Reasons Insurance

Reasons Insurance A Modern Insurance Solution, A Trusted Personal Advisor Reasons Insurance is an independent insurance agency headquartered in New Brighton, MN.

Our #1 priority is ensuring you, your family, and/or your business are protected. You’ve worked hard to get here – we’ll work hard to help you keep it. Let us show you how our expertise and options put you in position number one. Contact us for a free quote comparison today!

Summer brings more foot traffic, more seasonal hires, and more opportunities for growth — but it can also mean more expo...
07/30/2026

Summer brings more foot traffic, more seasonal hires, and more opportunities for growth — but it can also mean more exposure to risk. As activity picks up, it’s a smart time to make sure your commercial insurance is keeping up with the pace.

At Reasons Insurance, we help businesses stay protected through every season. Our team can walk you through coverage updates or additions that support your operations.

If your summer is already ramping up, give us a call and let’s talk about what your business may need next.

Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Summer gatherings are right around the corner, and now is the perfect time to make sure your homeowners insurance is pre...
07/28/2026

Summer gatherings are right around the corner, and now is the perfect time to make sure your homeowners insurance is prepared for the unexpected. Before the grill heats up and the guest list fills, it’s important to know whether your current coverage can protect you if an accident happens on your property.

Our team at Reasons Insurance put together a few key considerations to review before hosting this season.

If you’re planning a get‑together, this is a great moment to revisit your policy and make sure there are no gaps. Reach out to us anytime—our team is here to help you enjoy a safe, stress‑free summer.

Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Employment Practices Liability Insurance (EPLI) is one of the most important protections a business can have, especially...
07/23/2026

Employment Practices Liability Insurance (EPLI) is one of the most important protections a business can have, especially as workplaces continue to grow and evolve. At Reasons Insurance, we help businesses understand how this coverage supports hiring practices, employee management, and day‑to‑day operations.

EPLI can help shield your business from costly and disruptive claims tied to wrongful termination, discrimination, harassment, retaliation, or decisions around hiring and promotions. These issues can create major financial strain and pull leadership away from running the business.

A single claim can lead to significant legal expenses, even if the business did nothing wrong. Disputes can also involve customers, vendors, or other third parties. And without clear documentation or aligned perspectives, situations can escalate quickly.

Our team is here to help you review your current policy or explore adding EPLI to your insurance portfolio so your business has the protection it needs.

Interested in learning more? Reach out to us anytime, and let’s walk through your options together.



Contacts us at:
www.reasonsinsurance.com OR call 651-6911

At Reasons Insurance, we know how important it is to keep your life insurance details organized so your loved ones can a...
07/20/2026

At Reasons Insurance, we know how important it is to keep your life insurance details organized so your loved ones can access everything they need when it matters most. That’s why our team encourages clients to revisit their records regularly and keep key documents in one place.

Swipe through for a simple checklist of what to gather and store together.

Taking a few minutes to organize your information is also a great chance to review your policy and make sure your beneficiary designations are current. If you’d like help reviewing your coverage or have questions about your plan, our team is always here to support you.

Contacts us at:
www.reasonsinsurance.com OR call 651-6911

As your business grows, inventory levels and team size can shift faster than expected. Those changes can create gaps in ...
07/17/2026

As your business grows, inventory levels and team size can shift faster than expected. Those changes can create gaps in coverage if your policy hasn’t kept up.

If you’re carrying more inventory than when your policy was first written, your current property limits may not fully protect you from losses. And when your team grows, your workers’ compensation classifications and liability exposure can change too.

Our team at Reasons Insurance can help you review these updates and make sure your coverage still fits your business. If things have changed this year, it’s a good time to reassess.



Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Ever wondered whose insurance pays when you lend your car to a friend or borrow someone else’s vehicle? It’s a common qu...
07/15/2026

Ever wondered whose insurance pays when you lend your car to a friend or borrow someone else’s vehicle? It’s a common question — and one our team at Reasons Insurance hears often.

In most cases, insurance follows the car. That means the vehicle owner’s policy typically kicks in first after an accident. But there are exceptions, and understanding them can make a big difference.

Here are a few things to keep in mind:
- The owner’s policy is usually primary.
- The driver’s policy may step in if limits are exceeded.
- Some situations have unique rules depending on your coverage.

If you’re not sure how your policy would respond, our team is always here to help you sort through the details. Reach out anytime — we’re here to be a resource for you.



Contacts us at:
www.reasonsinsurance.com OR call 651-6911

As your business grows, your insurance needs grow with it. Our team at Reasons Insurance often sees coverage gaps appear...
07/09/2026

As your business grows, your insurance needs grow with it. Our team at Reasons Insurance often sees coverage gaps appear when new equipment is added or when companies start taking on larger contracts.

If you've upgraded machinery, tools, or technology, those assets may not be reflected in your current property limits. And bigger clients or contracts may come with liability requirements your policy doesn't yet meet.

Now is a great time to review your coverage before these gaps lead to problems. Reach out if you'd like our team to take a look and help keep your protection up to date.



Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Boating season is almost here, and our team at Reasons Insurance has been talking with more clients who are getting thei...
07/06/2026

Boating season is almost here, and our team at Reasons Insurance has been talking with more clients who are getting their boats ready and making sure their coverage still fits their needs.

This is the perfect time of year to take another look at your boat insurance. As more people head out on the water, it’s important to understand common boating risks, liability exposure, and how the right policy can help protect you.

If it’s been a while since you’ve reviewed your coverage—or if you’re considering setting up a dedicated boat policy—our team is here to help you get started. Reach out anytime.



Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Happy Fourth of July!As we head into the holiday weekend, our team at Reasons Insurance is grateful to celebrate the fre...
07/03/2026

Happy Fourth of July!

As we head into the holiday weekend, our team at Reasons Insurance is grateful to celebrate the freedoms that shape our communities. However you choose to enjoy the day—fireworks, family time, or a backyard cookout—we hope your celebration is safe, joyful, and memorable.

Please note that our office will be closed on Friday, July 3rd in observance of Independence Day. We look forward to reconnecting after the holiday weekend.

Wishing everyone a fantastic Fourth of July! 🇺🇸

Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Summer is all about getting out, exploring, and enjoying every moment. But bigger adventures can also bring bigger risks...
07/01/2026

Summer is all about getting out, exploring, and enjoying every moment. But bigger adventures can also bring bigger risks, and our team at Reasons Insurance is here to help you stay protected.

If you’re planning road trips, hosting more gatherings, or adding a boat or RV to your summer plans, now is a great time to make sure your personal insurance is ready to support it.

Not sure if your current coverage can keep up? Reach out to us anytime, and we’ll walk you through the options that can help keep your season running smoothly.



Contacts us at:
www.reasonsinsurance.com OR call 651-6911

Address

2722 Highway 694 Service Drive Ste 205
New Brighton, MN
55112

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16516366911

Website

Alerts

Be the first to know and let us send you an email when Reasons Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Reasons Insurance:

Shortcuts

Share

Category