Delucia Insurance Agency

Delucia Insurance Agency We are not a captive agency with a one size fits all approach. We have 15 plus A rated carriers that are fighting for your business.

We truly customize each and every policy for our clients to provide the right products that fits their needs and budget!

📣ANNOUNCEMENT📣We would like to introduce you to our NEW Wednesday Series called Wednesday Wins!🎉🎉The purpose of Wednesda...
09/02/2026

📣ANNOUNCEMENT📣We would like to introduce you to our NEW Wednesday Series called Wednesday Wins!🎉🎉

The purpose of Wednesday Wins is to have an interactive dialog with our followers to be able to post good news whether it is a personal feel good or business news!

Please flood our Wednesday Wins post with good news, positivity, or even a deal your company is wanting to promote!

We are here for it all!

All Wednesday Wins will start with something positive that Delucia Insurance is doing, involved in or even a WIN for one of our employees, and we hope you follow up with your Wins!

09/01/2026

🌧️ “But I’m NOT in a flood zone!”

We hear this one a lot—and while you may not be in a high-risk flood zone, that doesn't mean your home can't flood.

Here in Louisiana, heavy rain, hurricanes, tropical storms, storm surge, overflowing waterways, and drainage problems can put homes at risk—even homes that have never flooded before. 🌊🏠

And here's another important fact:

❌ Standard homeowners insurance generally does NOT cover flood damage.

Flood insurance is designed to help protect you from qualifying flood-related losses that your homeowners policy may not cover.

So ask yourself:

👉 If several inches of water entered your home tomorrow, could you afford to pay for the repairs and replace your belongings yourself?

If the answer is “probably not,” it may be worth having a conversation about flood insurance.

📞 Give Delucia Insurance a call at 337-210-4181 and let's talk about your options before the next storm—not after the water comes in.

You don't have to live in a flood zone to have a flood risk.

We are launching our new and improved website! The user-friendly ease is top notch! Check it out today!
08/31/2026

We are launching our new and improved website! The user-friendly ease is top notch! Check it out today!

As we celebrate an iconic National holiday... we have one question for you!Which one were you when you were growing up?G...
08/28/2026

As we celebrate an iconic National holiday... we have one question for you!

Which one were you when you were growing up?

GO GO POWER RANGERS! Happy Power Rangers Day.

08/27/2026

🚨 Your Home Could Be Worth More to REBUILD Than You Think!

Here's something every Louisiana homeowner should know in 2026:

The price you paid for your home ≠ the cost to rebuild your home.

Your dwelling coverage is intended to address the cost of rebuilding the physical structure—not the value of your land or what your home might sell for.

And rebuilding costs can change because of:

🔨 Labor costs
🪵 Building materials
🏠 Home improvements
📐 Square footage
✨ Upgraded finishes
🏗️ Building requirements
🌪️ Increased demand after major storms

If your coverage hasn't been reviewed in a while, your policy may not reflect what it could cost to rebuild your home today.

Before the next Louisiana storm, make sure your insurance is keeping up with your home.

📲 Contact Delucia Insurance at (337) 210-4181 for a homeowners coverage review!

🐶Can we pet your doggy???🐶Happy National Dog Day!!We want to be flooded with all the pup pics Let us also introduce you ...
08/26/2026

🐶Can we pet your doggy???🐶

Happy National Dog Day!!

We want to be flooded with all the pup pics

Let us also introduce you all to the Dogs of Delucia Insurance: Jax, Millie and Lucy!

08/25/2026

🏠 Could Your Home Be Underinsured in 2026?

Your homeowners policy may have been perfect when you purchased your house… but is it still enough today?

The cost to rebuild a home isn't necessarily the same as what your home is worth on the real estate market. Construction materials, labor, renovations and the unique features of your home can all affect today's replacement cost.

If you haven't reviewed your policy recently, now is a great time to check:

🏡 Dwelling coverage
🔨 Current rebuilding costs
🛠️ Recent renovations or additions
💰 Personal property limits
🌪️ Wind/hail coverage and deductibles
🌊 Flood insurance needs
🏠 Other structures on your property

Louisiana's Department of Insurance recommends insuring your home for its full replacement value.

Don't wait until after a storm to discover your coverage isn't where it needs to be.

📞 Give Delucia Insurance a call at (337) 210-4181 and let us help you review your homeowners coverage.

As a Commercial Business Owner we know you focus on the business you built, let us focus on making sure you are covered!...
08/24/2026

As a Commercial Business Owner we know you focus on the business you built, let us focus on making sure you are covered!

Reach out to David to discuss your options today at 337-210-4181📱

08/20/2026

🤔 IF YOU HAD A CLAIM TODAY, WOULD YOU KNOW HOW YOUR PROPERTY WOULD BE VALUED?

Two insurance terms you should know:

🔹 RCV — Replacement Cost Value
Generally based on the cost to replace covered damaged property with a comparable new item, without deducting depreciation, subject to your policy's terms and conditions.

🔹 ACV — Actual Cash Value
Factors in depreciation for age, condition, and wear and tear, which can reduce the amount paid for a covered loss.

💡 Why does this matter?

Imagine you have a damaged roof, furniture, appliances, or other belongings. The difference between replacement cost and actual cash value could have a major impact on what you're able to recover after a covered claim.

Your insurance policy isn't something you want to understand for the first time after a disaster.

📲 Give Delucia Insurance a call and let us review your coverage with you!

Because when it comes to insurance, knowing what you have can be just as important as having it. 🏡

08/18/2026

🏠💰 REPLACEMENT COST vs. ACTUAL CASH VALUE — DO YOU KNOW WHAT YOUR POLICY PROVIDES?

Insurance terminology can be confusing, but this one is important!

Replacement Cost Value (RCV) generally helps cover what it costs to replace damaged property with a comparable new item, subject to your policy's terms, limits, and deductible.

Actual Cash Value (ACV) considers depreciation based on the age and condition of the property. That means the amount you receive could be less than what it costs to buy a brand-new replacement.

For example, a roof that's several years old may have a much lower actual cash value than its current replacement cost.

With Louisiana weather bringing everything from heavy storms to hurricanes, understanding how your policy handles your property is important.

😵‍💫Don't wait until you have a claim to find out!

📞 Contact Delucia Insurance for a policy review and let us help you understand your coverage.

Address

222 E Main Street
New Iberia, LA
70560

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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