Robert "Smitty" Smith - Insurance Agent

Robert "Smitty" Smith - Insurance Agent • Texas A&M former student 1991
• Coffee enthusiast
• Health insurance

04/03/2023

Do you have an existing health condition? That may influence the type of supplemental insurance you choose. Some programs offer better coverage and more flexible payment options for those who have identified conditions at the time of enrollment.

03/30/2023

One important element of group health insurance is the 1986 law that established COBRA. If you face loss of insurance for reasons other than gross negligence or insubordination, your group provider must provide insurance to you for up to 18 months.

03/27/2023

Medicare Select is a type of Medicare supplement insurance that requires you to use doctors and hospitals within the plan’s network for routine care. Also, if you choose to leave Medicare Select for whatever reason, the company that you enrolled in the program through is required to offer you Medicare insurance with similar benefits.

03/23/2023

As early as 1912, Teddy Roosevelt proposed a national health insurance program during his campaign for president. It was Truman, however, who in 1945 became the first president to attempt to create such a program.

03/20/2023

There is a direct benefit between having a happy and health work force and the success of your business. When you offer a group health plan, you reduce the likelihood of your employees missing significant time from work for health reasons.

03/16/2023

Are you covered by Medicare? This federal health insurance program provides health care for many people who are 65 or older or who qualify because of a disability or particular health condition.

03/13/2023

If your company can’t afford to offer a significant contribution to your employee health plans yet, you may worry that your employees won’t be able to afford their premiums. Rest assured that we’re always available to help you find the right plans for your employees.

03/10/2023

Were you aware that, if you have group healthcare coverage through your employer, and Medicare is your secondary insurer, you can delay signing up for Part B without penalty? However, Medicare becomes the primary insurer if your employer has fewer than 20 employees.

03/07/2023

Did you know that the majority of Americans participate in a group health insurance company, either through their work or via another organization? This is not surprising, as this type of policy tends to be much less expensive with better coverage.

03/03/2023

You may think that you have just the right Medicare supplement policy for you- and it’s entirely possible. But you should consider having your policy checked out every so often just in case you may have options that would cost less, or provide more complete coverage for your current needs.

03/01/2023

…And since I grew up as a gen X’r in the 70’s and 80’s…I can blame the Viet Cong if I want to…

Mgmt.

02/28/2023

Know the goals of your group health insurance plan. Is it to attract and retain quality employees, or is it to provide low cost insurance to help your employees? If you have a purpose in mind, it makes selecting the right plan easier.

Address

1423 N. Walnut Ste. 103
New Braunfels, TX
78130

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

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