
✅ Know your budget: Get pre-approved so you know exactly what you can afford. No guesswork!
✅ Shop with confidence: Sellers and realtors take you seriously when you’re pre-approved.
✅ Avoid heartbreak: Don’t fall in love with a home only to find out it’s out of your price range.
A mortgage loan officer will help you understand your options, interest rates, and monthly payments—so you can make smart, informed decisions. Then, when you’re ready, your realtor can help you find the perfect home within your budget.
Step 1: Give me a call 🤙🏼📲.
Step 2: Find your dream home with a realtor (I know a few) 👩🏻‍💻🧑🏼‍💻.
Ready to get started? Visit my website to learn more about the pre-approval process and how I can help you make your homeownership dreams a reality: visit www.highnotemortgage.com. Also, visit my link 🔗 in my bio 📲
Tag someone who’s thinking about buying a home! Let’s make the process smoother and stress-free. 🏠✨

02/13/2025

Busting Common Mortgage Myths! 🚨
Thinking about buying a home but feeling overwhelmed by all the mortgage misinformation out there? Let’s clear up some common myths so you can make confident decisions! 🏡🔑