Rose Cepeda - Financial Service Field Representative

Rose Cepeda - Financial Service Field Representative Helping individuals, families, and businesses protect what matters most and plan for the future with clarity and confidence.

Providing Financial Guidance that Teaches, Empowers, and Transforms.

How much is enough for your emergency fund?
06/24/2026

How much is enough for your emergency fund?

Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.

The beans brewed for your morning coffee may have changed hands many times.
06/22/2026

The beans brewed for your morning coffee may have changed hands many times.

Few contemplate the complex journey that brought their coffee from farm to kitchen table.

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?
06/19/2026

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

It’s terrible to contemplate losing your business associate, but it’s a risk all business co-owners face, making it impo...
06/17/2026

It’s terrible to contemplate losing your business associate, but it’s a risk all business co-owners face, making it important to plan for. Transitioning a business after the passing of an associate can be difficult, but I can help guide you.

Three options to consider in preparation for transitioning a business after the passing of an associate. 

Want guaranteed income in retirement? You don’t need to wish for the now rare pension, you can do it yourself and get gu...
06/15/2026

Want guaranteed income in retirement? You don’t need to wish for the now rare pension, you can do it yourself and get guaranteed retirement income with an annuity. Here’s how.

Get guaranteed retirement income with an annuity. Here’s how.

Facing divorce? Don't overlook changes to your insurance coverage.
06/12/2026

Facing divorce? Don't overlook changes to your insurance coverage.

In the face of divorce, making changes to insurance coverage may be overlooked.

Teens might not have much money, but it's important for them to be responsible with the cash they do have.
06/10/2026

Teens might not have much money, but it's important for them to be responsible with the cash they do have.

Can group and private disability policies work together?
06/08/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

In retirement planning, evaluating your insurance policies is a good policy. Here are three areas where your insurance c...
06/05/2026

In retirement planning, evaluating your insurance policies is a good policy. Here are three areas where your insurance coverage may need adjusting.

In retirement planning, evaluating your insurance policies is a good policy.

Let this be the year you put your refund to work in ways that pay off long term.
06/03/2026

Let this be the year you put your refund to work in ways that pay off long term.

Make these savvy money moves with your refund today so you can treat yourself in the future.

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167 S Seguin Avenue
New Braunfels, TX
78130

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