Clear HealthPlan Advisors

Clear HealthPlan Advisors At Clear HealthPlan Advisors,
We Bring Clarity to Your Health Insurance

05/20/2026

One of the most common questions I hear is:

โ“ โ€œWhy am I paying so much for health insurance if I still have a deductible?โ€

A big reason is because many people misunderstand what health insurance is actually designed for.

Health insurance is primarily built to protect you from the BIG, unexpected expenses:
๐Ÿฅ Hospital stays
๐Ÿš‘ Emergencies
๐Ÿฉบ Surgeries
๐Ÿ’Š Major illnesses and ongoing treatment

Not necessarily to make every minor doctor visit or prescription free or inexpensive.

Thatโ€™s why many plans today come with higher deductibles โ€” because the real purpose of insurance is financial protection against catastrophic medical bills.

The challenge is that many people are paying for plans that donโ€™t actually fit how they use healthcare.

Understanding how health insurance works โ€” and what itโ€™s intended to do โ€” can help you make far better decisions when choosing coverage.

A lot of people feel stuck when it comes to health insurance.Maybe youโ€™re healthy, rarely go to the doctor, and looking ...
05/13/2026

A lot of people feel stuck when it comes to health insurance.

Maybe youโ€™re healthy, rarely go to the doctor, and looking at a $700โ€“$1,500/month major medical plan with a huge deductible wondering:
โ€œAm I really getting value out of this?โ€

For some individuals and families, a healthcare sharing program like Medi-Share can be a lower-cost, non-traditional alternative worth exploring.

These programs are designed for people who:
โ–ช๏ธDonโ€™t use healthcare services very often
โ–ช๏ธWant lower monthly costs
โ–ช๏ธAre comfortable with a different approach than traditional major medical insurance
โ–ช๏ธAre looking for an alternative option outside of standard ACA coverage

Healthcare sharing plans are NOT traditional health insurance, so itโ€™s important to understand both the pros and limitations before enrolling. But for the right fit, they can provide meaningful monthly savings and a different way to approach healthcare costs.

I work with clients who are exploring these types of options and help explain:
โ˜‘๏ธ How healthcare sharing works
โ˜‘๏ธ What is and isnโ€™t typically eligible for sharing
โ˜‘๏ธ Monthly cost expectations
โ˜‘๏ธ Differences between sharing programs and traditional insurance
โ˜‘๏ธ Who may โ€” and may not โ€” be a good fit

If youโ€™d like to learn more and get the โ€œHealthcare Sharing 101โ€ breakdown, feel free to send me a message.

Iโ€™d be happy to walk you through the ins and outs and help determine whether a program like Medi-Share makes sense for your situation.

Retiring before 65?Donโ€™t let health insurance be the thing that holds you back.There are more options than most people r...
04/29/2026

Retiring before 65?

Donโ€™t let health insurance be the thing that holds you back.

There are more options than most people realizeโ€”and the right strategy can make a big difference in cost.

We help you bridge the gap to Medicare with a plan tailored to YOU.

๐Ÿ“ฉ Message me or call 210-410-0472 to get started

๐Ÿฉบ๐™Ž๐™ฉ๐™ž๐™ก๐™ก ๐™’๐™ค๐™ง๐™ ๐™ž๐™ฃ๐™œ ๐™–๐™ฃ๐™™ ๐™ƒ๐™–๐™ซ๐™š ๐™€๐™ข๐™ฅ๐™ก๐™ค๐™ฎ๐™š๐™ง ๐˜พ๐™ค๐™ซ๐™š๐™ง๐™–๐™œ๐™š? ๐™ƒ๐™š๐™ง๐™š'๐™จ ๐™’๐™๐™–๐™ฉ ๐™”๐™ค๐™ช ๐™‰๐™š๐™š๐™™ ๐™ฉ๐™ค ๐™†๐™ฃ๐™ค๐™ฌ ๐˜ผ๐™—๐™ค๐™ช๐™ฉ ๐™ˆ๐™š๐™™๐™ž๐™˜๐™–๐™ง๐™š.If you're 65 or older and still w...
04/07/2026

๐Ÿฉบ๐™Ž๐™ฉ๐™ž๐™ก๐™ก ๐™’๐™ค๐™ง๐™ ๐™ž๐™ฃ๐™œ ๐™–๐™ฃ๐™™ ๐™ƒ๐™–๐™ซ๐™š ๐™€๐™ข๐™ฅ๐™ก๐™ค๐™ฎ๐™š๐™ง ๐˜พ๐™ค๐™ซ๐™š๐™ง๐™–๐™œ๐™š? ๐™ƒ๐™š๐™ง๐™š'๐™จ ๐™’๐™๐™–๐™ฉ ๐™”๐™ค๐™ช ๐™‰๐™š๐™š๐™™ ๐™ฉ๐™ค ๐™†๐™ฃ๐™ค๐™ฌ ๐˜ผ๐™—๐™ค๐™ช๐™ฉ ๐™ˆ๐™š๐™™๐™ž๐™˜๐™–๐™ง๐™š.
If you're 65 or older and still working, you might be wondering:
โ€œ๐ท๐‘œ ๐ผ ๐‘›๐‘’๐‘’๐‘‘ ๐‘ก๐‘œ ๐‘’๐‘›๐‘Ÿ๐‘œ๐‘™๐‘™ ๐‘–๐‘› ๐‘€๐‘’๐‘‘๐‘–๐‘๐‘Ž๐‘Ÿ๐‘’ ๐‘–f ๐ผ โ„Ž๐‘Ž๐‘ฃ๐‘’ ๐‘–๐‘›๐‘ ๐‘ข๐‘Ÿ๐‘Ž๐‘›๐‘๐‘’ ๐‘กโ„Ž๐‘Ÿ๐‘œ๐‘ข๐‘”โ„Ž ๐‘š๐‘ฆ ๐‘’๐‘š๐‘๐‘™๐‘œ๐‘ฆ๐‘’๐‘Ÿ?โ€
๐Ÿ‘‰ The answer depends on a few key factors:
โœ… ๐‘ฌ๐’Ž๐’‘๐’๐’๐’š๐’†๐’“ ๐‘บ๐’Šz๐’† ๐‘ด๐’‚๐’•๐’•๐’†๐’“๐’”
20 or more employees? Your employer coverage is primary, and Medicare is secondary. In this case, you can delay Medicare Part B without penalty.
Fewer than 20 employees? Medicare becomes primary, and you may need to enroll in Part B to avoid gaps in coverage and late penalties.
โœ… ๐’€๐’๐’– ๐‘ช๐’‚๐’ ๐‘บ๐’•๐’Š๐’๐’ ๐‘ฌ๐’๐’“๐’๐’๐’ ๐’Š๐’ ๐‘ท๐’‚๐’“๐’• ๐‘จ
Most people get Part A (hospital insurance) premium-free. Even if you're working, enrolling in Part A can be a smart move โ€” just be mindful if you're contributing to an HSA.
โœ… ๐‘ฒ๐’๐’๐’˜ ๐’•๐’‰๐’† ๐‘ซ๐’†๐’‚๐’…๐’๐’Š๐’๐’†๐’”
When you do retire or lose employer coverage, youโ€™ll have a Special Enrollment Period to sign up for Medicare without facing late enrollment penalties.
๐Ÿ“Œ ๐˜ฝ๐™ค๐™ฉ๐™ฉ๐™ค๐™ข ๐™‡๐™ž๐™ฃ๐™š:
Donโ€™t assume you can skip Medicare just because youโ€™re still working. Itโ€™s important to review your coverage, compare costs, and understand how Medicare interacts with your current insurance.
Need help deciding when to enroll? Weโ€™re here to guide you through it.

03/25/2026

Attention New Braunfels, San Antonio, and Seguin friends!

We are hosting a Medicare Seminar Dinner tomorrow night in Seguinโ€”and youโ€™re invited. Enjoy a complimentary meal while we walk through the basics of Medicare in a clear, easy-to-understand way.

This is perfect for:
โ€ข Anyone currently on Medicare who wants better clarity on their coverage
โ€ข Those approaching age 65 who want to understand their options before enrolling

If you (or someone you know) would like to attend, message me directly or call / text at 210-410-0472 to reserve your spot!

Most people donโ€™t think about life insurance until itโ€™s too late. But the truth is, life insurance isnโ€™t really for you ...
03/05/2026

Most people donโ€™t think about life insurance until itโ€™s too late. But the truth is, life insurance isnโ€™t really for you โ€” itโ€™s for the people you love.

It can help:
โ€ข Replace lost income
โ€ข Pay off a mortgage or debts
โ€ข Protect your kidsโ€™ future
โ€ข Give your family financial peace of mind

The good news? Coverage is often much more affordable than people think, especially when you start earlier.

If youโ€™ve ever wondered what it might cost or whether you have enough coverage, Iโ€™m happy to help.

๐Ÿ‘‰ Send me a message or comment โ€œINFOโ€ below and Iโ€™ll run you a quick, no-pressure quote.

Even if you just have questions, feel free to reach out. Iโ€™d love to help make sure your family is protected.

Jordan Schwabe
Clear HealthPlan Advisors
(210)410-0472
[email protected]

09/03/2025

The primary question someone who is approaching the age (65) is: "How do I enroll"?!

I am glad you asked! This 60 second video will tell you everything you need to know!For any further questions on Medicare, or all things ...you know who to call!

Clear HealthPlan Advisors
"Bringing Clarity to Your Health Insurance"

New Braunfels,TX
[email protected]
(210) 410-0472

โฐ Wondering when to start reviewing your Medicare or Marketplace insurance plan for the upcoming open enrollment?๐Ÿ‘‰ The a...
08/20/2025

โฐ Wondering when to start reviewing your Medicare or Marketplace insurance plan for the upcoming open enrollment?

๐Ÿ‘‰ The answer: Itโ€™s NEVER too early!

At Clear HealthPlan Advisors, we like to get ahead of the curve and educate our clients on upcoming changes โ€” so you can feel confident and prepared.

โœ… Get ahead now, stress less later.
๐Ÿ“ž Message us today to schedule your free consultation!

Clear HealthPlan Advisors- New Braunfels, TX
[email protected]
(210) 410-0472

๐Ÿฉบ Confused by Health Insurance Options? Letโ€™s Simplify It.โœ… Find the Right Health Insurance Plan for Your Needs Individu...
08/13/2025

๐Ÿฉบ Confused by Health Insurance Options? Letโ€™s Simplify It.

โœ… Find the Right Health Insurance Plan for Your Needs
Individual. Family. Group. Medicare.
No matter your stage of life or size of your household, weโ€™re here to help you find affordable, comprehensive health coverage that fits your needsโ€”and your budget.

๐Ÿ’ก If you're in the market for health insurance but not sure which way to go - reach out today to schedule a free consultation.

Clear HealthPlan Advisors- New Braunfels, TX
[email protected]
(210) 410-0472

08/06/2025

New Braunfels, Weโ€™re Here for You!

Whether itโ€™s individual & family health plans, group coverage for your business, or guidance with Medicare โ€” weโ€™ve got you covered.
At Clear HealthPlan Advisors, we make health insurance simple and keep it local.
โœ… Trusted advice
โœ… Personalized service
โœ… Right here in your community

If you're looking for advice that you can count on from a neighbor you can trust, we've got your back!

Clear HealthPlan Advisors
New Braunfels, Texas
[email protected]
(210) 410-0472

07/30/2025

Whether you're turning 65 soon or helping a loved one navigate the process, understanding how to enroll in Medicare is crucial.

โœ… Scenario 1: Already receiving Social Security retirement benefits?
Good news โ€” you're automatically enrolled in Medicare Parts A and B! ๐Ÿ“ฌ Your Medicare card will arrive in the mail about 3 months before your 65th birthday.

โœ… Scenario 2: Not yet receiving Social Security?
Youโ€™ll need to take one extra step โ€” enrolling manually through the Social Security website or by visiting your local Social Security office. Iโ€™ll show you how in the video!

๐Ÿ‘€ Watch now to learn the key steps, timelines, and tips to make sure you're covered without delay or penalties.

๐Ÿ’ฌ If you have questions or need personalized help, feel free to reach out โ€” Iโ€™m here to guide you through the process.

Jordan Schwabe
Clear HealthPlan Advisors
(210)410-0472
[email protected]

Address

New Braunfels, TX
78130

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm

Telephone

+12104100472

Alerts

Be the first to know and let us send you an email when Clear HealthPlan Advisors posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Clear HealthPlan Advisors:

Share