Mortgage Meredith

06/03/2026

Buyer tip for Texas homebuyers 🏡
Before you fall in love with a house, know your real budget. In Texas, your payment is more than principal and interest — you also need to plan for property taxes, homeowners insurance, possible HOA dues, closing costs, and everyday homeownership expenses.
Getting pre-approved before house hunting can help you move faster and make stronger offers.
Smart buyers look at the full monthly payment, not just the list price.

Thinking about buying in Texas this summer? Let’s talk options.
Meredith O'Bannion-MLO
NMLS #2597435
MortgageInc
512-787-3465
[email protected]

05/28/2026

Buying a home doesn’t have to feel overwhelming—especially right now.🧐

As we head into summer here in Central Texas, more homes are hitting the market and buyers are getting opportunities we didn’t see earlier this year. That means negotiating power is shifting, and you may have more options than you think.😎

If you’ve been waiting because of interest rates or uncertainty, here’s the truth: timing the market perfectly is nearly impossible—but getting prepared is 100% in your control.👍

Getting pre-approved, understanding your numbers, and having a solid plan puts you ahead of the game when the right home pops up.💵

Whether you’re a first-time buyer, relocating, or just curious what you can afford in today’s market around New Braunfels, Schertz, or Seguin—I’m here to help you break it down step by step.🏘️

Let’s make a plan that works for YOU.

Message me “HOME” and I’ll get you started.

05/18/2026

Every home has a story behind it. But for many, the mortgage process can feel overwhelming before the story even begins.

At Mortgage Inc, we simplify the process and walk with you every step of the way, so you can focus on what matters most.

Buying, refinancing, or investing… this is where your next chapter begins.

05/13/2026

🔥 Texas Mortgage Market Update — What You NEED to Know Right Now 🔥

Rates are still moving, inventory is shifting, and buyers are starting to re-enter the market 👀

Here’s what we’re seeing across Texas right now:
✅ More opportunities for buyers as competition cools slightly
✅ Creative financing options helping people buy sooner (not later)
✅ Sellers getting serious about pricing to actually MOVE homes

💡 Translation: The market isn’t “bad”… it’s just DIFFERENT — and the smart buyers and sellers are the ones winning right now.

If you’ve been sitting on the sidelines waiting for the “perfect time”… this might be your window.

📲 Want to know what this means for YOU specifically? Message me — I’ll break it down based on your situation.

05/07/2026

📌30-Year Fixed: Rates ranged between 6.26% and 6.47%, depending on the lender source.

📌15-Year Fixed: Averaging between 5.56% and 5.76%.

📌30-Year FHA/VA: FHA rates are around 6.12%, while VA rates are roughly 5.96%.

📌Jumbo Rates: 30-year fixed jumbo rates increased to approximately 6.72%-6.76%.

Want to know what that looks like for you? Give me a call. It’s not about the rate, it’s about the strategy and finding the perfect property for you. Maybe you have a ton of equity and want to refinance-pay for college, do home improvement projects…let your money work for you!!! As a Realtor®️ and a loan originator, we can come up with a strategy that works for you!!!

04/30/2026

Why are top LOs making the switch to Mortgage Inc?

Because the model actually makes sense.

We removed the bottlenecks:
→ No waiting weeks to get paid
→ No paying out of pocket for tools
→ No limits on referrals
→ No ceiling on growth

Instead, we built:
✔️ Daily payroll
✔️ Real production bonuses
✔️ Fully supported systems
✔️ A team that’s growing fast

At some point, you have to look at it honestly…
Is where you are actually working for you?

The splits.
The support.
The time it takes to get paid.

It all adds up.

At Mortgage Inc, we’ve built a model that’s designed to make more sense for the way Loan Officers actually want to work and grow.

If you’ve been thinking about making a change, it might be worth a closer look.

This is it.

📩 Let’s talk [email protected]

04/22/2026

This is why I enjoy my job. We have more products to help more people!!! Always thinking outside the box. Reach out and let’s see what I find for you!!!!

Banks can only offer their loans.
If you don’t fit their box, the answer is usually no.

Brokers work differently.

Instead of forcing you into one option, we shop your loan across multiple lenders to find what actually fits your income, goals, and timing.

That means:
• More ways to get approved
• More flexibility if your situation isn’t typical
• A loan built around you, not the bank

And yes — that includes things like bank statement loans, 1099 income, investor loans, and bridge programs.

We’ve handled the curveballs before.
Market shifts. Rate changes. Tight timelines.

This isn’t about selling you a loan.
It’s about finding the right one — and being here when you need us.

04/16/2026

Tell them I sent you. You will LOVE it here. ❤️

Loan Officers, quick question…

What would your business look like if:
• You got paid DAILY
• You didn’t pay for your LOS, CRM, or marketing
• You had in-house processing support
• You had a clear path to 100% comp

That’s exactly what we’ve built at Mortgage Inc.

And we’re growing, FAST.

50+ lenders already on the team and expanding across multiple states.

If you’ve been thinking about making a move…this might be the opportunity you’ve been waiting for.

📩 Reach out: [email protected]

04/13/2026

The way people earn, invest, and build wealth has changed.
Your mortgage experience should too.

At Mortgage Inc, we’ve built a process designed for today’s buyers — simple, transparent, and built around you.

Whether you're:
• buying your first home
• refinancing
• or growing your investment portfolio

we help you move forward with clarity and confidence… without the stress.

This is what a modern mortgage experience should feel like.

📲 (512) 669-2302
💻 mortgage-inc.com