Reasons Insurance

Reasons Insurance A Modern Insurance Solution, A Trusted Personal Advisor Reasons Insurance is an independent insurance agency headquartered in New Brighton, MN.

Our #1 priority is ensuring you, your family, and/or your business are protected. You’ve worked hard to get here – we’ll work hard to help you keep it. Let us show you how our expertise and options put you in position number one. Contact us for a free quote comparison today!

Summer travel is right around the corner, and it’s one of the busiest – and most unpredictable – times of the year.Fligh...
05/26/2026

Summer travel is right around the corner, and it’s one of the busiest – and most unpredictable – times of the year.

Flight delays, cancellations, lost baggage, and unexpected medical issues have all become more common, which is why our team at Reasons Insurance encourages travelers to consider the protection travel insurance can provide.

Coverage can help by:
• Reimbursing non‑refundable trip costs
• Covering hotel, meal, and transportation expenses from long delays
• Offsetting essentials when baggage is lost or delayed
• Providing medical coverage while traveling
• Supporting emergency evacuation needs in certain situations

While no one wants their plans disrupted, the right coverage makes those surprises easier to manage so you can stay focused on your trip instead of the what‑ifs.

Planning a summer getaway? Reach out to our team to review your travel insurance options. We’re here to help.

As your family grows, having the right foundation in place matters more than ever. Life insurance gives your loved ones ...
05/21/2026

As your family grows, having the right foundation in place matters more than ever. Life insurance gives your loved ones financial security and peace of mind through every new chapter.

Whether you're looking into your first policy or reviewing your current coverage, our team at Reasons Insurance is here to guide you. Reach out anytime for a personalized quote or coverage review.

Have questions about where to start? We’re here to help.

Summer plans stacking up fast? Now’s the perfect time to make sure all your favorite summer toys are properly insured be...
05/19/2026

Summer plans stacking up fast? Now’s the perfect time to make sure all your favorite summer toys are properly insured before the season kicks into high gear.

From boats and jet skis to ATVs and campers, the right coverage keeps unexpected costs from putting a damper on your adventures.

Take a look at the essentials we recommend for the most common summer rides.

If you’re unsure whether your policies are up to date, our team at Reasons Insurance is here to help. Give us a call and enjoy a safer, stress-free summer ahead.

Whether you're opening your doors for the first time or growing a business you've built for years, protecting what you'v...
05/15/2026

Whether you're opening your doors for the first time or growing a business you've built for years, protecting what you've worked hard for matters. That's where our team at Reasons Insurance comes in.

We help business owners secure commercial insurance that supports every stage of growth. New hires, new services, new locations — each step brings new risks, and the right coverage keeps your business moving forward with confidence.

If you're considering additional coverage or want a fresh look at your current policy, we're here to make the process straightforward and stress-free.

Have questions about your business insurance needs? Reach out to our team anytime.

Graduation season is almost here, and finding the right gift can be tough. One meaningful option families often overlook...
05/12/2026

Graduation season is almost here, and finding the right gift can be tough. One meaningful option families often overlook is a life insurance policy.

Setting up coverage early can lock in lower premiums and give your graduate a long-term financial tool that grows with them. Some policies even offer cash value benefits they can access later in life. As their goals and income change, coverage can be adjusted or expanded over time.

Our team at Reasons Insurance is here to walk you through options, costs, and how different policies work. Have questions? We’re happy to help.

It's National Small Business Week, and our team at Reasons Insurance is spotlighting a few risks that can hit hard when ...
05/07/2026

It's National Small Business Week, and our team at Reasons Insurance is spotlighting a few risks that can hit hard when a business is underinsured.

• Workers’ compensation gaps can strain your cash flow. Missing or inadequate coverage can lead to fines, penalties, and paying medical or wage costs out of pocket after an injury.

• Cyber incidents can be tough to recover from without the right protection. Underinsurance may leave you covering response, recovery, and customer notification costs on your own.

The right coverage can keep a single unexpected event from undoing years of hard work.

If you’d like a quick insurance checkup to identify coverage gaps without overspending, our team is here to help. Give us a call to get started.

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses na...
05/04/2026

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses navigating higher costs.

When budgets are tight, it might seem like a good idea to keep coverage lean, but being underinsured can cause devastating consequences. Here are a few risks of not having enough insurance:

✅ A loss can become an out-of-pocket event - If building, inventory, equipment, or tools are underinsured, you can end up paying the gap between what your policy covers and the actual cost to repair or replace the lost item(s) after a fire, theft, or storm, even if you “have a policy.”

✅ Income can stop, but bills keep coming - Property coverage can help offset repair costs in the event of damage. But without the right business income coverage, payroll, rent, and ongoing bills keep coming even when operations and cash flow have paused.

✅ Liability can spill past your limits - A single claim can bring legal defense costs, settlements, and medical expenses that exceed your limits, creating a significant financial burden.

If you have questions or are interested in adding additional coverages, give us a call. Our team can help find a solution that respects your budget and strengthens your long-term protection.

This May, our team at Reasons Insurance is recognizing Mental Health Awareness Month by sharing an important distinction...
05/01/2026

This May, our team at Reasons Insurance is recognizing Mental Health Awareness Month by sharing an important distinction: mental health and mental health conditions are not the same.

Understanding the difference can help all of us care for our well-being and better support those around us.

Here’s what to know:

💚 Mental health is something everyone has. It reflects how we think, feel, and act each day.

💚 Mental health conditions are diagnosable disorders such as depression, anxiety, or PTSD. More than half of people will experience one in their lifetime.

💚 Good mental health and mental illness can coexist. With support and the right tools, many people experience strong well-being.

💚 Poor mental health isn’t always a mental illness. Stress, burnout, or major life changes can affect how we feel without being a clinical condition.

💚 Simple mental health habits matter. Journaling, movement, deep breathing, and connecting with loved ones are great places to start.

💚 Professional care is available. Therapy and counseling can support anyone—not just those with a diagnosis.

If you or someone you know needs help, reaching out to a healthcare professional is a powerful first step. You’re not alone.

As a business owner, you might be planning how you’ll spring-clean your team's workspace. But have you considered spring...
04/28/2026

As a business owner, you might be planning how you’ll spring-clean your team's workspace. But have you considered spring-cleaning your network and devices as well?

Cyber incidents are becoming more common and more costly, and falling behind on key cybersecurity best practices can expose your business to attacks and breaches. Swipe for a few key moves that can help protect you and your team.

These tips can’t prevent cyberattacks or data breaches outright, so you must have cyber insurance to protect your business. Call our office, and we’ll point you to the right coverage.

Spring can affect driver awareness in more ways than one. From allergy medications that cause drowsiness to fatigue afte...
04/17/2026

Spring can affect driver awareness in more ways than one.

From allergy medications that cause drowsiness to fatigue after the clocks sprang forward, small changes can affect driver focus and reaction times. Swipe for reminders you can share with your fleet to help reduce risk on the road this season.

If you have questions about your commercial auto coverage this spring, give us a call. We’re here to help.

April is Distracted Driving Awareness Month, a reminder that we all need to do what we can to drive as safely as possibl...
04/14/2026

April is Distracted Driving Awareness Month, a reminder that we all need to do what we can to drive as safely as possible. These tips can help increase your awareness on the road and avoid accidents related to distracted driving.

🚗 Make a passenger your co-pilot. Let them handle texts, directions, or any other important task so you can keep both hands on the wheel and eyes on the road.

🚗 Avoid multitasking. Eating, putting on makeup, or digging around in a bag can pull your attention from driving. Plan a quick stop if you have a task you must complete.

🚗 Guard your attention. If your mind starts to wander as you drive, pull over and do a quick reset by taking a few deep breaths and refocus on the road.

🚗Pull over to assist children. If you’re driving alone with children and they need attention, it’s best practice to pull into a safe spot rather than turn around or take your eyes off the road.

While these tips can help improve your safety while you’re on the road, it’s impossible to avoid accidents outright. That’s where we come in. Give us a call today, and we can help you find the right auto coverage to help protect you in the event of an accident.

Address

2722 Highway 694 Service Road Ste 205
New Brighton, MN
55112

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16516366911

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