Consumer One Financial

06/20/2025

Sometimes the road to homeownership takes a few unexpected turns. Stephanie was misled by another lender and was unable to close while in escrow. She came back to us, and we got it done. Now she and her family are in their new home. Proud to be part of their success story.

Unlock bigger savings on your mortgage with Consumer One Financial! We find the best rates to maximize your savings. Contact us for a free consultation today!

01/23/2025

WARNING ‼️ Misunderstanding these mortgage terms can affect your financial health. 💸 Listen to this so you don’t make these mistakes👆 🙅‍♂️

11/11/2024

10/21/2024

🚨 Mortgage Rate Alert: Quick Jump! 🚨

Mortgage rates have unexpectedly surged back to levels last seen in July, nearing 7% for top-tier 30-year fixed loans. Just weeks ago, we were close to 6%, but today's jump is fast and frustrating without a clear reason.

Several factors may be at play, like election odds or U.S. deficit concerns, but nothing concrete explains this surge.

If you're considering locking in a rate, refinancing, or exploring your options, now's the time to act!

📲 Call me at 210-660-8584 for a quick consultation today!

10/16/2024

🔓 Unlock Up to 89.99% of Your Home’s Equity—No Mortgage Insurance Needed! 🔓

As your trusted mortgage broker, I’m excited to share an incredible opportunity for homeowners looking to tap into their home equity. With the Conventional Cash-Out 90 loan, you can access up to 89.99% of your home’s value, all while avoiding the added cost of mortgage insurance. 🏡

Whether you're looking to consolidate debt, cover college expenses, or plan that dream vacation, this option gives you financial flexibility—something you won’t find at big banks or retail lenders.

Key Benefits: ✅ Loan amounts up to conforming limits
✅ Minimum 680 FICO
✅ No mortgage insurance
✅ 30-year fixed term
✅ Max LTV of 89.99%
✅ Only 6-month seasoning needed if paying off your first mortgage

I’m here to help you take advantage of this unique program and make your equity work for you. If you think this might be a fit for you or someone you know, DM me or give me a call today!

Let’s explore how Conventional Cash-Out 90 can provide the financial flexibility you’ve been looking for! 💼

09/30/2024

Tired of sharing your space? Let's find a home with room for everyone and everything you love. Message me now at 210-660-8584 or [email protected]!

09/30/2024

Happy National Good Neighbor Day! Dreaming of a home where you can be part of a great community? Let’s start your journey to homeownership today. Call me at 210-660-8584 or email [email protected]!

09/27/2024

Using a mortgage broker like me means benefiting from an extensive network of lenders. I'm here to connect you with the right fit for your unique needs and provide support even after your loan closes. Message me now at 210-660-8584 or [email protected]!

09/24/2024

As an independent home loan expert, I offer faster closings, better rates, and more personalized service. Reach out to experience my unmatched service at 210-660-8584 or [email protected]!

09/22/2024

An escrow waiver can be a tool for financial transparency. By managing your property taxes and insurance payments directly, you can have a clear view of when and where your money is going. DM me or reach out at 210-660-8584 to learn more!

09/21/2024

A cash-out refinance allows you to access a portion of the equity in your home by replacing your current loan with a higher-value one. This can help you pay off debt, renovate your home, or invest in your future. Call me at 210-660-8584 or email [email protected] to explore your options!