Second Chance Bail Bonds

Q: What is a Bail Bond? A: A bail bond, technically called a “surety bond”, is a contractual undertaking guaranteed by a state licensed bail bondsman who is backed by an insurance company. The bail agent guarantees to the court payment of the full amount of the bond if the defendant fails to appear for their scheduled court appearances. For your protection, always deal with licensed bail bond company. Q: What is the cost of a Bail Bond? A: In Ohio, the cost of a bail bond is 10% of the bail. This rate is set by the state of Ohio and is non-negotiable. In addition there are state fees that vary according to charge. Typically these range between $25.00 - $100.00. There are no taxes for a bail bond. For example, if the bail is set at $5,000.00 then the fee charged is $500.00 plus the $25.00 - $100.00 state fee. Q: Can I find Cheap Bail? A: The cost of a bail bond in Ohio is set with the Department of Insurance at 10% of the total bail amount. We often get the questions from potential clients: “Can you do it for less?”, “Would you take 5% if I pay cash?” Any agent offering bail at less than 10% in the State of Ohio is simply acting illegally or deceptively (bail bond scam). We will work with you to find the best situation to obtain bail in a legal manner. Q: Do you Negotiate Premium? A: No one in Ohio can legally negotiate bail premium. It is set by State statute at 10%. Q: How do I pay for the Bail Bond? A: When arranging bail, companies generally need payment in advance of “posting” a bond for the release of a detainee. We accept cash, Money Order, Visa, MasterCard, American Express and Discov Q: What happens when a person is arrested? A: When an individual is arrested, generally, they will be taken to a local law enforcement station for processing and booking. Processing and booking includes fingerprinting, pictures, and nation-wide computer database searches. It can take many hours, but in smaller jails generally happens more quickly. Bail cannot be arranged until the arrest process is complete. Q: What is “O.R.”? A: Defendants can be released on their Own Recognizance, also known as “OR”. This is usually reserved for lesser crimes. Only a judge can decide to release a detainee on OR. In such a case, the defendant is released with a written promise to appear in court and no bail is required. Q: Can I just pay the jail for the full amount of the bail? A: Yes, you can. To be released on cash bail, an individual must post the full amount of the bail with the court in the form of cash or credit card. In order to post cash bail, an individual should check with the bail clerk to verify forms of payment accepted in an individual jurisdiction as different courts may have other options or restrictions. The source of funds for large bail generally must be verified to ensure that funds come from legal sources. Q: What is the procedure for bailing somebody out of jail? A: Generally, a bail bond company will be contacted by phone to begin the bail procedure. During the initial phone consultation, most companies will ask for information about your situation in order to determine the risk involved in the bond and begin the approval process. Once the bail bond is approved, the customer will need to sign basic bail bond documents including an application, Indemnity Agreement, and receipt. After the paperwork is finalized and payment has been made, a licensed bondsman will “post” the bail bond at the jail or court. Q: Can your company quickly handle bail bonds for any jail in Ohio? A: Second Chance Bail Bonds services most of the Miami Valley. This includes, Clark, Champagne, Shelby, Madsion, Union, Montgomery, Miami, Warren, Greene, and Butler counties. If your not in those counties and you call us. We can help you get in contact with someone for the county your in. Q: Do you offer financing or payment plan options? A: We realize that the cost of a bail bond may be more than you have readily available. If you qualify, we can work out a payment plan. We do not charge a fee for financing. We will work out payments that you can afford. We offer no collateral bail bonds to qualified applicants. We accept cosigners (make sure you understand your bail bond indemnitor responsibility before you sign). Q: What happens if the defendant is not bailed out? A: If the defendant is not bailed out, he or she will generally remain in custody until the matter has been resolved in court. Q: What is collateral? A: Collateral is something of value that is used to secure a debt or ensure payment. Sometimes a bail bond company will receive collateral in order to ensure that the defendant appears in court. Most bail bond collateral is in the form of real estate or cash. A bail bond company must return your collateral at the resolution of the case. Q: Do I always need collateral for a bail bond? A: No. We often negotiate no collateral bail bonds. These are called signature bonds. We find that most of our customers are eligible for a signature bond. Q: If I use collateral for a bail bond, when do I get it back? A: When the defendant’s case has been completed and all financial obligations are satisfied, collateral is returned to the individual who pledged it. Q: Will the court take my property as bail collateral? A: Yes, the court will take your property as bail collateral. However, because Property Bonds involve real estate and can be likened to the buying or selling of a home, the process usually takes several weeks. Equity in the property must be exceed the total bond amount. Q: If I bail somebody out of jail, what is my responsibility? A: When you bail someone out of jail, you are called the bail bond indemnitor. You take full responsibility for the defendant to show up in court when you bail someone out of jail. Most issues with appearance in court are easily resolved and rarely escalate beyond a simple phone call. Q: What happens if a defendant is bailed out and fails to appear in court? A: If the “failure-to-appear” in court was a simple mistake, then the bail bond company or an attorney can usually make arrangements for the defendant to return to court. Courts generally understand that people get sick, traffic or car problems arise and other unforeseen circumstances occur. This is most commonly the situation and is easily remedied.

Be the first to know and let us send you an email when Second Chance Bail Bonds posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.