McGowan Insurance Agency

McGowan Insurance Agency Personalized Insurance Solutions | 35+ Years of Trusted Expertise | Licensed in NY, NJ, CT, PA

The Importance of Liability Coverage for HomeownersLiability coverage is one of the most important parts of your homeown...
08/31/2026

The Importance of Liability Coverage for Homeowners

Liability coverage is one of the most important parts of your homeowners insurance policy. 🏡✨ Here’s why you need it:

✅ Protects Against Lawsuits: Covers legal and medical expenses if someone gets injured on your property.
✅ Covers Property Damage: If you accidentally damage someone else’s property, liability coverage can help.
✅ Affordable Peace of Mind: Adding higher liability limits costs little but protects a lot.

From slips and falls to accidental damage, liability coverage keeps you financially secure. Review your policy today! 🛡️💡



Save Money and Drive Smarter with Telematics Programs!Did you know telematics programs can help lower your auto insuranc...
08/24/2026

Save Money and Drive Smarter with Telematics Programs!

Did you know telematics programs can help lower your auto insurance premiums and improve your driving habits? 🚗💰
Here’s why they’re worth considering:

✅ Personalized Rates: These programs track your driving behavior like speed, braking, and acceleration to offer tailored savings.

✅ Safer Driving Habits: By providing real-time feedback, telematics can help you become a safer driver.

✅ Rewards for Good Driving: Many insurers offer discounts for safe driving patterns, making it easier to save.

It’s a win-win: safer roads and lower premiums. Explore telematics programs today! 🛡️✨



When it comes to protecting your home, the type of coverage matters. 🏡✨✅ Replacement Cost: Covers the full cost to repai...
08/17/2026

When it comes to protecting your home, the type of coverage matters. 🏡✨

✅ Replacement Cost: Covers the full cost to repair or replace your home or belongings, regardless of depreciation.
✅Actual Cash Value: Reimburses for the depreciated value, which could leave you paying out of pocket.

Many policies provide Actual Cash Value coverage as your roof ages. This will result in a higher out-of-pocket expense when a loss occurs. It’s important to know which type of coverage you have so that you can properly prepare for a potential loss. 🛡️💡



We were honored to recently be recognized by the American Cancer Society for our agency’s support of the 2025 Making Str...
08/12/2026

We were honored to recently be recognized by the American Cancer Society for our agency’s support of the 2025 Making Strides Against Breast Cancer campaign.

We are incredibly proud of our team for their dedication to such an important cause and grateful for the opportunity to make a difference in our community.

A special thank you to our Office Manager, Jamie, and Lead Agent, Shirley, for accepting this award on behalf of our agency. 💕🎗️



Great customers = Great feedback! A big thank you for the kind words. We’re so proud to deliver results that matter. ...
08/10/2026

Great customers = Great feedback! A big thank you for the kind words. We’re so proud to deliver results that matter.

Why a Local Insurance Agent Knows Your Community’s NeedsWhen it comes to insurance, a local agent is your best ally! 🏡🚗 ...
08/03/2026

Why a Local Insurance Agent Knows Your Community’s Needs

When it comes to insurance, a local agent is your best ally! 🏡🚗 Here’s why:

✅ Community Knowledge: Local agents understand area-specific risks like weather patterns, flood zones, and traffic trends.
✅ Personalized Policies: They craft coverage tailored to your unique needs not one-size-fits-all solutions.
✅ Quick Support: Local agents offer faster, face-to-face assistance with service to your policies
✅ Invested in You: Your success is their success they’re part of your community.

Choose local for expertise you can trust. Supporting your community has never felt so secure! 🛡️✨



When Should You Update Your Renters Insurance Policy?Renters insurance isn’t set-it-and-forget-it. 🏢✨ Life changes, and ...
07/27/2026

When Should You Update Your Renters Insurance Policy?

Renters insurance isn’t set-it-and-forget-it. 🏢✨ Life changes, and so should your policy! Here’s when to consider updating it:

✅ New Valuables: Bought a new laptop, jewelry, or furniture? Add them to your coverage.
✅ Roommate Moves Out: Adjust your policy to reflect your shared space.
✅ Major Life Events: Moving to a new rental or getting married? Update your policy.
✅ Coverage Limits Change: Make sure your policy still fits your needs as time goes on.

Regular reviews keep your coverage accurate and your belongings protected. Stay proactive and stay covered! 🛡️💡



We were honored to recently serve as one of the title sponsors for the annual golf outing hosted by the Greater New Hyde...
07/21/2026

We were honored to recently serve as one of the title sponsors for the annual golf outing hosted by the Greater New Hyde Park Chamber of Commerce, in conjunction with the New Hyde Park Lions Club.

The outing was held at Harbor Links Golf Course and brought together members of our local community for a great day of golf and giving back. Most importantly, the event helped raise funds and awareness for several amazing charities that provide critical support to the New Hyde Park community.

We’re proud to support organizations that make such a meaningful difference in the lives of our neighbors. Thank you to everyone who helped make this event a tremendous success!





Affordable Ways to Protect Valuables in a Rented SpaceLiving in a rented home? 🏢✨ Safeguarding your valuables doesn’t ha...
07/20/2026

Affordable Ways to Protect Valuables in a Rented Space

Living in a rented home? 🏢✨ Safeguarding your valuables doesn’t have to break the bank. Here are some smart, affordable tips:

✅ Renters Insurance: Covers belongings from theft, fire, or damage starting as low as $15/month.
✅ Secure Storage: Invest in a lockbox or safe for jewelry, electronics, and important documents.
✅ Home Security Devices: Door cameras or smart locks add extra protection.
✅ Documentation: Keep receipts, take photos, and maintain an inventory for faster claims.

A little planning can save you from big losses. Protect your space and your stuff! 🛡️💡



What’s Covered (and Not Covered) by Renters InsuranceRenters insurance protects more than you might think but not everyt...
07/13/2026

What’s Covered (and Not Covered) by Renters Insurance

Renters insurance protects more than you might think but not everything. 🏢✨ Here’s a breakdown:

✅ Covered:

Personal belongings (furniture, electronics, clothes)

Liability for injuries or property damage you cause

Additional living expenses if your home becomes uninhabitable

High-value items (like jewelry or art) but may require a separate policy or
endorsement for full coverage.

❌ Not Covered:

Flood or earthquake damage (requires separate policies)

Your roommate’s belongings or personal property

Items exceeding your policy limits without additional coverage

Understanding your policy helps you avoid surprises. Protect what matters most!🛡️💡

Address

677 Hillside Avenue
New Hyde Park, NY
11040

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 4pm

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