Audi Portales, Castillon Financial Group - Independent Agent

11/02/2026

Hello, San Antonio/New Braunfels áreas! 👋💙

Are you a business owner or employer struggling with rising health insurance costs for your employees and their families?

I wanted to share something that recently happened here in South Texas.

A local Head Start program was facing a significant increase in the cost of family health insurance coverage. The increase was so substantial that many teachers and staff were finding it increasingly difficult to afford adding their spouses and children to their employer-sponsored plans.

Our team had the opportunity to step in, explore alternatives, and help those employees and their families find coverage options that better fit their needs and budgets!

Here’s something many families don’t realize: Just because your employer offers health insurance doesn’t necessarily mean your spouse and children can’t qualify for Marketplace savings! Depending on the cost of family coverage and household circumstances, additional options may be available.

And it got me thinking… how many other local businesses and organizations are facing the same situation?

Whether you’re a small business, nonprofit organization, childcare center, or another employer whose employees are struggling with the cost of family health insurance, there may be options worth exploring.

For those who don’t know me, I’m a local licensed insurance agent helping individuals, families, and businesses with:

☑️ Marketplace & Private Health Insurance
☑️ Medicare
☑️ Life Insurance
☑️ Retirement Planning

Do you know a business, Head Start program, nonprofit, or even a family struggling with the cost of health insurance?

✨Tag them, share this post, or send them my way! I’d love the opportunity to help more Texas families explore coverage options that fit their needs and budgets.

English | Español

Audi Portales
Futurity First Insurance-Greater Texas Division

11/01/2026

🚨 YOUR HEALTH INSURANCE PREMIUM ISN’T THE WHOLE STORY! 👀

A $0 premium doesn’t always mean $0 healthcare costs!

Before choosing your 2027 health insurance plan, make sure you understand what you’re actually paying for. 💙

✅ Deductibles
✅ Copays
✅ Out-of-pocket costs
✅ Prescription coverage

The cheapest premium isn’t always the best deal!

📍 Helping Texas residents make informed health insurance decisions.

🇺🇸 English | 🇲🇽 Español

10/31/2026

🧟‍♀️🎃 IS MEDICARE CONFUSING YOU TO DEATH?! 😂

Parts A, B, C, D… Medicare Advantage, Supplements, premiums, deductibles, enrollment periods… AHHHHH!! 😱

Sometimes figuring out Medicare can feel like a real-life horror movie! 👻

But here’s the good news…

💙 IT DOESN’T HAVE TO BE THAT SCARY!

Whether you’re new to Medicare or reviewing your current coverage, I’m happy to help you understand your options and answer your questions.

No tricks. Just helpful information! 🎃

Happy Halloween! 🧡🖤

10/31/2026

🎉 2027 HEALTH INSURANCE OPEN ENROLLMENT BEGINS TOMORROW! 💙

New year. New plans. New pricing. And possibly new options for you and your family!

Before renewing your current coverage or choosing a new plan, take a few minutes to compare:

✅ Monthly premiums and deductibles
✅ Out-of-pocket costs
✅ Doctor and hospital networks
✅ Prescription drug coverage
✅ Eligibility for financial assistance

💡 Remember, the lowest monthly premium isn’t always the best coverage for your needs!

Health insurance isn’t one-size-fits-all. Understanding your options can make a big difference in both your coverage and your budget.

📍 Helping Texas residents navigate their health insurance options.

🇺🇸 English | 🇲🇽 Español

💙 Here’s to making informed decisions about your health coverage for 2027!

09/25/2026

🚨 Medicare Open Enrollment is coming — October 15 through December 7.

If you already have Medicare — or you’re getting ready to turn 65 — there are a few things you should understand before October 15.

In my newest Ask Audi video, I’m breaking down Medicare in plain English: how the different parts work, Original Medicare vs. Medicare Advantage, enrollment periods, medications and doctors, your ANOC, and the important dates coming up for 2027.

And here’s something I really want people to understand:

Open Enrollment does NOT automatically mean you need to change your Medicare coverage.

The goal is to understand what you have, what’s changing, ask questions, and make an informed decision.

☕ Grab some coffee and come hang out with me. 😂

🎥 Watch the full Medicare video on YouTube⁠: https://youtu.be/mevTVWzHj8U?si=bg0tDTuDueWBmpR3

Know someone on Medicare or turning 65? Share this with them. ❤️

Medicare Open Enrollment is coming — October 15th through December ...

09/18/2026

September is Life Insurance Awareness Month! 🖤

Ever wonder what happens behind the scenes when you apply for life insurance? 👀

“No medical exam” doesn’t necessarily mean “no underwriting.” Your prescription history, medical information, previous insurance underwriting decisions and information, driving record and the answers on your application may all play a part.

And remember — one company saying NO doesn’t necessarily mean everyone will. Different carriers have different underwriting guidelines.

Have questions about whether you may qualify? Let’s talk. 😊

📲 Audi Portales | (830) 402-8620

09/11/2026

WE REMEMBER. 🇺🇸

Twenty-five years ago today, thousands of people woke up and went about an ordinary Tuesday morning.

They went to work.
They boarded airplanes.
They kissed their families goodbye.
They grabbed their coffee.
They started their shifts.

They had no idea that September 11, 2001 would be their last morning.

Today, I want to remember them first.

The mothers and fathers.
The husbands and wives.
The sons and daughters.
The friends and coworkers.

Ordinary people simply living their lives who never made it home.

And then there were those who knew there was danger — and went toward it anyway.

The firefighters who climbed those stairs while others were coming down.

The police officers, paramedics, emergency personnel, and other rescuers who ran toward devastation because somewhere inside were people who needed them.

Some of them never came back out.

There are no words big enough for that kind of courage or sacrifice.

And in the days that followed, something else happened that I hope we never forget.

America came together.

People helped strangers.
Neighbors checked on neighbors.
Communities grieved together.
We donated. We volunteered. We prayed. We stood together.

For a moment, so many of the things that usually separate us seemed incredibly small.

We were Americans — from different backgrounds, cultures, religions, neighborhoods and walks of life — hurting together and holding one another up.

That is the America I want to remember today.

Not because we were perfect then. We weren’t.

But because in one of our darkest moments, we were reminded that our greatest strength has never been that we’re all the same.

It’s that when it matters most, we can stand together.

So today, 25 years later, may we honor those we lost not only by remembering how they died…

but by remembering how we came together afterward.

May we never forget the innocent lives taken.

May we never forget those who ran toward danger.

May we never forget the families who carried the loss long after the rest of the world moved forward.

And may we never forget:

United, we stand. 🇺🇸

September 11, 2001 — Never Forgotten. ❤️🤍💙

08/14/2026

🎥 NEW VIDEO! Life Insurance Made Simple

I finally did it! 😊 I put together a simple breakdown of Term Life, Whole Life and IUL — what they are, how they’re different, and why someone might consider one over another.

I also walk through the DIME method to help answer one of the questions I hear all the time:

“How much life insurance do I actually need?”

No complicated insurance language. No pressure. Just education so you can better understand your options. ❤️

This is also the beginning of something I want to build more of — Ask Audi — where I answer real questions about insurance, mortgages, retirement and financial planning.

🎥 Watch it here: https://youtu.be/8TYNh8O9S54?is=ATjUvlRJ2zqVlkew

If you find it helpful, I would LOVE if you’d like, subscribe, or share it with someone who might need the information. 🥰

And if there’s something you’d like me to cover in an upcoming Ask Audi, drop your question below!

Do you have enough life insurance — and do you know what type of co...

08/11/2026

Do you actually understand the life insurance you already own?

Bring me your term, whole life, universal life, IUL, employer policy—whatever you have.

We’ll review what it does, what you’re paying, your beneficiaries, how long it lasts, cash value if applicable, and whether it still matches what you need today.

And here’s the critical difference:

The objective of your review doesn’t have to be replacement.

Sometimes the logical conclusion is: keep the policy you already have. It’s doing exactly what you need it to do. No changes necessary.

I just want you to understand what you own and why you own it.

I’m ready to chat when you are… just call me. 🤙🏽

📞 830-402-8620

08/05/2026

COMMAND CENTRAL… TODAY. 😅

Every day looks a little different around here.

Today, it’s this desk. 🗒️📋📝

Tomorrow, it might be my home office.

Next week, it could be a coffee shop.

But one thing never changes…

Whether you need help with:
❤️ Life Insurance
🏥 Health Insurance
👵 Medicare
💰 Retirement Planning
🏡 Home Loans

I’m just a phone call away.

Basically…

Just call me. ❤️

📞 830-402-8620