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11/24/2020

With the holidays coming up, now is the perfect time to see if you have the right coverage in place and to see if you can save yourself some more $ for Christmas gifts!

Life as an insurance agent

08/11/2020

Can't even tell you how many times this has happened to me lol 🙃

07/20/2020

Lucky for you, we have both 😉

07/15/2020

I know I've posted about the benefits of having life insurance previously, but this article really helps to explain HOW a life insurance policy works.

If someone relies on you financially, you need a life insurance policy. Getting a quote on it is very simple and will only take a few moments out of your day. For any questions you may have, I highly suggest reaching out to your trusted agent to help you better understand what coverage would best suit your circumstances. Five minutes today could help protect your family's future for years.

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance. Perh...

07/13/2020

My favorite part of working from home. Free cat photo in the comments :)

07/10/2020

“Do you know the present value of your husband’s policy?” the life insurance agent asked his client.

“What do you mean?” countered the woman.

“If you should lose your husband, what would you get?” asked the agent.

The woman thought for a minute, then brightened up and said, “Probably a poodle.”
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Let us help you get that poodle ;)

07/01/2020

Hi friends!
Just a reminder that the Hands Free Law went into effect today!
Stay safe out there

Starting July 1, Indiana drivers will no longer be able to hold a cellphone while driving.

06/29/2020

A lot of people I talk to about life insurance say that they are too young to worry about it, or have a policy through work, then when I ask how much it's for, they have no idea. A lot of people fail to see the importance of it as it's one of the policies that you yourself may not benefit from, however, life insurance is the only policy you will buy that is guaranteed to be used. It is vitality important that you know how much yours is for, if it will travel with you if you decide to leave your place of employment, and if it doesn't, to ensure that you get one that will, or get a policy outside of work.

I've seen many cases where a young person passes unexpectedly then ends up leaving their family with the debt for their final expenses. I've also seen many cases where individuals do have life insurance, but it's for an amount that will still leave their family struggling if they were to perish tomorrow. It's a difficult thing to talk about, yes, but it's more difficult to explain to your family that you didn't have anything in place to help them in a time where they're trying to figure out how to cope without you.

This article has a few of the things we take into consideration when discussing life insurance coverage amounts and are great things to keep in mind when deciding whether you may need to increase your coverage or get another policy to help compensate.

Take the time to ensure you are properly protected before we have to tell your family you weren't.

Thinking about purchasing life insurance? Learn about 5 uses for life insurance benefits and how it can help your family after you pass away.

06/17/2020

My coworkers and I received the following message from our agency owner, Kathy Jordan: Allstate Insurance, today. I cannot express how thankful I am to work for this company and be a part of a team that recognizes what's important and doesn't shy away from what we believe in.

"Juneteenth is the oldest nationally celebrated commemoration of the ending of slavery in the United States. Dating back to 1865, it was on June 19th that the Union soldiers, led by Major General Gordon Granger, landed at Galveston, Texas with news that the war had ended and that the enslaved were now free. Note that this was two and a half years after President Lincoln’s Emancipation Proclamation - which had become official January 1, 1863. The Emancipation Proclamation had little impact on the Texans due to the minimal number of Union troops to enforce the new Executive Order. However, with the surrender of General Lee in April of 1865, and the arrival of General Granger’s regiment, the forces were finally strong enough to influence and overcome the resistance.

I am happy and proud to announce that Allstate Corporation announced yesterday that June 19th will now be an official company holiday. We will now add this day to our short list of days of closure, and I will add this as a paid holiday for all fulltime staff of our agency.

Through tragic circumstances, the consciousness in our country is reaching new heights on this ever important quest for equality, and Allstate is now embracing this day that marks the freedom of enslaved people in our country. I ask that we all take this day as a moment to pause and reflect on the value of freedom and human rights for all as we search to give that freedom greater meaning by ensuring that the color of our skin has no bearing on how we treat one another.

Make no mistake, this is a massive financial commitment for the company, and significant to me as an agency owner in a smaller way, but this is a very small measure to show support for a non-negotiable culture of equal opportunity and recognition that peace in our country and our hearts comes only through true harmony across all races and ethnicities.

Cheers to you on June 19th as we celebrate freedom for all!"

06/15/2020

The most common thing I encounter when helping new people is that they don't know anything about their liability limits on their auto insurance even when liability coverage is arguably the most important coverage you could have. Liability coverage is what takes care of the "other guy" when you get into an accident.

The minimum legal limit in Indiana is something you have probably seen as 25/50/10. What that means in terms of an accident is: your insurance company will pay out $25k of bodily injury per person, $50k of bodily injury per the entire accident, and $10k for property damage.

Sounds decent, right? Let me pose the next scenario- you get into an at fault accident where you send someone to the hospital. Someone may be able to visit the ER and get taken care of if it was a very minor accident, sure, but lets say they required a 2 day stay, or require more medical testing.. that $25k isn't going to go far and you would still be on the hook for the remainder.

Or, lets say you get into an accident with multiple vehicles. Or an expensive vehicle. What about a semi. Or even a house. You only have $10k when it likely costs less than a dollar per month to increase your property damage coverage.

Insurance is required to protect you and other people on the road. Yes, it sucks to pay for insurance in general, but why would you pay for a policy that isn't going to protect you fully, or to an agency that doesn't inform you of what your protection means.

Auto liability insurance is a type of car insurance coverage. Drivers in most states are required to have bodily injury liability and property damage liability coverage.