Jessica Dicks - Account Executive

05/26/2026

05/13/2026

Your Business.
Your Livelihood.
Our Priority.

04/28/2026

04/06/2026

🚗 FULL TORT vs. LIMITED TORT — this one decision can cost you BIG time…

Most people in Pennsylvania pick limited tort to save a few dollars…
👉 but they have NO idea what they’re giving up.

Here’s the simple breakdown:

🔓 FULL TORT = FULL RIGHTS
If you’re injured in an accident, you can seek compensation for pain & suffering—no restrictions.

🔒 LIMITED TORT = LIMITED RIGHTS
You may NOT be able to recover for pain & suffering…
❗unless your injury meets certain legal thresholds (which isn’t always easy)

💬 Translation:
You could be seriously hurt… and still not get compensated the way you expect.

👀 I review policies every day, and this is one of the most misunderstood coverages I see.

And no—more expensive doesn’t always mean better… but this is one you NEED to understand.

📩 Want me to check yours?
Message me “TORT” or drop it below and I’ll review your policy!

03/31/2026

🚨 Contractors — This is where most of you are exposed (and don’t even know it)

If you’re running a business and only have “basic liability”…
there’s a good chance you’re not actually covered the way you think you are.

I see it all the time:

❌ No coverage for subcontractors
❌ Workers Comp not set up correctly
❌ No coverage for tools & equipment
❌ No bond when a job requires it
❌ Personal auto being used for business (major red flag)

And the worst part?
👉 You don’t find out until there’s a claim.

That’s not how I do business.

At Pontius Insurance, I work with multiple carriers to build contractor policies that actually protect you:

✔ General Liability
✔ Workers Comp
✔ Commercial Auto
✔ Tools & Equipment Coverage
✔ Bonds
✔ Umbrella Policies

No guessing. No gaps. No “hope this is covered.”

Just the right coverage — built for how YOU actually operate.

CTA:
If you’re a contractor and haven’t reviewed your insurance in the last year…
Let me take 10 minutes and check it for you.

📲 Message me or call/text: 724-977-8100

03/17/2026

Living in Western PA means experiencing all four seasons… sometimes before lunch. 🌦️😅

One minute it’s sunny, next minute you’re questioning all your life choices in the rain.

Around here, we’ve learned to expect the unexpected—and just roll with it.

What’s the most “ONLY IN OUR AREA” moment you’ve had lately? 👇

03/17/2026

Protecting your future, one call at a time. 📞✨
Because the right coverage today means peace of mind tomorrow.

Call or text me for a quote today! 724-977-8100

03/16/2026

As a local agent, my job is simple — make sure the people in my community are properly protected. Whether it’s your home, car, or business, I’m here to help you understand your coverage and make sure it truly protects what you’ve worked hard for.

If you ever want a second opinion on your insurance, I’m always happy to help.

📞 724-977-8100
Jessica Dicks

03/11/2026

If you’re a contractor, your insurance needs are different than everyone else’s.

From general liability to workers compensation, commercial auto, and tools & equipment coverage, I help contractors make sure their business is protected the right way.

At Pontius Insurance, I shop multiple carriers to find the best coverage and price for your business.

📞 Call or Text for a Quote
Jessica Dicks
Pontius Insurance
📱 (724) 977-8100

✔ General Liability
✔ Workers Compensation
✔ Commercial Auto
✔ Contractors Equipment
✔ Certificates of Insurance Fast

03/04/2026

Success isn’t built overnight.
And it shouldn’t be protected by chance.

Your car.
Your home.
Your business.
Your future.

Let’s protect what you’ve worked so hard for.

— Jessica Dicks
Pontius Insurance
📞 724-977-8100