Monica C. Hebert: First Horizon Mortgage NMLS #419403

12/11/2025

5.0 star review received on Experience.com for Monica Hebert by Keith M C - Monica was so easy and pleasant to work with. I look forward to working with her in the future.

Click to see all 218 reviews of Monica Hebert, MORTGAGE MARKET MGR

12/03/2025

5.0 star review received on Experience.com for Monica Hebert by Shane M J - Professional sums it up perfectly

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11/27/2025

Happy Thanksgiving! Wishing you and your loved ones a joyful day filled with gratitude and togetherness!

11/20/2025

With the Fed cutting rates, are mortgage rates expected to move in the same direction? Mortgage rates being influenced by so much makes forecasting especially difficult. Read here to see what economists expect over the coming months and years.

It’s possible mortgage rates — which have recently hovered under 6.6% — will drop to 6%, one economist noted, but it could take a couple of years to get there.

11/20/2025

5.0 star review received on Experience.com for Monica Hebert by Ronald G H - was very pleasant process from beginning to end

Click to see all 216 reviews of Monica Hebert, MORTGAGE MARKET MGR

11/19/2025

5.0 star review received on Experience.com for Monica Hebert by Katelyn A F - Monica is exceptional! She was available when I needed her and always extremely helpful!

Click to see all 215 reviews of Monica Hebert, MORTGAGE MARKET MGR

11/18/2025

5.0 star review received on Experience.com for Monica Hebert by Kyle P - Monica Hebert provided a high level of personal service, and she made an ordinarily stressful process very easy. She is knowledgable, responsive, and very helpful.

Click to see all 214 reviews of Monica Hebert, MORTGAGE MARKET MGR

11/17/2025

The housing market revival is being driven by people going through major life events such as marriage or growing families. Despite this, sellers are still hesitant due to lower valuations and locked-in low rates. With rises in mortgage applications and affordability, some believe that demand to be growing.

Have any major life events influenced your buying decisions lately?

The housing market recovery is underway, but it’s just beginning and will take time, according to a recent First American report.The revival is being driven largely by buyers undergoing such life events as marriage, child birth, divorce and death, writes Deputy Chief Economist Odeta Kushi.

11/13/2025

This month, we’re celebrating Amber Patout's 9th anniversary at First Horizon Bank. We couldn’t be more grateful! Thank you for your dedication and hard work!

11/06/2025

Both Gen X and Baby Boomers enjoy spending, but their priorities couldn't be more different! Gen X averages $83,000 annually on expenses like food, entertainment, health care, and housing, while also supporting both kids and elderly parents as the sandwich generation. Baby Boomers, on the other hand, allocate around $62,000 annually, focusing on travel, health care, home improvements, and their grandchildren.

Curious about the generational spending habits and what they mean for you? Discover more about how these differences impact you.

Baby Boomers and Gen X are guilty of spending a lot of money. Here's a look at where their money goes.

11/04/2025

5.0 star review received on Experience.com for Monica Hebert by Justin W R - Monica was prompt in delivering everything I needed and asked for. She was very knowledgeable throughout the whole process and went the extra steps to assure I understood everything. Thank you Monica!

Click to see all 213 reviews of Monica Hebert, MORTGAGE MARKET MGR

11/03/2025

Did you know that according to a Zillow survey, 20% of homebuyers were surprised by the cost of closing, and 38% were surprised by how much it cost to maintain their new homes?

Owning a home is expensive, and the costs extend beyond mortgage payments.
Before you buy, send me a message, and I can help you make sure you have calculated all the costs.

Read more here: https://bit.ly/3XfcRkN